Payday Loans in Wolf Creek, Oregon

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No payday loan companies in Wolf Creek, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
The Equitable Finance Company 1245 Columbia St NE, Salem, OR 97301 +1 (971) 304 - 0340
Washington Federal Bank 1545 NW U.S. 101, Lincoln City, OR 97367 +1 (541) 994 - 3618
Wells Fargo Bank 1905 Pacific Ave, Forest Grove, OR 97116 +1 (503) 359 - 1670
Northwest Community Credit Union 1689 Molalla Ave, Oregon City, OR 97045 +1 (800) 452 - 9515
A-1 Hawk 20005 McLoughlin Blvd, Gladstone, OR 97027 +1 (503) 656 - 7002
Columbia Bank 301 Avenue A, Seaside, OR 97138 +1 (503) 738 - 8445
U.S. Bank Branch 251 Avenue A, Seaside, OR 97138 +1 (503) 738 - 6395
Rivermark Community Credit Union 1058 Sleret Ave, Gresham, OR 97030 +1 (800) 452 - 8502
People's Bank of Commerce 1500 Siskiyou Blvd, Ashland, OR 97520 +1 (541) 482 - 3886
Northwest Farm Credit Services 3113 The Dallas-California Hwy, S Hwy 97 Ste 100, Redmond, OR 97756 +1 (541) 504 - 3500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wolf Creek, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Payday Loans in Beaverton, OR, Quick Loan in Bend, OR, 24-Hour Loan in Corvallis, OR, Payday Loans in Eugene, OR, Payday Loans in Grants Pass, OR, Payday Loans in Gresham, OR and No Credit Check Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wolf Creek, OR.

Beautiful sights of Wolf Creek, OR

Payday Loans Available in Wolf Creek, OR By The Following ZIP Codes:

97497

Are Payday Loans Legal In Wolf Creek, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Wolf Creek, OR payday loan calculator

Understanding Payday Loans in Wolf Creek, Oregon

If you live in Wolf Creek, Oregon, and you’re struggling to make ends meet, you’re not alone. Fortunately, there are options for those who need to make it to their next paycheck, including payday loans.

What are payday loans?

Payday loans are a type of short-term loan that’s designed to help you cover unexpected expenses until your next payday. These loans are typically for smaller amounts than traditional personal loans, and the repayment period is shorter. In Oregon, payday loans are legal, but there are regulations you should be aware of.

How do payday loans work in Wolf Creek, Oregon?

If you’re considering taking out a payday loan in Wolf Creek, Oregon, you’ll need to find a lender who is willing to work with you. You can do this by searching online or by visiting a local lender in person.

Once you’ve found a lender, you’ll need to fill out an application. This will typically ask for your personal information, including your name, address, and employment information. You’ll also need to provide proof of income, which can be a recent pay stub or bank statement.

If you’re approved for the loan, you’ll receive the money you need, typically within a day or two. You’ll then be required to repay the loan, along with any fees and interest, on your next payday.

What are the regulations for payday loans in Oregon?

Oregon has regulations in place that are designed to protect borrowers from predatory lending practices. These regulations include:

  • Maximum loan amount: $50,000
  • Maximum loan term: 60 days
  • Maximum APR: 36%
  • Maximum fees: 10% of the loan amount or $30, whichever is less

It’s important to note that these regulations apply to all loans in Oregon, including those made online.

Interesting Facts and Statistics about Payday Loans in Wolf Creek, Oregon

  • According to the Oregon Department of Consumer and Business Services, in 2019, Oregonians took out more than 287,000 payday loans, totaling more than $208 million.
  • On average, each borrower took out 3.62 loans and paid $528 in interest and fees.
  • Payday loans are just one option for those who are struggling financially in Wolf Creek, Oregon. Other options include personal loans, credit counseling, and budgeting tools.

Apply Now

If you’re considering a payday loan in Wolf Creek, Oregon, TheGuaranteedLoans can help. We’re a connector service that works with a network of lenders to help match borrowers with potential lenders. Keep in mind that we are not a direct lender, and we do not make credit decisions. Instead, we’ll facilitate your connection with potential lenders who may be able to offer you the loan you need.

To get started, simply fill out our online application.

Remember, a payday loan should never be your first or only option when you’re facing financial difficulties. Be sure to explore all your options and make an informed decision that’s right for you.

F.A.Q.

What are the repayment terms for payday loans in Wolf Creek, Oregon?

The repayment terms for payday loans in Wolf Creek, Oregon vary depending on the lender and the loan agreement. Typically, borrowers have a few weeks to repay the loan in full, including interest and any fees.

Can I apply for a payday loan online in Wolf Creek, Oregon?

Yes, many lenders in Wolf Creek, Oregon offer the option to apply for a payday loan online. Borrowers should carefully research and compare lenders to ensure they are choosing a reputable and trustworthy lender.