Payday Loans in Turkey City, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Turkey City, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Global Cash Access 15 Fleetwood Rd, Carbondale, PA 18407 +1 (570) 281 - 2579
First National Bank 521 N Main St, Forest City, PA 18421 +1 (570) 785 - 3181
Stifel 3101 Emrick Blvd 207, Bethlehem, PA 18020 +1 (610) 317 - 4420
PNC Wealth Management 248 Seneca St, Oil City, PA 16301 +1 (800) 628 - 6320
The Dime Bank 309 Main Ave, Hawley, PA 18428 +1 (570) 226 - 3506
Usnep Federal Credit Union 30 E Ct, Lewisburg, PA 17837 +1 (570) 523 - 1669
Northwest Center Inc 15028 Worthington Rd, Philadelphia, PA 19116 +1 (215) 673 - 9730
NEXTIER BANK N.A. 238 E Main St, Evans City, PA 16033 +1 (800) 262 - 1088
BB&T 94 N Flowers Mill Rd, Langhorne, PA 19047 +1 (215) 752 - 5700
Cross Valley Credit Union 280 N Sherman St, Wilkes-Barre, PA 18702 +1 (570) 823 - 6836

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Turkey City, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loans in Allentown, PA, Short-term Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and 24-Hour Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Turkey City, PA.

Are Payday Loans Legal In Turkey City, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Turkey City, PA payday loan calculator

Understanding Payday Loans in Turkey City, Pennsylvania

Payday loans are a popular way for people to get quick access to cash in a time of need. However, they are illegal in Pennsylvania, including in Turkey City. It is important to understand the state’s laws regarding payday loans before seeking financial assistance in this way.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically offered to individuals with poor credit ratings or low incomes. Borrowers are required to pay back the loan amount plus interest on their next payday or within a few weeks of receiving the loan funds.

The appeal of payday loans is the fast and easy access to cash, without the need for extensive credit checks or other qualifying criteria. However, the high-interest rates and short repayment terms can make it difficult for borrowers to pay off the loan in full, potentially leading to a cycle of debt and financial instability.

Payday Loan Laws in Pennsylvania

Payday loans have been illegal in Pennsylvania since 2010, under the state’s Check Casher Licensing Act. This law prohibits payday lenders from offering loans with annual percentage rates (APRs) above 6%. In addition, lenders are required to be licensed in order to offer loans in the state.

While payday loans are illegal in Pennsylvania, other types of short-term loans may be available, such as installment loans or lines of credit. These loans may have lower interest rates and longer repayment terms than payday loans, making them a more manageable option for borrowers in need of quick cash.

Alternatives to Payday Loans

If you are in need of financial assistance in Turkey City, Pennsylvania, there are several alternatives to payday loans that can help you get the cash you need without the high-interest rates and short repayment terms.

  • Personal loans: Banks and credit unions may offer personal loans with lower interest rates and longer repayment terms than payday loans.
  • Credit cards: If you already have a credit card, you may be able to use it to withdraw cash or make purchases in a financial emergency.
  • Friends and family: Consider reaching out to friends or family members who may be willing to lend you money in a time of need.

Interesting Facts about Payday Loans in Pennsylvania

  • According to the Pew Charitable Trusts, 12 million Americans take out payday loans each year, spending an average of $520 in interest and fees.
  • In Pennsylvania, payday loans are prohibited under the state’s Check Casher Licensing Act, which limits the interest rates that lenders may charge on short-term loans.
  • The Pennsylvania Attorney General’s Office has issued several warnings about the dangers of payday loans, including the potential for high-interest rates, short repayment terms, and the risk of falling into a cycle of debt.

Apply Now

If you are seeking financial assistance in Turkey City, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan that meets your needs. Please note that we are a connector service, not a direct lender, and we cannot guarantee approval or specific loan terms.

To apply for a loan through TheGuaranteedLoans, simply fill out our online application form and provide us with the necessary information about your credit history, income, and financial needs. We will then connect you with potential lenders who may be able to offer you a loan that meets your needs.

Remember, payday loans are prohibited in Pennsylvania, so be sure to explore all of your options and consider the risks before taking out a loan.

F.A.Q.

Where can I get more information about payday loans in Turkey City, Pennsylvania?

More information about payday loans in Turkey City, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Turkey City, Pennsylvania?

No, payday loans are prohibited in Turkey City, Pennsylvania.