Personal Loans in Floyd, Iowa

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No personal loan companies in Floyd, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Colby Dawes: Lincoln Savings Bank 312 Nile Kinnick Dr S, Adel, IA 50003 +1 (515) 327 - 9959
Hometown Cash Advance 304 W Burlington Ave, Fairfield, IA 52556 +1 (641) 472 - 0600
Farmers Trust & Savings Bank 125 W 4th St, Spencer, IA 51301 +1 (712) 262 - 3340
United Bank of Iowa 301 N Main St, Odebolt, IA 51458 +1 (712) 668 - 4877
MidWestOne Bank 112 N Main St, Sigourney, IA 52591 +1 (641) 622 - 2381
Peoples National Bank 1204 E Locust St, Carter Lake, IA 51510 +1 (712) 347 - 6070
Sterling Federal Bank 247 7th Ave S, Clinton, IA 52732 +1 (563) 242 - 9111
Grinnell Investor Center 814 4th Ave, Grinnell, IA 50112 +1 (641) 236 - 3175
Regions Bank 25 N. Frederick Street, Oelwein, IA 50662 +1 (319) 238 - 6600
United Bank of Iowa 609 N Clark St, Carroll, IA 51401 +1 (712) 792 - 8559

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Floyd, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Ames, IA, Personal Loans in Ankeny, IA, Personal Loans in Bettendorf, IA, Personal Loans in Cedar Falls, IA, Personal Loans in Cedar Rapids, IA, Personal Loans in Council Bluffs, IA, Personal Loans in Davenport, IA and Personal Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Floyd, IA.

Personal Loans in Floyd, Iowa: What You Need to Know

Personal loans are a popular option for residents in Floyd, Iowa who need quick access to cash. Unlike other types of loans, personal loans don’t require collateral, making them a great option for those who don’t have a valuable asset to put up as security. But before you apply for a personal loan, there are some important things you need to know. In this article, we’ll cover everything you need to know about personal loans in Floyd, Iowa.

What are Personal Loans?

Personal loans are unsecured loans that individuals can use for a wide range of purposes, such as debt consolidation, home repairs, or unexpected expenses. They typically range between $1,000 and $50,000, with interest rates and terms varying depending on the lender. Personal loans are different from other types of loans, such as auto loans or mortgages, which require collateral.

Floyd, Iowa Personal Loan Providers

There are plenty of personal loan providers in Floyd, Iowa, each with their own set of terms, interest rates, and requirements. Some of the most popular lenders include:

  • Wells Fargo
  • Chase
  • US Bank
  • PNC Bank
  • Citibank

It’s important to do your research and shop around to find the best personal loan provider for your needs.

Interest Rates and Terms

Interest rates on personal loans in Floyd, Iowa vary depending on the lender, your credit score, and other factors. Generally, interest rates can range from around 5% to 36% APR. The term of the loan can also vary, typically ranging from 12 to 84 months. Make sure to read the fine print and understand all of the terms before signing on the dotted line.

Benefits of Personal Loans

One of the biggest benefits of personal loans is their flexibility. Unlike other types of loans, personal loans can be used for just about anything, from home repairs to medical bills to debt consolidation. They can also be a great way to improve your credit score if you make your payments on time and in full each month.

Apply Now

If you’re in need of a personal loan in Floyd, Iowa, TheGuaranteedLoans is here to help. We’re a connector service that specializes in connecting borrowers with potential lenders. Simply fill out our online application, and we’ll work hard to find a lender that meets your needs.

Keep in mind that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply facilitate the connection between borrowers and lenders. Make sure to do your own research and make an informed decision before accepting a loan offer.

Interesting Facts about Personal Loans in Floyd, Iowa

  • According to the Iowa Division of Banking, the average personal loan size in Iowa is around $16,000.
  • In Iowa, those with a credit score of 720 or higher can qualify for interest rates as low as 5% APR.
  • The average credit score in Floyd, Iowa is 709, which is slightly above the national average of 703.
  • In 2020, personal loans were the third most popular type of loan in Iowa, behind mortgages and auto loans.

The Bottom Line

Personal loans can be a great option for those who need quick access to cash and don’t have valuable assets to put up as collateral. If you’re considering a personal loan, make sure to shop around, read the fine print, and make an informed decision. And if you’re ready to apply, head over to TheGuaranteedLoans and fill out our online application today.

Useful Articles

Beautiful sights of Floyd, IA

Photo of city Floyd, IA Photo of city Floyd, IA Photo of city Floyd, IA

Personal Loans Available in Floyd, IA By The Following ZIP Codes:

50435

Floyd, IA personal loan calculator

Advise to read before applying

F.A.Q.

Can I pay off my personal loan early in Floyd, Iowa?

Yes, it is possible to pay off a personal loan early in Floyd, Iowa. In some cases, the borrower may be charged a prepayment penalty for doing so. It is important to check with the lender to determine if this is the case.

Who is eligible for a personal loan in Floyd, Iowa?

To be eligible for a personal loan in Floyd, Iowa, you must be a legal resident of the state and have a good credit score. Some lenders may also have additional eligibility requirements, such as a minimum income or credit history.

Look for Personal Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.