Personal Loans in Latham, Kansas

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No personal loan companies in Latham, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Sunflower Bank 13 N Main St, Ellinwood, KS 67526 +1 (620) 564 - 2010
FNBO - First National Bank of Omaha 6301 Pflumm Rd, Shawnee, KS 66216 +1 (913) 266 - 7300
Central National Bank Smart ATM 130 E 7th St, Concordia, KS 66901 +1 (888) 262 - 5456
Paramount Residential Mortgage Group - PRMG Inc. 205 E 7th St Suite 301, Hays, KS 67601 +1 (785) 650 - 4727
Advance America 1701 N 14th Ave i, Dodge City, KS 67801 +1 (620) 227 - 0400
Academy Bank 13010 Commercial Dr, Bonner Springs, KS 66012 +1 (913) 422 - 8585
Waddell & Reed Inc 729 Main St, Hoxie, KS 67740 +1 (785) 675 - 9988
First State Bank 101 E Cherry St, Hill City, KS 67642 +1 (785) 421 - 2168
CommunityAmerica Credit Union 16110 W 65th St, Shawnee, KS 66217 +1 (913) 905 - 7000
Great Plains Development Inc 100 Military Ave, Dodge City, KS 67801 +1 (620) 227 - 6406

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Latham, KS, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Salina, KS, Personal Loans in Shawnee, KS, Personal Loans in Topeka, KS, Personal Loans in Wichita, KS, Personal Loans in Hutchinson, KS, Personal Loans in Kansas City, KS, Personal Loans in Lawrence, KS and Personal Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Latham, KS.

Personal Loans in Latham, Kansas – A Comprehensive Guide

Personal loans have become a popular financing option for many people in Latham, Kansas. They offer flexibility, convenience, and can be used for a wide range of purposes, including unexpected expenses, debt consolidation, home renovations, and more. In this guide, we’ll discuss personal loans in Latham, Kansas, and everything you need to know before you apply.

What are Personal Loans?

Personal loans are a type of unsecured loan that is offered by banks, credit unions, and other financial institutions. They are typically based on your credit score, income, and other factors, and allow you to borrow a fixed amount of money that must be repaid over a specific period of time, usually with interest.

Are Personal Loans Legal in Kansas?

Yes, personal loans are legal in Kansas, and many financial institutions offer this type of financing. However, it’s essential to ensure that you choose a reputable lender to avoid scams and other fraudulent activities.

How do Personal Loans Work?

Personal loans work by allowing you to borrow a fixed amount of money, typically ranging from a few thousand to tens of thousands of dollars. The loan must be repaid over a specific period of time, usually between six months to seven years, with interest and fees.

The interest rate and fees on personal loans can vary depending on your credit score, income, and other factors. The higher your credit score, the lower the interest rate you’ll pay. However, if you have a low credit score, you may still be able to get approved for a personal loan, but you’ll likely pay a higher interest rate and fees.

Benefits of Personal Loans

  • Flexibility: Personal loans can be used for a variety of purposes, including debt consolidation, home improvements, medical expenses, and more. This makes them a convenient option for many people.
  • Low Interest Rates: Depending on your credit score and other factors, personal loans can have lower interest rates than credit cards and other forms of financing.
  • No Collateral Required: Unlike secured loans, such as car loans or mortgages, personal loans are unsecured, which means you don’t have to put up collateral, such as your home or car, to get approved.

Drawbacks of Personal Loans

  • Higher Interest Rates for Bad Credit: If you have a low credit score, you may still be able to get approved for a personal loan, but you’ll likely pay a higher interest rate and fees.
  • Origination Fees: Some lenders charge origination fees to process and approve your loan application. These fees can be as high as 6% of the loan amount.
  • Shorter Repayment Periods: Personal loans typically have shorter repayment periods than secured loans, such as car loans or mortgages.

Interesting Facts and Statistics about Personal Loans in Latham, Kansas

  • In 2020, the average personal loan amount in Kansas was $9,214.
  • As of September 2021, the average interest rate on personal loans in Kansas is 11.83%.
  • In 2020, the total personal loan debt in Kansas was $10.8 billion.

Apply Now

If you’re interested in applying for a personal loan in Latham, Kansas, our online application process is quick and easy. TheGuaranteedLoans is not a direct lender, but we are a connector service that can help you find potential lenders who offer personal loans. Simply fill out our online application form, and we’ll match you with lenders who may be able to offer you the financing you need.

Please note that we do not guarantee loan approval, and all loan terms, including interest rates and repayment periods, will be determined by the lender. However, we are committed to providing our clients with a safe and secure online platform to apply for personal loans.

Conclusion

Personal loans in Latham, Kansas, are a popular financing option for many people. They offer flexibility, convenience, and can be used for a wide range of purposes. However, it’s essential to ensure that you choose a reputable lender and understand the loan terms and conditions before you apply. With our online application process, finding a potential lender who may be able to offer you the financing you need has never been easier.

Personal Loans Available in Latham, KS By The Following ZIP Codes:

67072

Latham, KS personal loan calculator

F.A.Q.

What are personal loans in Latham, Kansas?

Personal loans in Latham, Kansas are unsecured loans that individuals can borrow for personal use. They are not tied to any specific asset, and the borrower does not have to provide collateral to secure the loan.

How do personal loans in Latham, Kansas differ from other types of loans?

Personal loans in Latham, Kansas differ from other types of loans in that they are not tied to any specific asset. This means that the borrower does not have to provide collateral to secure the loan, and the lender cannot seize any specific assets if the borrower defaults on the loan.