Personal Loans in Drake, Kentucky

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No personal loan companies in Drake, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Commercial Bank Of Grayson 155 W Tom T Hall Blvd, Olive Hill, KY 41164 +1 (606) 474 - 7811
Heights Finance Corporation 604 Ogden St, Somerset, KY 42501 +1 (606) 678 - 7521
KY Cash Advance 405 Dons Drive, London, KY 40741 +1 (606) 862 - 9511
BB&T 102 NW Park Square, Russellville, KY 42276 +1 (270) 726 - 2451
Heights Finance Corporation 1217 Skyline Dr, Hopkinsville, KY 42240 +1 (270) 885 - 0476
Republic Bank 5125 New Cut Rd, Louisville, KY 40214 +1 (502) 363 - 4644
U.S. Bank Branch 12579 Main St, Martin, KY 41649 +1 (606) 285 - 6300
Woodforest National Bank 120 Jill St, Berea, KY 40403 +1 (859) 986 - 2328
World Finance 300 Sam Walton Dr Ste 1400, Somerset, KY 42501 +1 (606) 678 - 8131
Check Into Cash 429 N 12th St, Middlesboro, KY 40965 +1 (606) 248 - 0235

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Drake, KY, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Florence, KY, Personal Loans in Georgetown, KY, Personal Loans in Hopkinsville, KY, Personal Loans in Louisville, KY, Personal Loans in Owensboro, KY and Personal Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Drake, KY.

Personal Loans in Drake, Kentucky: The Ultimate Guide

Life is full of surprises, and sometimes those surprises come with a hefty price tag. Whether it’s an unexpected medical bill, a car repair, or a home renovation project, it’s not always possible to cover these expenses with cash on hand. That’s when a personal loan can come in handy.

In Kentucky, personal loans are legal and popular. If you’re a resident of Drake, Kentucky, and are in need of some extra funds, here’s everything you need to know about personal loans.

What is a personal loan?

A personal loan is a type of loan that is typically unsecured, meaning you don’t need to provide collateral to secure it. Personal loans are often used to consolidate debt, pay for unexpected expenses, or make a large purchase.

Personal loans are different from credit cards, as they typically have a fixed repayment term and interest rate, whereas credit cards typically have variable interest rates.

How to qualify for a personal loan?

The eligibility criteria for a personal loan can vary depending on the lender. However, there are a few common requirements, including:

  • Proof of income: You’ll need to show that you have a steady source of income to repay the loan.
  • Credit score: Most lenders will look at your credit score when deciding whether to approve your application. A good credit score can increase your chances of approval and could qualify you for a lower interest rate.
  • Debt-to-income ratio: Lenders will also look at your debt-to-income ratio, which is the amount of debt you have in relation to your income. A low debt-to-income ratio can increase your chances of approval.

Where to find personal loans in Drake, Kentucky?

There are several options for finding personal loans in Drake, Kentucky. You can start by checking with local banks and credit unions, as well as online lenders.

One convenient option is to use a loan connector service like TheGuaranteedLoans. As a connector service, TheGuaranteedLoans partners with multiple lenders to help you find the best personal loan option for your needs.

Interesting Facts and Statistics

  • According to a survey by Bankrate, Kentucky ranks 10th in the country for states with the highest personal loan debt per capita.
  • The average credit score in Kentucky is 679, which is slightly below the national average.
  • In Kentucky, the legal interest rate for personal loans is 4% per month, or 48% APR.

Apply Now

If you’re interested in applying for a personal loan in Drake, Kentucky, TheGuaranteedLoans makes it easy. Simply fill out our online application, and we’ll connect you with potential lenders who can provide you with loan options and terms.

It’s important to note that TheGuaranteedLoans is not a direct lender. Instead, we act as a middleman to facilitate your connection with potential lenders.

Don’t let unexpected expenses catch you off guard. Consider a personal loan to help cover the costs. Apply now with TheGuaranteedLoans and find the best personal loan option for you.

Useful Articles

Drake, KY personal loan calculator

Advise to read before applying

F.A.Q.

Can I get a personal loan with bad credit in Drake, Kentucky?

Yes, it is possible to get a personal loan with bad credit in Drake, Kentucky. However, your options may be more limited, and you may have to pay a higher interest rate. Consider working to improve your credit score before applying for a loan.

What documents do I need to apply for a personal loan in Drake, Kentucky?

To apply for a personal loan in Drake, Kentucky, you will typically need to provide proof of income, such as pay stubs or tax returns, as well as identification and proof of residence. The specific documents required will vary by lender.

Look for Personal Loans in Other Cities:

Bowling Green Covington Florence Georgetown Hopkinsville Lexington Louisville Owensboro Paducah Richmond
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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