Personal Loans in Guston, Kentucky

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No personal loan companies in Guston, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Southeast Financial Credit Union 1207 Ashley Cir, Bowling Green, KY 42104 +1 (270) 782 - 2480
London Financial Services Inc 603 KY-192, London, KY 40741 +1 (606) 877 - 1968
U.S. Bank Branch 701 N Main St, Tompkinsville, KY 42167 +1 (270) 487 - 6769
Cash Express 210 S 1st St, La Grange, KY 40031 +1 (502) 225 - 4886
BB&T 1065 Burlington Pike, Florence, KY 41042 +1 (859) 372 - 5175
Eagle Finance 650 N Main St Suite 216, Somerset, KY 42501 +1 (606) 676 - 0899
Traditions Finance Company 1877 Main St, Cadiz, KY 42211 +1 (270) 522 - 3377
Heights Finance Corporation 2550 State Hwy 72 Suite 2, Harlan, KY 40831 +1 (606) 573 - 3224
Members Choice Credit Union 145 Russell Rd, Ashland, KY 41101 +1 (606) 329 - 7876
Regions Bank 1104 Paris Rd, Mayfield, KY 42066 +1 (270) 248 - 7970

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Guston, KY, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Florence, KY, Personal Loans in Georgetown, KY, Personal Loans in Hopkinsville, KY, Personal Loans in Louisville, KY, Personal Loans in Owensboro, KY and Personal Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guston, KY.

Personal Loans in Guston, Kentucky

Are you considering a personal loan in Guston, Kentucky? You’re not alone. Personal loans are a popular financial solution for individuals who need money but don’t want to take out a secured loan or use their credit card. In this guide, we’ll walk you through everything you need to know about personal loans, including their benefits, requirements, and the best lenders you can work with.

What are Personal Loans?

Personal loans are an unsecured loan that allows borrowers to obtain funds from a lender and pay it back over time with interest. Unlike a secured loan, there is no collateral involved, which means that the borrower does not need to offer any asset as a guarantee. Instead, the lender looks at the borrower’s credit score, income, and other factors to determine their creditworthiness.

One of the benefits of personal loans is that the interest rates are generally lower than those of credit cards or payday loans. Personal loans also have fixed terms, which means that the borrower knows exactly how much they will have to pay each month and how long it will take to pay off the loan.

Requirements for Personal Loans in Guston, Kentucky

To apply for a personal loan in Guston, Kentucky, you must be at least 18 years of age and a U.S. citizen or permanent resident. You will also need to have a valid Social Security number, a valid email address, and a bank account.

In addition, most lenders will require you to have a good credit score and a stable source of income. The minimum credit score required varies from lender to lender, but most will require a score of at least 600. If you have a score below 600, you may still be able to qualify for a personal loan, but you may have to pay higher interest rates.

The Benefits of Personal Loans

  • Flexible borrowing options
  • Lower interest rates than credit cards and payday loans
  • No collateral required
  • Fixed terms make it easy to budget

The Risks of Personal Loans

  • High-interest rates for those with poor credit history
  • Failure to repay can negatively impact credit score and credit history
  • May lead to a cycle of debt and financial strain

Best Personal Loan Lenders in Guston, Kentucky

There are many personal loan lenders in Guston, Kentucky, but not all of them are created equal. When looking for a lender, it’s important to consider their interest rates, fees, repayment terms, and customer service.

Here are some of the best personal loan lenders in Guston, Kentucky:

  • LendingClub: LendingClub is a peer-to-peer lender that allows borrowers to obtain funds from individual investors. They offer loans of up to $40,000 and have interest rates starting at 6.95%.
  • Discover: Discover is a well-known financial institution that offers personal loans of up to $35,000 with interest rates starting at 6.99%. They have a quick online application process, and funds can be disbursed within one business day.
  • Upstart: Upstart is an online lender that offers personal loans of up to $50,000 with interest rates starting at 6.18%. They use alternative data points to evaluate borrowers, which may make it easier for those with less-than-perfect credit to qualify.

Interesting Facts about Personal Loans in Guston, Kentucky

  • In 2020, the average personal loan in Kentucky was $12,406.
  • Personal loans are legal and regulated in Kentucky.
  • Kentucky has one of the highest poverty rates in the United States, with 16.3% of residents living below the poverty line.

Apply Now for a Personal Loan in Guston, Kentucky

If you’re ready to apply for a personal loan in Guston, Kentucky, TheGuaranteedLoans is here to help. We are a connector service that can help you find the best lender for your needs. Simply fill out our online application, and we’ll connect you with potential lenders who can offer you the funds you need. Remember, we’re not a direct lender, but we will facilitate your connection with potential lenders.

Don’t let financial stress hold you back. Apply now for a personal loan and take control of your finances today.

Personal Loans Available in Guston, KY By The Following ZIP Codes:

40142

Guston, KY personal loan calculator

F.A.Q.

What are the repayment terms for personal loans in Guston, Kentucky?

The repayment terms for personal loans in Guston, Kentucky vary depending on the lender and the loan terms. In general, personal loans have a fixed repayment period, ranging from a few months to several years. During this time, the borrower is required to make regular monthly payments that include both principal and interest.

Can I get a personal loan with a bankruptcy on my credit report in Guston, Kentucky?

It may be possible to get a personal loan with a bankruptcy on your credit report in Guston, Kentucky, but you will likely face higher interest rates and stricter eligibility requirements. Some lenders may offer loans specifically for people with bankruptcy, but these loans may come with higher fees and more restrictive terms.