Personal Loans in Helen, Maryland | Cash Advances at TheGuaranteedLoans.com

No personal loan companies in Helen, MD. Consider companies in other cities:
Company name	Address	Zip code	Phone number
Provident State Bank	209 Franklin St, Denton, MD	21629	+1 (410) 479 - 2401
John B Robins Iv Pa	128 E Main St, Salisbury, MD	21801	+1 (410) 749 - 3791
PNC Bank	25895 Point Lookout Rd, Leonardtown, MD	20650	+1 (301) 737 - 3802
Capital One Bank	7941 Tuckerman Ln, Potomac, MD	20854	+1 (301) 299 - 5800
Fulton Bank	96 Village Square, Baltimore, MD	21210	+1 (410) 433 - 1990
Navy Federal Credit Union	12410 Fairwood Pkwy, Bowie, MD	20720	+1 (888) 842 - 6328
Lendmark Financial Services	26 Office St, Bel Air, MD	21014	+1 (410) 420 - 6512
APGFCU - North East Branch	2011 W Pulaski Hwy, Elkton, MD	21921	+1 (800) 225 - 2555
Citibank	9812 Falls Rd, Potomac, MD	20854	+1 (301) 637 - 8123
Taylor Bank	2140 Old Snow Hill Rd, Pocomoke City, MD	21851	+1 (410) 957 - 3200

No personal loan companies in Helen, MD. Consider companies in other cities:

Company name

Address

Zip code

Phone number

Provident State Bank

209 Franklin St, Denton, MD

21629

+1 (410) 479 - 2401

John B Robins Iv Pa

128 E Main St, Salisbury, MD

21801

+1 (410) 749 - 3791

PNC Bank

25895 Point Lookout Rd, Leonardtown, MD

20650

+1 (301) 737 - 3802

Capital One Bank

7941 Tuckerman Ln, Potomac, MD

20854

+1 (301) 299 - 5800

Fulton Bank

96 Village Square, Baltimore, MD

21210

+1 (410) 433 - 1990

Navy Federal Credit Union

12410 Fairwood Pkwy, Bowie, MD

20720

+1 (888) 842 - 6328

Lendmark Financial Services

26 Office St, Bel Air, MD

21014

+1 (410) 420 - 6512

APGFCU - North East Branch

2011 W Pulaski Hwy, Elkton, MD

21921

+1 (800) 225 - 2555

Citibank

9812 Falls Rd, Potomac, MD

20854

+1 (301) 637 - 8123

Taylor Bank

2140 Old Snow Hill Rd, Pocomoke City, MD

21851

+1 (410) 957 - 3200

Personal Loans 101: Helen, Maryland Edition

Are you in need of quick financial assistance but unsure where to turn? Personal loans may be the solution you’ve been looking for. In Helen, Maryland, personal loans are not only legal but also a popular option for individuals seeking quick access to cash. In this comprehensive guide, we’ll take a closer look at personal loans in Helen, Maryland, and provide you with all the information you need to make an informed decision.

What Are Personal Loans?

Personal loans are a type of unsecured loan that can be used for any purpose. Unlike other types of loans, such as a mortgage or auto loan, personal loans do not require collateral. Instead, lenders rely on a borrower’s creditworthiness to determine whether to approve a loan and what interest rate to offer. Generally, personal loans are best used for short-term needs, such as a home renovation project, medical expenses, or unexpected car repairs.

How Do Personal Loans Work?

In Helen, Maryland, personal loans are typically offered by banks, credit unions, and online lenders. To apply for a personal loan, you will need to fill out an application and provide information about your income, employment, and credit history. The lender will then review your application and use your credit score and other factors to determine whether to approve your loan. If approved, you will receive the loan funds, usually as a lump sum, and will need to repay the loan in installments over a set period of time, typically two to five years.

Benefits of Personal Loans

No collateral required
Flexibility to use funds for any purpose
Fixed interest rates and payments
Potential for lower interest rates than credit cards

Drawbacks of Personal Loans

Higher interest rates than secured loans
Potential for prepayment penalties or fees
May not be ideal for long-term borrowing
May require a good credit score to qualify

Interest Rates and Fees for Personal Loans in Helen, Maryland

Interest rates and fees for personal loans in Helen, Maryland can vary depending on the lender and the borrower’s creditworthiness. In general, interest rates for personal loans in Maryland range from 6% to 36%. Some lenders may also charge origination fees, application fees, or prepayment penalties. It’s important to carefully review the loan terms and fees before agreeing to a personal loan.

The Bottom Line

Personal loans can be a valuable resource for individuals looking to access quick cash for short-term needs. In Helen, Maryland, personal loans are legal and widely available from a variety of lenders. However, it’s important to carefully review the loan terms and fees before agreeing to a personal loan to ensure that it’s the right choice for your financial situation.

Facts and Statistics: Personal Loans in Helen, Maryland

As of July 2021, the median credit score in Maryland is 706.
In 2020, the average interest rate for a personal loan in Maryland was 10.22%.
Between 2015 and 2019, personal loan debt increased by 17.3%, with an average debt of $8,446 per borrower.

Apply Now

If you’re interested in applying for a personal loan in Helen, Maryland, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to match borrowers with the right loan for their needs. Fill out our online application to get started today.

F.A.Q.

Can I get a personal loan with no credit history in Helen, Maryland?

It may be possible to get a personal loan with no credit history in Helen, Maryland, but your options may be limited. Some lenders may require you to have at least a minimal credit history in order to qualify for a loan.

How can I improve my chances of getting approved for a personal loan in Helen, Maryland?

To improve your chances of getting approved for a personal loan in Helen, Maryland, you can work on improving your credit score, reducing your debt-to-income ratio, and providing evidence of a stable income.