Personal Loans in Harvard, Massachusetts

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No personal loan companies in Harvard, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank Supermarket Branch 779 McGrath Hwy, Somerville, MA 02143 +1 (617) 284 - 8110
Main Street Bank 947 Massachusetts Ave, Lunenburg, MA 01462 +1 (978) 582 - 0713
Santander Bank ATM 1163 Providence Rd, Whitinsville, MA 01588 +1 (877) 768 - 2265
Eastern Bank 274 Main St, Hingham, MA 02043 +1 (781) 740 - 4830
Santander Bank 66 Main St, Hopkinton, MA 01748 +1 (508) 435 - 3459
Webster First Federal Credit Union 12 Merrimac Square, Merrimac, MA 01860 +1 (774) 823 - 1635
Hingham Institution for Savings 37 Whiting St, Hingham, MA 02043 +1 (781) 749 - 2262
Lendah 500 Cummings Center Suite 2550, Beverly, MA 01915 +1 (833) 453 - 6324
The Savings Bank 6 Washington St, North Reading, MA 01864 +1 (781) 486 - 5420
Middlesex Savings Bank 830 Washington St, Holliston, MA 01746 +1 (508) 429 - 2393

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Harvard, MA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Randolph, MA, Personal Loans in Revere, MA, Personal Loans in Salem, MA, Personal Loans in Shrewsbury, MA, Personal Loans in Somerville, MA, Personal Loans in Springfield, MA, Personal Loans in Taunton, MA and Personal Loans in Tewksbury, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harvard, MA.

Introduction: Personal Loans in Harvard, Massachusetts

Personal loans can be a great option for those living in Harvard, Massachusetts who may need some extra money. They are legal and popular in Massachusetts, and can be a quick solution for those who need cash for unexpected expenses or emergencies. In this article, we will explore the options for personal loans in Harvard, Massachusetts and how to apply for them.

What Are Personal Loans?

Personal loans are typically unsecured loans that can be used for a variety of purposes. They are different from secured loans, such as car loans or mortgages, where the lender has collateral to secure the loan, which they can seize in the case of non-payment.

When it comes to personal loans, lenders often look at credit scores, employment history, and other factors to determine whether to approve a loan and at what interest rate. Borrowers with good credit scores and stable employment histories are more likely to be approved for personal loans with low interest rates.

Types of Personal Loans

There are two main types of personal loans: secured and unsecured. Secured personal loans require collateral, such as a car or house. In contrast, unsecured personal loans don’t require collateral, but they may be more difficult to qualify for since there is no security for the lender.

In addition to traditional personal loans, there are other types of personal loans, such as payday loans and title loans. These types of loans often come with high interest rates and short repayment terms, making them more risky for borrowers.

Personal Loans in Massachusetts

Personal loans are legal in Massachusetts, and there are a variety of lenders, both online and in-person, who offer personal loans to Massachusetts residents. When looking for a personal loan in Massachusetts, it’s important to consider several factors, including interest rates, fees, repayment terms, and lender reputation.

Interest Rates

Interest rates on personal loans can vary widely, depending on the lender and the borrower’s creditworthiness. In Massachusetts, interest rates on personal loans are capped at 23%, so it’s important to look for a lender who charges reasonable interest rates.

Fees

Some lenders charge fees for personal loans in addition to interest rates. These fees can include application fees, origination fees, and prepayment penalties. When looking for a personal loan in Massachusetts, it’s important to read the fine print and understand all the fees associated with the loan before signing any documents.

Repayment Terms

Repayment terms for personal loans can range from a few months to several years. When considering a personal loan in Massachusetts, it’s important to choose a loan with a repayment term that is manageable for your financial situation.

Lender Reputation

When choosing a lender for a personal loan in Massachusetts, it’s important to research the lender’s reputation and read reviews from other borrowers. Lenders with good reputations are more likely to offer reasonable interest rates, fair fees, and good customer service.

How to Apply for a Personal Loan in Harvard, Massachusetts

There are several ways to apply for a personal loan in Harvard, Massachusetts. One option is to apply in-person at a bank or credit union. Another option is to apply online through a lender’s website.

When applying for a personal loan, you will typically need to provide information about your income, employment history, and credit score. It’s important to be honest and thorough when providing this information to ensure that you are approved for the loan and receive a fair interest rate.

Interesting Facts About Personal Loans in Massachusetts

  • According to the Massachusetts Division of Banks, the average interest rate for a personal loan in Massachusetts is 11.42%.
  • Personal loans in Massachusetts can range from $1,000 to $100,000, depending on the lender and the borrower’s creditworthiness.
  • Personal loans in Massachusetts are regulated by the Massachusetts Division of Banks and must comply with state and federal lending laws.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help you find potential lenders for personal loans in Harvard, Massachusetts. Our website offers a simple online application process that allows you to submit your information and receive offers from multiple lenders.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not provide loans. Instead, we facilitate your connection with potential lenders who can provide the loan you need.

If you’re looking for a personal loan in Harvard, Massachusetts, apply now with TheGuaranteedLoans and get connected with potential lenders who can help you achieve your financial goals.

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Personal Loans Available in Harvard, MA By The Following ZIP Codes:

01451

Harvard, MA personal loan calculator

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F.A.Q.

What are the eligibility requirements for personal loans in Harvard, Massachusetts?

In general, borrowers must be at least 18 years old, have a good credit score, and have a stable income to be eligible for personal loans in Harvard, Massachusetts. Additionally, some lenders may have specific requirements, such as a minimum income level or a minimum credit score.

How do interest rates on personal loans in Harvard, Massachusetts work?

Interest rates on personal loans in Harvard, Massachusetts are determined by a variety of factors, including the borrower's credit score, income, and loan amount. Lenders may offer fixed or variable interest rates, and the rate may be higher for borrowers with lower credit scores or lower income levels.

Look for Personal Loans in Other Cities:

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