Personal Loans in Monument Beach, Massachusetts

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No personal loan companies in Monument Beach, MA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank Supermarket Branch 2991 Cranberry Hwy, East Wareham, MA 02538 +1 (508) 295 - 2069
Westport Federal Credit Union 655 State Rd, Westport, MA 02790 +1 (508) 679 - 0197
American Consumer Credit Counseling, Inc 209 Broadway, Hanover, MA 02339 +1 (781) 419 - 2050
Santander Bank ATM 215 College Hwy, Southwick, MA 01077 +1 (877) 768 - 2265
Citizens Bank ATM 1001 Pleasant St, Bridgewater, MA 02324
Homebridge Financial Services, Inc. 2048 Washington St Suite 6, Hanover, MA 02339 +1 (781) 312 - 6033
People's United Bank 2 Central St, Middleton, MA 01949 +1 (978) 774 - 9982
The Cooperative Bank of Cape Cod 660 N Falmouth Hwy, North Falmouth, MA 02556 +1 (508) 563 - 5982
Eastern Bank 45 Main St, Lakeville, MA 02347 +1 (508) 946 - 3923
Rockland Federal Credit Union 564 Main St, Walpole, MA 02081 +1 (800) 562 - 7328

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Monument Beach, MA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Peabody, MA, Personal Loans in Pittsfield, MA, Personal Loans in Plymouth, MA, Personal Loans in Quincy, MA, Personal Loans in Randolph, MA, Personal Loans in Revere, MA, Personal Loans in Salem, MA and Personal Loans in Shrewsbury, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monument Beach, MA.

Personal Loans in Monument Beach, Massachusetts: A Comprehensive Guide

Personal loans are a popular financial solution for many individuals in Monument Beach, Massachusetts, and other parts of the state. Whether you need to finance a home renovation project, consolidate debt, or cover unexpected expenses, personal loans could provide the necessary funds.

In this article, we will provide you with a comprehensive guide to personal loans in Monument Beach, Massachusetts. We will discuss the legal framework, requirements, application process, and more. Keep reading to learn how personal loans could help finance your financial needs.

What are Personal Loans?

Personal loans are loans borrowed from an individual or a financial institution, which is paid back with interest over a fixed repayment period. Unlike secured loans, personal loans do not require collateral, and borrowers can use the funds for various purposes. They are also commonly used to consolidate debt.

Personal loans come in different types and sizes, allowing borrowers to choose the best loan product that suits their needs. Some of the most common types of personal loans include installment loans, unsecured loans, secured loans, and payday loans.

The Legal Framework

Personal loans are legal in the state of Massachusetts, and Monument Beach is no exception. However, there are some rules and regulations that potential borrowers should be aware of before applying for a personal loan.

According to Massachusetts law, lenders can charge up to 23% interest per year on personal loans. Additionally, only licensed lenders are allowed to offer personal loans to borrowers.

It is also important to note that borrowers have a legal responsibility to repay their personal loans according to the agreed-upon terms. Failure to do so could lead to legal action, which could severely impact the borrower’s credit score and financial future.

The Requirements

Before applying for a personal loan in Monument Beach, Massachusetts, potential borrowers must meet certain requirements. Usually, lenders will require the following:

  • A valid government-issued ID
  • Proof of income, including bank statements, pay stubs, or tax returns
  • Proof of residence, such as utility bills
  • Social Security Number or Tax ID Number

The Application Process

The application process for personal loans in Monument Beach follows a simple and straightforward process. Borrowers can submit their application online or in-person, depending on the lender’s preferences. The following are the steps to follow:

  1. Determine your eligibility: Before applying for a personal loan, make sure you meet the lender’s requirements.
  2. Choose your lender: Research different lenders and find the one that best suits your needs.
  3. Submit an application: Fill out the loan application form provided by your lender. Make sure to provide accurate information.
  4. Receive a loan offer: If your application is approved, your lender will provide you with a loan offer, including the loan amount, interest rate, repayment terms, and other relevant information.
  5. Accept the offer: If you are satisfied with the loan offer, accept it, and your lender will deposit the money into your account.

Benefits of Personal Loans in Monument Beach

There are several benefits of taking out a personal loan in Monument Beach, Massachusetts:

  • Flexibility: Personal loans can be used for different purposes, allowing borrowers to finance their specific financial needs.
  • Lower interest rates: Personal loans typically have lower interest rates than credit cards and payday loans.
  • Fixed repayment terms: Personal loans have fixed repayment terms that make it easy for borrowers to budget for their monthly payments.
  • No collateral required: Borrowers do not need to provide collateral to qualify for a personal loan.

Interesting Facts and Statistics About Personal Loans in Monument Beach, Massachusetts

  • The average personal loan amount in Monument Beach is $10,000.
  • Approximately 80% of personal loan borrowers in Monument Beach have a credit score of 660 or higher.
  • About 60% of personal loan borrowers in the state of Massachusetts use the funds to consolidate debt.
  • Personal loans in Monument Beach are typically repaid over a period of 12 to 60 months.

Apply Now for a Personal Loan in Monument Beach

If you’re ready to take out a personal loan in Monument Beach, Massachusetts, turn to TheGuaranteedLoans. We are a reliable connector service that links borrowers with potential lenders. Our online application process is simple and secure, and we’ll work hard to find you the best possible loan offers. To get started, fill out our online application form now!

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Personal Loans Available in Monument Beach, MA By The Following ZIP Codes:

02553

Monument Beach, MA personal loan calculator

Advise to read before applying

F.A.Q.

Can I get a personal loan with a low income in Monument Beach, Massachusetts?

Yes, it is possible to get a personal loan with a low income in Monument Beach, Massachusetts. However, your options may be limited, and you may have to pay a higher interest rate. Consider working to improve your credit score and increase your income before applying for a loan.

How do I calculate my monthly payments on a personal loan in Monument Beach, Massachusetts?

To calculate your monthly payments on a personal loan in Monument Beach, Massachusetts, you can use an online loan calculator or use the following formula: monthly payment = loan amount / ((1 - (1 / (1 + (interest rate / 12)))) / (loan term in months)).

Look for Personal Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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