Personal Loans in Lamar, Mississippi

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No personal loan companies in Lamar, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Choice Financial 603 Viola B Sanders Dr Ste 200/300, Greenwood, MS 38930 +1 (662) 453 - 1947
Cash Depot 383 John R Junkin Dr, Natchez, MS 39120 +1 (601) 445 - 5826
Title Cash 1076 E County Line Rd, Ridgeland, MS 39157 +1 (601) 957 - 7006
First Heritage Credit 670 US-51, Ridgeland, MS 39157 +1 (601) 499 - 2022
Reliable Finance 121 Scanlan St, Newton, MS 39345 +1 (601) 683 - 3171
First Metropolitan Financial 404 E Walnut St, Ripley, MS 38663 +1 (662) 837 - 2100
Zippy Cash 600 Beulah Ave, Tylertown, MS 39667 +1 (601) 876 - 0020
Tower Loan 920 Cedar Lake Rd K, Biloxi, MS 39532 +1 (228) 392 - 6556
L D Funding Inc 8089 Getwell Rd, Southaven, MS 38672 +1 (662) 393 - 4200
Raymond James Financial Services 2 Professional Pkwy c, Ridgeland, MS 39157 +1 (601) 957 - 0908

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Lamar, MS, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Southaven, MS, Personal Loans in Tupelo, MS, Personal Loans in Biloxi, MS, Personal Loans in Greenville, MS, Personal Loans in Gulfport, MS, Personal Loans in Hattiesburg, MS, Personal Loans in Jackson, MS and Personal Loans in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lamar, MS.

Personal Loans in Lamar, Mississippi: A Comprehensive Guide

If you’re in need of financial assistance, you may want to consider applying for a personal loan in Lamar, Mississippi. This type of loan can be used for various purposes, including consolidating debt, covering unexpected expenses, or making a significant purchase. In this guide, we will provide you with valuable information about personal loans in Lamar, Mississippi, so you can make an informed decision.

What is a Personal Loan?

A personal loan is an unsecured loan that borrowers can use for a variety of purposes. Unlike secured loans, such as a mortgage or car loan, a personal loan doesn’t require collateral. Borrowers can receive the funds as a lump sum, and then repay the loan with interest in fixed monthly payments over a specific period.

Interest Rates and Fees

When applying for a personal loan in Lamar, Mississippi, it’s essential to understand the interest rates and fees. The interest rate you receive will be based on factors such as your credit history and income. The interest rates for personal loans can vary widely, ranging from 6% to 36%, with the average interest rate being around 12%.

In addition to the interest rate, you will also need to pay fees associated with the loan, such as an origination fee or prepayment penalty. Ensure you understand these fees before agreeing to the loan terms.

Eligibility Requirements for Personal Loans

Before applying for a personal loan, you should know the eligibility requirements. To qualify for a personal loan in Lamar, Mississippi, you must be at least 18 years old, have a valid government-issued ID, provide proof of income, and have an acceptable credit score. Lenders may also check your debt-to-income ratio to determine if you can afford the loan payments.

Benefits of Personal Loans

Personal loans have several benefits, including:

  • Flexibility: Personal loans can be used for a variety of purposes.
  • No collateral: Unlike secured loans, personal loans don’t require you to put up collateral.
  • Fixed interest rates and payments: Personal loans have fixed interest rates and monthly payments, making it easier to budget accordingly.
  • Potential to improve your credit: Making timely payments on your personal loan can help boost your credit score.

Drawbacks of Personal Loans

While personal loans have many benefits, there are some drawbacks, including:

  • Higher interest rates than secured loans
  • May require a credit check that can temporarily lower your credit score
  • May have upfront fees and penalties for late payments or early repayment

Interesting Facts and Statistics about Personal Loans in Lamar, Mississippi

  • Mississippi has some of the highest poverty rates in the United States, with over 19% of its residents living below the poverty line.
  • In 2018, Mississippi had the lowest median household income in the country, at just under $46,000.
  • The average credit score in Mississippi is 657, which is lower than the national average of 695.

Applying for a Personal Loan with TheGuaranteedLoans

If you’re interested in applying for a personal loan in Lamar, Mississippi, TheGuaranteedLoans can help you connect with potential lenders. The application process is simple and can be completed online. TheGuaranteedLoans is not a direct lender but acts as a connector service. Once you complete the application, we will match you with a lender that meets your needs.

The Bottom Line

Personal loans can be a valuable tool for individuals looking to consolidate debt, cover unexpected expenses, or make a significant purchase. Ensure you understand the interest rates and fees associated with the loan before agreeing to the terms. If you’re interested in a personal loan, TheGuaranteedLoans can help connect you with potential lenders.

Useful Articles

Lamar, MS personal loan calculator

Advise to read before applying

F.A.Q.

Are personal loans in Lamar, Mississippi available for people with low income?

Some lenders in Lamar, Mississippi may offer personal loans to people with low income, but these loans may come with higher interest rates and fees. It is important to carefully compare loan offers and consider the total cost of the loan before accepting it.

Can I get a personal loan with a cosigner in Lamar, Mississippi?

Yes, you can get a personal loan with a cosigner in Lamar, Mississippi. A cosigner is a person who agrees to be responsible for the loan if the borrower is unable to make the payments. Having a cosigner with a good credit score can improve your chances of getting approved for a personal loan and may help you secure a lower interest rate.

Look for Personal Loans in Other Cities:

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