Personal Loans in South Plymouth, New York

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No personal loan companies in South Plymouth, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
HSBC Bank 2911 Walden Ave, Depew, NY 14043 +1 (716) 249 - 3580
KeyBank 3701 NY-43, West Sand Lake, NY 12196 +1 (518) 674 - 2866
Northern Credit Union- West Carthage Branch 88 Bridge St, Carthage, NY 13619 +1 (315) 782 - 0155
Chase Bank 220 E Park Ave, Long Beach, NY 11561 +1 (516) 432 - 9195
Capital One Bank 341 Eastern Pkwy, Brooklyn, NY 11216 +1 (718) 783 - 3401
Lockport Schools Federal Credit Union 360 S Transit St, Lockport, NY 14094 +1 (716) 433 - 7740
Access Federal Credit Union 390 W Seneca St, Sherrill, NY 13461 +1 (315) 693 - 0035
TD Bank 1200 Wantagh Ave, Wantagh, NY 11793 +1 (516) 785 - 5028
Five Star Bank 2168 North Street, NY-96A, Ovid, NY 14521 +1 (607) 869 - 3300
First New York Federal Credit Union 424 Maple Ave, Saratoga Springs, NY 12866 +1 (800) 734 - 7375

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in South Plymouth, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Penfield, NY, Personal Loans in Poughkeepsie, NY, Personal Loans in Riverhead, NY, Personal Loans in Rochester, NY, Personal Loans in Rome, NY, Personal Loans in Rye, NY, Personal Loans in Schenectady, NY and Personal Loans in Smithtown, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Plymouth, NY.

Personal Loans in South Plymouth, New York

Personal loans are a popular and legal form of loans in New York, including in South Plymouth. These loans are an option for those who need financial assistance for various reasons, including unexpected expenses, home improvements, or debt consolidation.

How Personal Loans Work

Personal loans are installment loans, which means that they are paid back over time with a fixed monthly payment. The loan amount, interest rate, and repayment term are determined by the lender based on the borrower’s creditworthiness and ability to repay the loan.

Personal loans are unsecured, which means that they don’t require collateral like a home or car. Instead, the lender relies on the borrower’s credit score, income, and other factors to assess their ability to repay the loan.

Benefits of Personal Loans

  • Flexibility: Personal loans can be used for a variety of purposes, from home renovations to medical expenses to debt consolidation. Unlike some other types of loans, there are no restrictions on how the funds can be used.
  • Predictable Payments: Personal loans have fixed interest rates and monthly payments, making it easy for borrowers to budget and plan their finances.
  • No Collateral Required: Personal loans are unsecured, so borrowers don’t need to put up collateral like a home or car to get approved.
  • Quick and Easy: Many lenders offer quick and easy online applications for personal loans, which means borrowers can receive funds within a few business days.

Interest Rates and Fees

Interest rates and fees for personal loans can vary greatly depending on the lender, borrower’s creditworthiness, and other factors. It’s essential to compare rates and fees from multiple lenders before committing to a loan.

The average interest rate for a personal loan in New York is currently around 10.22%, according to Bankrate. However, rates can range from as low as 5% to as high as 36% depending on the lender and borrower.

Other fees to watch out for include origination fees, prepayment penalties, and late payment fees. Make sure to read the loan agreement carefully before signing to understand all the fees associated with the loan.

Facts and Statistics About Personal Loans in South Plymouth, New York

  • In 2020, more than 70% of personal loans in New York were used for debt consolidation or credit card refinancing.
  • According to a report by TransUnion, the average personal loan balance in New York in 2020 was $9,334.
  • 80% of personal loan borrowers in New York have a credit score of 660 or higher, according to LendingTree.
  • New York residents have the second-highest average credit score in the country, behind only Minnesota.

Apply Now

If you’re considering a personal loan in South Plymouth, New York, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we’ll match you with lenders who may be able to provide the funds you need.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find lenders who may be able to offer a loan that meets your needs.

Don’t let unexpected expenses or debt weigh you down. Consider a personal loan in South Plymouth, New York, and take control of your finances today.

South Plymouth, NY personal loan calculator

F.A.Q.

What is the maximum term for a personal loan in South Plymouth, New York?

The maximum term for a personal loan in South Plymouth, New York will vary by lender. Some lenders may offer personal loans with terms as long as 10 years or more, while others may have shorter terms.

Can I get a personal loan with a joint account in South Plymouth, New York?

Yes, it is possible to get a personal loan with a joint account in South Plymouth, New York. A joint account is a bank account that is owned by multiple people. Some lenders may allow you to use a joint account as collateral for a personal loan.