Personal Loans in Montezuma, North Carolina

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No personal loan companies in Montezuma, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 902 Washington St, Williamston, NC 27892 +1 (252) 792 - 2175
Champion Credit Union 4494 Boylston Hwy, Mills River, NC 28759 +1 (828) 648 - 1515
First Citizens Bank 425 E Main St, Lincolnton, NC 28092 +1 (704) 742 - 7000
Quick Bad Credit Loans 2722 Spring Forest Rd, Raleigh, NC 27616 +1 (984) 983 - 5869
BB&T 2040 S Church St ste 100 ste 100, Burlington, NC 27215 +1 (336) 570 - 7920
First Citizens Bank 7045 US-70 East, Newport, NC 28570 +1 (252) 223 - 5161
First National Bank 647 S Main St, King, NC 27021 +1 (336) 983 - 0682
Southern Loans Inc 110 E Dabney Dr, Henderson, NC 27536 +1 (252) 431 - 1505
Welcome Finance Co Loans 112 W Center St, Mebane, NC 27302 +1 (919) 563 - 5501
Woodforest National Bank 304 E Arbor Ln, Eden, NC 27288 +1 (336) 623 - 4670

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Montezuma, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Greenville, NC, Personal Loans in Hickory, NC, Personal Loans in High Point, NC, Personal Loans in Holly Springs, NC, Personal Loans in Huntersville, NC, Personal Loans in Indian Trail, NC, Personal Loans in Jacksonville, NC and Personal Loans in Kannapolis, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montezuma, NC.

Personal Loans in Montezuma, North Carolina: A Comprehensive Guide

Are you in need of a personal loan in Montezuma, North Carolina? You’re in luck. Personal loans are legal and popular in North Carolina, offering residents the flexibility and financial support they need to manage unexpected expenses, consolidate debt, or make a large purchase. In this article, we’ll discuss everything you need to know about personal loans in Montezuma, North Carolina, from laws and regulations to application requirements and lenders.

What is a personal loan?

A personal loan is a type of loan that can be used for a variety of purposes, from consolidating debt to paying for unexpected expenses. Unlike a mortgage or car loan, a personal loan is not secured by collateral and typically has a shorter repayment period. Personal loans are often unsecured, which means they do not require any collateral to be pledged as security for the loan.

Legal and Regulatory Landscape

In North Carolina, personal loans are legal and regulated by the North Carolina Banking Commission. The Commission is responsible for overseeing the activities of lenders, ensuring compliance with state and federal laws, and protecting consumers from predatory lending practices. It’s important to note that North Carolina has placed a cap on interest rates for personal loans, limiting the maximum APR to 36%.

Application Requirements for Personal Loans in Montezuma, North Carolina

To apply for a personal loan in Montezuma, North Carolina, you will typically need to provide the following information:

  • Your name, address, and contact information
  • Your Social Security number
  • Your employment status and income
  • Your credit score and credit history

Personal Loan Lenders in Montezuma, North Carolina

There are a variety of lenders that offer personal loans in Montezuma, North Carolina. These include online lenders, banks, credit unions, and peer-to-peer (P2P) lending platforms. Before choosing a lender, it’s important to compare interest rates, repayment terms, and other fees to find the best option for your individual financial situation.

Interesting Facts and Statistics

Did you know that the average APR for a personal loan in North Carolina is 9.8%? According to recent data, the majority of personal loans in North Carolina are used for debt consolidation, followed by home renovations and medical expenses.

Apply Now

At TheGuaranteedLoans, we can help connect you with potential lenders for a personal loan in Montezuma, North Carolina. With our secure online application process, you can get started today and receive loan offers from multiple lenders. Remember that we are a connector service, not a direct lender, and our goal is to help you find the best loan option for your unique financial situation. Apply now and take the first step towards achieving your financial goals.

In conclusion, personal loans can be a great option for individuals in Montezuma, North Carolina, who need financial support and flexibility. By following the application requirements, comparing lenders, and understanding the legal and regulatory landscape, you can find the best option for your individual needs. Remember to always borrow responsibly and read all terms and conditions carefully before signing any loan agreement.

Montezuma, NC personal loan calculator

F.A.Q.

Are there any fees associated with taking out a personal loan in Montezuma, North Carolina?

There may be fees associated with taking out a personal loan in Montezuma, North Carolina, such as origination fees, late payment fees, or prepayment penalties. It is important to carefully review the terms and conditions of the loan before signing any agreement.

Can I use a personal loan for any purpose in Montezuma, North Carolina?

In general, an individual can use a personal loan for any personal purpose in Montezuma, North Carolina, as long as it is legal and does not violate the terms of the loan agreement.