Personal Loans in Stillwater, Ohio

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No personal loan companies in Stillwater, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 29310 Euclid Ave, Wickliffe, OH 44092 +1 (440) 516 - 2968
Fifth Third Bank & ATM 915 Elliott Dr, Middletown, OH 45044 +1 (513) 425 - 4916
Pathways Financial Credit Union 175 Campbell St, Dayton, OH 45417 +1 (937) 223 - 3333
Consumers National Bank - Malvern 4070 Alliance Rd NW, Malvern, OH 44644 +1 (330) 915 - 3413
First National Bank 13901 Ridge Rd, North Royalton, OH 44133 +1 (440) 582 - 7417
Huntington Bank 2061 Elm Rd NE, Warren, OH 44483 +1 (330) 372 - 1894
Wright-Patt Credit Union Member Center, 2501 W Main St, Troy, OH 45373 +1 (800) 762 - 0047
Community Bank 426 34th St, Bellaire, OH 43906 +1 (740) 676 - 3141
LCNB National Bank 6726 Dick Flynn Blvd, Goshen, OH 45122 +1 (513) 932 - 1414
CheckSmart 105 S 2nd St, Coshocton, OH 43812 +1 (740) 575 - 4314

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Stillwater, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in North Ridgeville, OH, Personal Loans in North Royalton, OH, Personal Loans in Reynoldsburg, OH, Personal Loans in Springfield, OH, Personal Loans in Stow, OH, Personal Loans in Strongsville, OH, Personal Loans in Toledo, OH and Personal Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stillwater, OH.

Personal Loans in Stillwater, Ohio: A Comprehensive Guide

Personal loans are a popular and legal option for residents of Ohio who need to borrow money. If you live in Stillwater, Ohio, and are considering getting a personal loan, it’s important to understand what they are, how they work, and what to look for when choosing a lender.

What are personal loans?

Personal loans are unsecured loans that you can use for any purpose you choose. Unlike secured loans, such as mortgages or auto loans, personal loans don’t require collateral. Instead, lenders use your credit score, income, and other factors to determine whether to approve your loan application and what interest rate to charge you.

Personal loans are typically repaid in fixed monthly payments over a period of two to seven years. The amount you can borrow and the interest rate you’ll pay will depend on your creditworthiness and other factors.

What are the benefits of personal loans?

  • Flexibility: You can use personal loans for any purpose, from paying off credit card debt to financing a home renovation project.
  • No collateral required: Unlike secured loans, you don’t need to put up any collateral to get a personal loan.
  • Faster approval process: Because personal loans are unsecured, the approval process is usually faster than for secured loans.

What should you look for in a personal loan?

When choosing a personal loan, it’s important to shop around and compare offers from different lenders. Here are some factors to consider:

  • Interest rate: The interest rate you’ll pay will depend on your credit score and other factors. Look for the lowest interest rate you can find.
  • Fees: Some lenders charge origination fees, prepayment penalties, or other fees. Make sure you understand all the fees associated with the loan before you sign up.
  • Repayment terms: Make sure you understand the repayment terms, including the length of the loan and the amount of your monthly payments.
  • Customer service: Look for a lender with good customer service, including clear communication and responsive support.

Interesting Facts and Statistics

Did you know that:

  • In 2020, the average personal loan amount was $16,259.
  • The average interest rate on a 24-month personal loan in Ohio was 11.6% in 2020.
  • Ohio has no specific limits on the amount of interest that personal loan lenders can charge.

These figures demonstrate that personal loans are a viable option for many Ohio residents who need to borrow money.

Apply Now!

If you’re ready to apply for a personal loan, TheGuaranteedLoans can help connect you with potential lenders. We offer a quick and easy online application process, and our network of lenders includes a range of options for borrowers with different credit profiles. Remember, we are a connector service and not a direct lender, so we will facilitate your connection with lenders who can provide you with the loan you need. Apply through our website today!

Personal loans can be an excellent option if you need to borrow money, but it’s important to approach the process with caution. Take the time to research lenders and compare offers before making a decision. With the right loan and a solid repayment plan, you can use a personal loan to achieve your financial goals and improve your credit score.

Stillwater, OH personal loan calculator

F.A.Q.

Are personal loans in Stillwater, Ohio tax deductible?

Personal loans are generally not tax deductible in Stillwater, Ohio or elsewhere. However, there may be exceptions in certain situations, such as if you use the loan funds to make improvements to your home. Consult a tax professional for more information.

Can I refinance my personal loan in Stillwater, Ohio?

Yes, it is possible to refinance a personal loan in Stillwater, Ohio. You can apply for a new personal loan with a different lender and use the funds to pay off your existing loan. This can potentially help you secure a lower interest rate or better loan terms.