Personal Loans in Durham, Oklahoma

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No personal loan companies in Durham, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First United Bank - Seminole 201 N Milt Phillips Ave, Seminole, OK 74868 +1 (405) 382 - 0690
Empire Finance 117 N 4th St, Henryetta, OK 74437 +1 (918) 652 - 3303
Security Finance 101 E Main St, Weatherford, OK 73096 +1 (580) 774 - 2274
Armstrong Bank 1500 OK-51, Wagoner, OK 74467 +1 (918) 485 - 4104
Armstrong Bank 501 S 2nd St, Stilwell, OK 74960 +1 (918) 696 - 5711
Arvest Bank 108 N Maple St, Nowata, OK 74048 +1 (918) 273 - 6400
Security Finance 1008 Fir St, Perry, OK 73077 +1 (580) 336 - 1021
Security Finance 112 N Main St, Elk City, OK 73644 +1 (580) 243 - 3606
Western-Shamrock Finance 1114 E Jackson St Ste. A, Hugo, OK 74743
First national bank 602 W Blair Ave, Wilburton, OK 74578 +1 (918) 465 - 2381

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Durham, OK, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Owasso, OK, Personal Loans in Shawnee, OK, Personal Loans in Stillwater, OK, Personal Loans in Tulsa, OK, Personal Loans in Bartlesville, OK, Personal Loans in Broken Arrow, OK, Personal Loans in Edmond, OK and Personal Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Durham, OK.

Personal Loans in Durham, Oklahoma: What You Need to Know

If you live in Durham, Oklahoma, and you’re in need of some extra cash, a personal loan may be a good option for you. Personal loans are legal and popular in Oklahoma, and they can be used for a variety of purposes, such as paying off debt, making home improvements, or covering unexpected expenses.

What Exactly is a Personal Loan?

A personal loan is a type of loan that allows you to borrow a fixed amount of money and pay it back over a set period of time. Unlike a credit card or line of credit, which are revolving forms of credit, a personal loan has a set end date and a fixed monthly payment.

Types of Personal Loans

There are two main types of personal loans: secured and unsecured. A secured loan requires collateral, such as a car or home, which the lender can repossess if you default on the loan. An unsecured loan, on the other hand, does not require any collateral but typically has a higher interest rate because the lender is taking on more risk.

How to Qualify for a Personal Loan in Durham, Oklahoma

The qualifications for a personal loan vary depending on the lender, but in general, you’ll need to have a decent credit score, a steady income, and proof of employment. Some lenders may also require a co-signer or collateral.

Interest Rates and Fees

Interest rates and fees on personal loans can vary widely depending on the lender and your creditworthiness. In general, though, personal loans tend to have lower interest rates than credit cards or other forms of credit, making them a good option for consolidating high-interest debt.

  • Interest rates typically range from 5-36%
  • Loan terms typically range from 1-5 years
  • Origination fees, late fees, and prepayment penalties may also apply

Facts and Statistics About Personal Loans in Durham, Oklahoma

  • In 2020, Oklahomans borrowed over $1.5 billion in personal loans
  • The average personal loan amount in Oklahoma is $7,000
  • The average interest rate for a personal loan in Oklahoma is 12.71%
  • Personal loans are popular in Oklahoma for debt consolidation and unexpected expenses

Applying for a Personal Loan on TheGuaranteedLoans Website

If you’re interested in applying for a personal loan, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we’ll match you with lenders based on your creditworthiness and loan needs. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions or loans. However, we work with a network of trusted and reputable lenders who can help you get the cash you need.

Don’t wait any longer to get the money you need. Apply for a personal loan on TheGuaranteedLoans website today!

Beautiful sights of Durham, OK

Durham, OK personal loan calculator

F.A.Q.

What is the maximum term for a personal loan in Durham, Oklahoma?

The maximum term for a personal loan in Durham, Oklahoma will vary by lender. Some lenders may offer personal loans with terms as long as 10 years or more, while others may have shorter terms.

Can I get a personal loan with a joint account in Durham, Oklahoma?

Yes, it is possible to get a personal loan with a joint account in Durham, Oklahoma. A joint account is a bank account that is owned by multiple people. Some lenders may allow you to use a joint account as collateral for a personal loan.