Personal Loans in Phoenix, Oregon

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No personal loan companies in Phoenix, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 129 N Canyon Blvd, John Day, OR 97845 +1 (541) 575 - 1530
LPL Financial 2425 13th St SE, Salem, OR 97302 +1 (503) 364 - 9359
Northwest Community Credit Union 4900 SW Grange Rd, Roseburg, OR 97471 +1 (800) 452 - 9515
Wells Fargo Bank 14 SW E St, Madras, OR 97741 +1 (541) 475 - 2204
Banner Bank 1095 Oregon Ave SE, Bandon, OR 97411 +1 (541) 347 - 2441
OnPoint Community Credit Union 5120 River Rd N, Keizer, OR 97303 +1 (503) 228 - 7077
People's Bank of Commerce 1500 Siskiyou Blvd, Ashland, OR 97520 +1 (541) 482 - 3886
Oregon State Credit Union 1394 SE Clay St, Albany, OR 97322 +1 (800) 732 - 0173
Bank of the West 4659 SW Hwy 101, Lincoln City, OR 97367 +1 (541) 996 - 2143
Guild Mortgage Company 330 Central Ave, Coos Bay, OR 97420 +1 (541) 982 - 4014

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Phoenix, OR, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Keizer, OR, Personal Loans in Lake Oswego, OR, Personal Loans in McMinnville, OR, Personal Loans in Medford, OR, Personal Loans in Oregon City, OR, Personal Loans in Portland, OR, Personal Loans in Salem, OR and Personal Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Phoenix, OR.

Personal Loans in Phoenix, Oregon

If you’re living in Phoenix, Oregon, and in need of financing, personal loans can be a helpful resource. These types of loans are legal and popular throughout the state, providing individuals with a convenient and accessible way to borrow money for a variety of purposes.

What are Personal Loans?

Personal loans are unsecured loans that can be used for any personal expenses. Common reasons for taking out personal loans include unexpected bills, medical expenses, home renovations, or debt consolidation. These loans typically have fixed interest rates and repayment terms, which means you’ll make monthly payments over the life of the loan until it is paid off in full.

Applying for a Personal Loan in Phoenix, Oregon

When applying for a personal loan in Phoenix, Oregon, you’ll need to provide some basic information, including your name, address, income, and credit score. Your credit score is an important factor that lenders will consider when deciding whether to approve your application and what interest rate to offer you. If you have a low credit score, you may still be able to qualify for a personal loan, but you may be charged a higher interest rate.

Advantages of Personal Loans

  • Fixed interest rates and predictable monthly payments.
  • Funds can be used for any personal expenses.
  • No collateral required.
  • Quick approval and funding.

Disadvantages of Personal Loans

  • Higher interest rates for borrowers with low credit scores.
  • Limitations on loan amounts.
  • Additional fees, such as origination fees or prepayment penalties, may apply.

Interesting Facts and Statistics about Personal Loans in Phoenix, Oregon

  • Oregon has some of the lowest interest rate caps in the country for personal loans, which can benefit borrowers.
  • The average credit score for personal loan borrowers in Oregon is 690.
  • In 2019, Oregon residents took out $458 million in personal loans.
  • Oregon law prohibits lenders from charging prepayment penalties on personal loans, meaning borrowers can pay off their loans early without incurring additional fees.

Apply Now

If you’re interested in applying for a personal loan in Phoenix, Oregon, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll match you with lenders who may be a good fit for your needs. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender, but we are committed to facilitating your connection with reputable lenders who can help you get the financing you need.

Don’t let unexpected expenses weigh you down. Consider applying for a personal loan today.

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Personal Loans Available in Phoenix, OR By The Following ZIP Codes:

97535

Phoenix, OR personal loan calculator

Advise to read before applying

F.A.Q.

Can I get a personal loan with a cosigner who lives out of state in Phoenix, Oregon?

Yes, it is possible to get a personal loan with a cosigner who lives out of state in Phoenix, Oregon. Many lenders allow you to use a cosigner who lives in a different state, as long as they meet the lender's eligibility requirements.

What is the minimum credit score required for a personal loan in Phoenix, Oregon?

The minimum credit score required for a personal loan in Phoenix, Oregon will vary by lender. In general, you will need to have a good credit score, typically above 700, to qualify for a personal loan.

Look for Personal Loans in Other Cities:

Albany Beaverton Bend Corvallis Eugene Grants Pass Gresham Hillsboro Keizer Lake Oswego McMinnville Medford Oregon City Portland Salem Springfield
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