Personal Loans in Malone, Texas

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No personal loan companies in Malone, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
A+ Federal Credit Union 400 W Central Texas Expy, Harker Heights, TX 76548 +1 (512) 302 - 6800
Regional Finance 4761 US-83 Suite B, Rio Grande City, TX 78582 +1 (956) 487 - 2622
Regional Finance 3401 W Davis St Suite A1, Conroe, TX 77304 +1 (936) 756 - 9101
Toledo Finance 2401 Sherwood Way, San Angelo, TX 76901 +1 (325) 703 - 6065
Security Finance 121b N Ash St, Pearsall, TX 78061 +1 (830) 334 - 5636
First State Bank of San Diego 209 E Gravis Ave, San Diego, TX 78384 +1 (361) 279 - 3316
BB&T 18410 Interstate 45 S, Shenandoah, TX 77384 +1 (936) 206 - 3721
Coastal Community Federal Credit Union 6708 Gulf Fwy, La Marque, TX 77568 +1 (409) 765 - 6067
Atlas Credit Co., Inc. 1601 S Richey St, Pasadena, TX 77502 +1 (713) 534 - 6970
Express Bad Credit Loans 8247 Precinct Line Rd, North Richland Hills, TX 76182 +1 (682) 382 - 9450

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Malone, TX, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in McKinney, TX, Personal Loans in Mesquite, TX, Personal Loans in Midland, TX, Personal Loans in Mission, TX, Personal Loans in Missouri City, TX, Personal Loans in Nacogdoches, TX, Personal Loans in New Braunfels, TX and Personal Loans in North Richland Hills, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Malone, TX.

Personal loans are a popular and convenient way for people to access cash when they need it. Whether it’s for an unexpected expense, home renovation, or debt consolidation, personal loans can be an accessible option. In Texas, personal loans are a completely legal form of borrowing, and the city of Malone is no exception.

What is a personal loan?

Before diving into the specifics of personal loans in Malone, Texas, let’s define what a personal loan is. A personal loan is a fixed amount of money borrowed from a financial institution such as a bank, credit union, or online lender, which is repaid over a set period of time, generally from 12 to 60 months, in fixed monthly payments. The interest rates on personal loans are generally lower than those on credit cards, making them an attractive option for anyone looking to consolidate debt or finance a large expense.

What are the requirements for a personal loan in Texas?

In Texas, as in most states, the eligibility requirements for a personal loan will depend on the lender. Generally speaking, you’ll need to meet criteria such as:

  • Being at least 18 years old
  • Having a steady source of income
  • Having a good credit score
  • Being a US citizen or permanent resident

Some lenders may have additional criteria, such as specific income thresholds or residency requirements. However, lenders in Texas are not legally permitted to charge more than 10% interest per annum unless they are licensed. Additionally, any personal loan agreement must include detailed information regarding the terms, conditions, and interest rates applied to the loan.

Why get a personal loan in Malone, Texas?

There are numerous reasons why you might consider applying for a personal loan in Malone, Texas. Here are some of the most common:

  • Debt consolidation: If you have high-interest debt such as credit card balances, a personal loan with a lower interest rate can help you pay off your debt faster and save money on interest.
  • Home renovation: If you’re planning a home renovation project, a personal loan can help you pay for it without tapping into your home’s equity.
  • Medical bills: If you have unexpected medical expenses, a personal loan can help you cover the costs.
  • Moving expenses: If you’re moving to a new home or city, a personal loan can help you cover the costs of moving, including hiring movers or renting a truck.

How to apply for a personal loan in Malone, Texas?

If you’re interested in applying for a personal loan in Malone, Texas, the process is relatively straightforward. Start by researching lenders in your area or online to find one that meets your needs. Next, review the lender’s eligibility criteria, interest rates, and repayment terms. If you meet the criteria and are happy with the loan terms, submit an application either online or at a physical branch.

At TheGuaranteedLoans, we simplify the process even further. We are a connector service that works with a wide range of lenders, including those that specialize in personal loans. Simply complete our online application form, and we’ll connect you with lenders in our network that meet your needs. Our service is free, and there’s no obligation to accept any offers you receive.

Interesting facts and statistics about personal loans in Malone, Texas

  • The average interest rate for a personal loan in Texas is 11.76%, which is slightly higher than the national average of 10.5%. However, rates can vary widely depending on the lender, your credit score, and other factors.
  • Personal loans are a popular choice for Texas residents looking to consolidate debt. According to recent data, Texans have an average debt-to-income ratio of 3.59%, which is higher than the national average of 3.23%.
  • Personal loans can be used for a wide range of purposes, from weddings to vacations to medical expenses. However, it’s worth noting that taking out a personal loan for non-essential expenses can lead to debt if not managed properly.

Apply Now

If you’re a resident of Malone, Texas, considering applying for a personal loan, we can help. At TheGuaranteedLoans, we connect borrowers with lenders that meet their needs. Simply fill out our online application form, and we’ll do the rest. Remember, we’re not a direct lender, but rather a connector service that facilitates the borrowing process. Get started today to see what rates and terms you qualify for.

Personal Loans Available in Malone, TX By The Following ZIP Codes:

76660

Malone, TX personal loan calculator

F.A.Q.

Are there any fees associated with personal loans in Malone, Texas?

Yes, there may be fees associated with personal loans in Malone, Texas, such as origination fees, application fees, or late payment fees. It is important to carefully read the loan agreement and ask the lender about any potential fees before borrowing.

Can I prepay my personal loan in Malone, Texas without penalty?

In most cases, individuals can prepay their personal loan in Malone, Texas without penalty. However, some lenders may charge a prepayment penalty if the loan is paid off early, so it is important to check with the lender before making any prepayment.