Personal Loans in Hildale, Utah

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No personal loan companies in Hildale, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
Eastern Utah Community Credit Union 675 E 100 N, Price, UT 84501 +1 (435) 637 - 2443
The Equitable Finance Company 3226 Washington Blvd, Ogden, UT 84401 +1 (385) 240 - 4155
Checkpoint One 58 Main St, Roosevelt, UT 84066 +1 (435) 722 - 0555
Primary Residential Mortgage, Inc. 285 Fourth E St, Moab, UT 84532 +1 (435) 259 - 0259
Zions Bank Springdale 921 Zion Park Blvd, Springdale, UT 84767 +1 (435) 772 - 3274
TitleMax Title Loans 1849 W 12600 S, Riverton, UT 84065 +1 (801) 256 - 6666
Deseret First Credit Union 10588 S Redwood Rd, South Jordan, UT 84095 +1 (801) 446 - 8101
Bank of Utah 100 500 W, Bountiful, UT 84010 +1 (801) 689 - 0900
Advance America 642 S Main St, Cedar City, UT 84720 +1 (435) 586 - 1772
Desert Rivers Credit Union - Monticello Branch 16 S Main St, Monticello, UT 84535 +1 (435) 587 - 4015

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Hildale, UT, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Saint George, UT, Personal Loans in Salt Lake City, UT, Personal Loans in Sandy, UT, Personal Loans in South Jordan, UT, Personal Loans in Spanish Fork, UT, Personal Loans in Springville, UT, Personal Loans in Tooele, UT and Personal Loans in West Jordan, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hildale, UT.

Personal loans are both legal and popular in Utah, and the city of Hildale offers many options. Understanding the different types of personal loans available, as well as the laws surrounding them, can help you make the best financial decisions for your situation.

What is a Personal Loan?

A personal loan is a type of loan that individuals use to cover expenses, such as home repairs, auto repairs, or medical bills. These loans typically have a fixed interest rate and a fixed term, and the borrower repays the loan in monthly installments over the term of the loan.

Personal loans can come from a variety of sources. Many banks and credit unions offer personal loans, as well as online lenders. The specific terms of each loan will vary depending on the lender, so it’s important to research your options before making a decision.

Types of Personal Loans in Hildale, Utah

In Hildale, Utah, you can find several types of personal loans:

Secured Personal Loans

A secured personal loan requires an asset to be put up as collateral, such as a car or a home. The lender can seize the collateral if the borrower defaults on the loan. Because the lender has the security of the collateral, secured loans typically have lower interest rates and are easier to qualify for.

Unsecured Personal Loans

An unsecured personal loan does not require collateral. Instead, the borrower’s creditworthiness is the main factor in determining whether they qualify for the loan and what interest rate they receive. Unsecured loans can have higher interest rates and may be more difficult to qualify for, especially if the borrower has a low credit score.

Debt Consolidation Loans

A debt consolidation loan is a type of personal loan that is used to consolidate multiple debts into one monthly payment. This can help borrowers simplify their finances and pay off their debt more efficiently.

Payday Loans

Payday loans are short-term loans that are typically repaid on the borrower’s next payday. These loans have higher interest rates and fees and are usually designed for people who need money quickly due to unexpected expenses.

Laws and Regulations on Personal Loans in Hildale, Utah

Utah has several laws in place to protect borrowers of personal loans. In 2014, the Utah State Legislature passed the Consumer Credit Code, which requires lenders to disclose the total cost of the loan and the annual percentage rate (APR).

Additionally, Utah has a maximum interest rate of 10%, which applies to any type of loan, including personal loans. However, there are no limits on fees that can be charged by lenders. This means that borrowers need to be careful when considering loans with high fees or penalties.

Interesting Facts about Personal Loans in Hildale, Utah

  • According to a report by the Utah Department of Financial Institutions, the number of payday loans in Utah decreased by 60% between 2014 and 2018.
  • Personal loans are popular in Utah, with the average borrower taking out six loans per year.
  • Utah has the sixth-highest loan delinquency rate in the country, with 4.5% of all loans past due by 90 days or more.

Apply Now

If you’re looking for a personal loan in Hildale, Utah, TheGuaranteedLoans can help you find potential lenders. Remember, we are a connector service, not a direct lender. We work with a network of trusted lenders to find the loan that best fits your needs. Fill out our online application today and get connected to a lender.

At TheGuaranteedLoans, we understand that borrowing money can be stressful. That’s why we strive to provide you with the information you need to make the best decision for your financial situation. Contact us today to learn more about our services and how we can help you find the right personal loan in Hildale, Utah.

Beautiful sights of Hildale, UT

Personal Loans Available in Hildale, UT By The Following ZIP Codes:

84784

Hildale, UT personal loan calculator

F.A.Q.

How do I compare personal loan offers in Hildale, Utah?

To compare personal loan offers in Hildale, Utah, consider factors such as the interest rate, fees, loan term, and any additional features or benefits. Also, be sure to read the fine print and understand the terms and conditions of each offer before making a decision.

Are there any fees associated with personal loans in Hildale, Utah?

Yes, there may be fees associated with personal loans in Hildale, Utah. These can include origination fees, late payment fees, and other charges. Be sure to ask about any fees when comparing loan offers and factor them into your decision.