Personal Loans in Portage, Utah

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No personal loan companies in Portage, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 970 S, US-89 Suite 110, Logan, UT 84321 +1 (435) 753 - 0909
America First Credit Union 1356 S Main St, Orem, UT 84058 +1 (800) 999 - 3961
TitleMax Title Loans 445 State St, Clearfield, UT 84015 +1 (801) 683 - 2250
U.S. Bank Branch 1060 W State St, Hurricane, UT 84737 +1 (435) 635 - 5555
Goldenwest Credit Union 209 N State St, Morgan, UT 84050 +1 (801) 621 - 4550
LendNation 124 N Main St, Tooele, UT 84074 +1 (435) 882 - 8532
Eastern Utah Community CU 105 W Geneva Dr, East Carbon, UT 84520 +1 (435) 888 - 4481
UCCU - Santaquin Branch 129 E Main St, Santaquin, UT 84655 +1 (801) 223 - 8188
Comstock Financial Services 1500 Kearns Blvd Suite C205, Park City, UT 84060 +1 (435) 649 - 9608
KeyBank 80 N Main St, Kamas, UT 84036 +1 (435) 783 - 4333

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Portage, UT, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Logan, UT, Personal Loans in Midvale, UT, Personal Loans in Ogden, UT, Personal Loans in Orem, UT, Personal Loans in Pleasant Grove, UT, Personal Loans in Provo, UT, Personal Loans in Riverton, UT and Personal Loans in Roy, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portage, UT.

Personal Loans in Portage, Utah: What You Need to Know

If you’re in need of extra cash, a personal loan may be a good option for you. In Portage, Utah, personal loans are not only legal but also quite popular among residents. However, before taking out a personal loan, it’s important to understand what it is, how it works, and what to look for in a lender.

What is a Personal Loan?

A personal loan is a type of loan that can be used for virtually any personal expense, including home improvements, medical bills, car repairs, or debt consolidation. Unlike a secured loan, a personal loan does not require any collateral. Instead, lenders look at your credit score, income, and other financial factors to determine whether you’re eligible for a personal loan and how much you can borrow.

How It Works

Once you’re approved for a personal loan, you’ll receive the money in a lump sum. You’ll then need to repay the loan in fixed monthly payments over a period of time, usually one to five years. The interest rate on a personal loan can vary based on your credit score and other factors, but it’s typically lower than the interest rate on a credit card.

What to Look for in a Lender

It’s important to choose a reputable lender when taking out a personal loan. Some factors to consider when choosing a lender include:

  • Interest rates
  • Loan terms
  • Fees and charges
  • Customer service
  • Reputation and reviews

You can research different lenders online or ask for recommendations from family and friends.

Interesting Facts and Statistics about Personal Loans in Portage, Utah

  • According to the Utah Department of Financial Institutions, there were over 155,000 personal loans issued in Utah in 2020, totaling over $4.4 billion.
  • Utah has some of the highest personal loan usage rates in the country, with 12.3% of Utah residents having taken out a personal loan in the past 12 months.
  • The majority of personal loans issued in Utah are used for debt consolidation, medical expenses, and home repairs.

Apply Now

If you’re interested in taking out a personal loan in Portage, Utah, TheGuaranteedLoans can help you find the right lender. Simply fill out our online application to get started. Please note that TheGuaranteedLoans is not a direct lender but a connector service that facilitates your connection with potential lenders.

With a personal loan, you can get the extra cash you need to cover unexpected expenses or achieve your financial goals. Just be sure to do your research, compare lenders, and choose a loan that’s right for you.

Beautiful sights of Portage, UT

Personal Loans Available in Portage, UT By The Following ZIP Codes:

84331

Portage, UT personal loan calculator

F.A.Q.

Can I get a personal loan in Portage, Utah without a credit check?

Some lenders may offer personal loans in Portage, Utah without conducting a credit check. However, these loans may have higher interest rates and may require a co-signer or collateral to secure the loan. It is important to carefully read the loan agreement and understand the terms before borrowing.

Are there any penalties for defaulting on a personal loan in Portage, Utah?

If a borrower defaults on a personal loan in Portage, Utah, the lender may charge late fees, report the default to credit bureaus, or take legal action to recover the loan. Defaulting on a loan can result in damage to the borrower's credit score and may make it difficult to obtain credit in the future.