Personal Loans in Handley, West Virginia

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No personal loan companies in Handley, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
WesBanco Bank 300 Tennessee Ave, Charleston, WV 25302 +1 (304) 347 - 4000
Premier Bank Inc. 307 Hudgins St, Logan, WV 25601 +1 (304) 752 - 9627
Pioneer West Virginia Federal Credit Union 1316 Kanawha Blvd E, Charleston, WV 25301 +1 (304) 348 - 6648
Huntington Federal Savings Bank 1049 5th Ave, Huntington, WV 25701 +1 (304) 528 - 6230
First Community Bank 1102 Oakvale Rd, Princeton, WV 24740 +1 (304) 431 - 9000
Mortgage Solutions Financial Wheeling 1025 Main St ste 950, Wheeling, WV 26003 +1 (304) 238 - 5500
Peoples Federal Credit Union 419 1st Ave S, Nitro, WV 25143 +1 (304) 722 - 2274
First Citizens Bank 686 Main St E, White Sulphur Springs, WV 24986 +1 (304) 536 - 1400
WesBanco Bank 410 Grand Central Ave, Vienna, WV 26105 +1 (304) 422 - 8501
Sierra Pacific Mortgage - Charlestown, WV 119 W Washington St, Charles Town, WV 25414 +1 (304) 725 - 2000

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Handley, WV, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Charleston, WV, Personal Loans in Huntington, WV, Personal Loans in Morgantown, WV and Personal Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Handley, WV.

Personal Loans in Handley, West Virginia

Personal loans are a popular choice for those in need of quick cash in Handley, West Virginia, and it’s no wonder why. Personal loans are legal in the state and can be used for a variety of purposes such as debt consolidation, home improvement, medical expenses, and unexpected emergencies. In this article, we will explore the ins and outs of personal loans in Handley, West Virginia, what to look for when choosing a lender.

What are Personal Loans?

Personal loans are a type of unsecured loan that can be obtained from a bank, credit union, or online lender. Unlike secured loans, personal loans do not require collateral. Instead, the borrower’s credit score and financial history are used to determine eligibility. Personal loans typically have fixed interest rates and repayment terms of 12-60 months.

The Pros and Cons of Personal Loans

There are several advantages to taking out a personal loan in Handley, West Virginia. Firstly, personal loans are flexible and can be used for a variety of purposes. Secondly, unlike credit cards, personal loans have fixed interest rates, which means that borrowers can budget for their monthly payments. Finally, personal loans can help improve a borrower’s credit score, as long as payments are made on time.

On the other hand, there are also some disadvantages to be aware of when it comes to personal loans. Firstly, interest rates can be higher than other types of loans, and borrowers with poor credit scores may be subject to even higher rates. Secondly, unlike secured loans, personal loans do not offer the opportunity to build equity. Finally, personal loans require a credit check, which can negatively impact a borrower’s credit score if they are denied.

How to Choose a Lender for Personal Loans in Handley, West Virginia

  • Research lenders thoroughly and check their BBB rating and reviews.
  • Compare interest rates, fees, and repayment terms from multiple lenders.
  • Consider the lender’s eligibility requirements, including minimum credit score and income requirements.
  • Look for lenders that offer prequalification or a soft credit check to avoid unnecessary credit inquiries.
  • Make sure you understand the repayment terms and any fees or penalties for early repayment.

Facts about Personal Loans in Handley, West Virginia

  • According to the West Virginia Financial Institutions Division, the maximum interest rate for personal loans in West Virginia is 31% per annum, with no additional fees or charges.
  • As of 2021, the average credit score in West Virginia is 687, which is considered fair credit.
  • In 2020, the total outstanding personal loan debt in the United States was 156 billion dollars.

Apply Now for Personal Loans in Handley, West Virginia

TheGuaranteedLoans is a trusted connector service that can help you find a lender for your personal loan needs in Handley, West Virginia. We are not a direct lender but can facilitate your connection with potential lenders. Applying for a personal loan through our website is simple, and you can get started by filling out our online application form. Remember to only borrow what you can afford to repay and choose a lender that meets your financial needs. Apply now for your personal loan needs in Handley, West Virginia.

Useful Articles

Personal Loans Available in Handley, WV By The Following ZIP Codes:

25102

Handley, WV personal loan calculator

Advise to read before applying

F.A.Q.

Are personal loans in Handley, West Virginia available for military members?

Yes, personal loans may be available for military members in Handley, West Virginia. Some lenders offer special loan programs for military members, with features such as lower interest rates and flexible repayment options.

What is the difference between a personal loan and a payday loan in Handley, West Virginia?

A personal loan is a longer-term loan that is typically used for larger expenses, such as home renovations or consolidating debt. A payday loan is a short-term, high-interest loan that is designed to be repaid in full on your next payday.

Look for Personal Loans in Other Cities:

Charleston Huntington Morgantown Parkersburg
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

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