Personal Loans in Moatsville, West Virginia

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No personal loan companies in Moatsville, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T Mortgage 2640 Meadowbrook Rd, Bridgeport, WV 26330
WesBanco Bank 410 Grand Central Ave, Vienna, WV 26105 +1 (304) 422 - 8501
Community Trust Bank 507 Main St, Summersville, WV 26651 +1 (304) 872 - 2711
MCNB Banks - Beckley Banking Center 85 Jerome Van Meter Dr, Beckley, WV 25801 +1 (304) 253 - 5050
CAMC Federal Credit Union 3400 MacCorkle Ave SE, Charleston, WV 25304 +1 (304) 388 - 5700
Big Coal River Bancorp Inc 38609 Coal River Rd, Whitesville, WV 25209 +1 (304) 854 - 1271
Peoples Federal Credit Union 419 1st Ave S, Nitro, WV 25143 +1 (304) 722 - 2274
Twin Oaks Federal Credit Union 2411 Jackson Ave, Point Pleasant, WV 25550 +1 (304) 675 - 5510
Huntington Mortgage Group 115 Rural Acres Dr, Beckley, WV 25801 +1 (304) 255 - 8912
First United Bank & Trust 29 West Southern Dr, Keyser, WV 26726 +1 (304) 788 - 2552

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Moatsville, WV, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Charleston, WV, Personal Loans in Huntington, WV, Personal Loans in Morgantown, WV and Personal Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moatsville, WV.

Understanding Personal Loans in Moatsville, West Virginia

When you need funds quickly, a personal loan is an option worth considering. Personal loans are legal and popular in West Virginia, including in Moatsville. But before you apply for a personal loan in Moatsville, it’s crucial to understand how personal loans work, the types available, and how to choose the right one for your needs.

Types of Personal Loans

There are several types of personal loans available, including:

  • Secured Personal Loans: These loans require collateral, such as your home or car, to obtain approval. Secured loans often have a lower interest rate than unsecured loans and are an option for people with bad credit.
  • Unsecured Personal Loans: These loans don’t require collateral to obtain approval. Unsecured loans often have a higher interest rate and are an option for people with good credit.
  • Debt Consolidation Loans: These loans are designed to consolidate several debts into one monthly payment. Debt consolidation loans can be secured or unsecured and are an option for people with poor credit.
  • Installment Loans: These loans are a way to borrow a fixed amount and repay it over a set repayment period, often with monthly payments. Installment loans can be secured or unsecured.
  • Payday Loans: These short-term loans are for small amounts, often due on the borrower’s next payday. Payday loans often have high-interest rates and fees and are an option for people who can’t obtain credit elsewhere.

Factors to Consider When Choosing a Personal Loan

When choosing a personal loan, you should consider several factors, including:

  • Interest Rates: The interest rate is the amount you’ll pay the lender to borrow money. Compare interest rates from different lenders to find the best deal.
  • Fees: Some lenders charge upfront fees, such as application or origination fees. Factor these costs into your decision when choosing a lender.
  • Repayment Terms: The repayment term is the length of time you have to repay the loan. A longer repayment term may result in a lower monthly payment, but you’ll pay more interest over time.
  • Loan Amount: The loan amount is the amount of money you plan to borrow. Ensure that the loan amount covers your needs without overborrowing.
  • Lender Reputation: Choose a reputable lender with a history of providing transparent and fair terms and conditions. Read customer reviews and check the lender’s accreditation with organizations like the Better Business Bureau.

Interesting Facts or Statistics About Personal Loans in Moatsville, West Virginia

  • In West Virginia, the maximum legal rate of interest for personal loans with no collateral is 18% per year.
  • The average credit score in West Virginia is 682, which is considered a fair score for obtaining credit.
  • As of 2021, the poverty rate in Moatsville was 20.2%, making personal loans an option for those who may not qualify for traditional credit.

Applying for a Personal Loan on TheGuaranteedLoans

If you’re interested in obtaining a personal loan in Moatsville, West Virginia, TheGuaranteedLoans can help you connect with potential lenders. Keep in mind that while TheGuaranteedLoans is a connector service, not a direct lender, we work with a network of trusted lenders who may offer you competitive terms and rates.

To apply for a personal loan, visit our website and fill out the online application form. We’ll ask for some basic information, including your name, contact information, and employment details. Once you submit your application, our network of lenders will review your information and contact you directly if they can offer you the loan you need.

In conclusion, personal loans can be a helpful financial tool when you need funds quickly. Take the time to research your options, compare lenders, and choose the right loan that fits your needs.

Note: While TheGuaranteedLoans strives to provide accurate and up-to-date information, laws and regulations regarding personal loans in Moatsville, West Virginia, may change. Please verify all information with a licensed professional.

Personal Loans Available in Moatsville, WV By The Following ZIP Codes:

26405

Moatsville, WV personal loan calculator

F.A.Q.

Can I pay off my personal loan early in Moatsville, West Virginia?

Yes, it is possible to pay off a personal loan early in Moatsville, West Virginia. In some cases, the borrower may be charged a prepayment penalty for doing so. It is important to check with the lender to determine if this is the case.

Who is eligible for a personal loan in Moatsville, West Virginia?

To be eligible for a personal loan in Moatsville, West Virginia, you must be a legal resident of the state and have a good credit score. Some lenders may also have additional eligibility requirements, such as a minimum income or credit history.

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