Personal Loans in Wallace, West Virginia

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No personal loan companies in Wallace, WV. Consider companies in other cities:

Company nameAddressZip codePhone number
Pioneer Community Bank 681 Riverside Dr, Welch, WV 24801 +1 (304) 436 - 2171
Huntington Bank 5704 Route 60 East, Huntington, WV 25704 +1 (304) 733 - 8230
Express Mortgage 115 Dye Dr, Beckley, WV 25801 +1 (304) 894 - 8725
Fifth Third Bank & ATM 101 River Rd, Barboursville, WV 25504 +1 (304) 736 - 5304
Citizens Bank of Weston 47 Industrial Park Rd, Jane Lew, WV 26378 +1 (304) 884 - 7825
United Bank 274 WV-34, Hurricane, WV 25526 +1 (304) 757 - 7575
WesBanco Bank 410 Grand Central Ave, Vienna, WV 26105 +1 (304) 422 - 8501
Members Choice WV Federal Credit Union 201 Ohio Ave, Charleston, WV 25302 +1 (304) 346 - 5242
West Union Bank 315 Kimball Ave, Pennsboro, WV 26415 +1 (304) 873 - 2361
City National Bank 200 Academy Dr, Ripley, WV 25271 +1 (304) 372 - 7536

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Wallace, WV, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Charleston, WV, Personal Loans in Huntington, WV, Personal Loans in Morgantown, WV and Personal Loans in Parkersburg, WV. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wallace, WV.

Personal Loans in Wallace, West Virginia: How to Get Them and What You Need to Know

When you need quick access to cash, personal loans can provide a solution. These loans are legal and popular in West Virginia, including in the small town of Wallace. Whether it’s for home repairs, car maintenance, or unexpected medical bills, personal loans may be a suitable option to help you get back on your feet.

What is a Personal Loan?

A personal loan is a type of loan that allows you to borrow money for a specific purpose, such as paying off debts, covering unexpected expenses, or financing major purchases. The loan is typically paid back in monthly installments over a set period of time and can be either secured or unsecured.

Secured loans require collateral, such as a car or property, which the lender can repossess if you default on the loan. Unsecured loans don’t require any collateral, but typically have higher interest rates to offset the risk for the lender.

How to Apply for a Personal Loan in Wallace, WV

Getting a personal loan in Wallace, WV is relatively easy. You can apply in-person at a local bank or credit union, or online through our website. To apply, you’ll need to provide some basic information about yourself, including:

  • Your name, address, and phone number
  • Your Social Security number
  • Your employment and income information
  • Your credit score and credit history

Once you’ve completed your application, a lender will review your information and determine if you’re eligible for the loan. If approved, the lender will provide you with the loan amount, interest rate, and repayment terms.

Factors That Affect Your Eligibility for a Personal Loan

When applying for a personal loan in Wallace, WV, several factors can affect your eligibility, including:

  • Your credit score and credit history
  • Your debt-to-income ratio
  • Your employment status and income
  • The amount you’re applying to borrow

Having a good credit score and history can increase your chances of being approved for a loan, as well as getting a lower interest rate. Lenders typically prefer borrowers with a low debt-to-income ratio and stable employment and income.

Interesting Facts and Statistics

  • A study found that West Virginia has the highest rate of personal loan usage in the country, with 20.71% of adults having a personal loan.
  • The average personal loan amount in West Virginia is $9,957, with an average interest rate of 10.66%.
  • Personal loans are popular for debt consolidation, with 34% of borrowers using the funds to pay off credit card debt.

Apply Now for a Personal Loan in Wallace, WV

If you’re in need of a personal loan in Wallace, WV, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. As a connector service and not a direct lender, we work with a network of reputable lenders to find you the best loan options for your needs.

Remember, taking out a personal loan is a financial responsibility, so be sure to consider the repayment terms and interest rates carefully before applying. If you’re unsure about whether a personal loan is the right option for you, seek the advice of a financial advisor or credit counselor.

Useful Articles

Wallace, WV personal loan calculator

Advise to read before applying

F.A.Q.

Can I get a personal loan with a low down payment in Wallace, West Virginia?

Yes, it is possible to get a personal loan with a low down payment in Wallace, West Virginia. Most personal loans do not require a down payment, as they are unsecured loans.

Are there any additional fees or charges associated with personal loans in Wallace, West Virginia?

Yes, there may be additional fees or charges associated with personal loans in Wallace, West Virginia. These can include origination fees, late payment fees, and other charges. Be sure to ask about any fees when comparing loan offers and factor them into your decision.

Look for Personal Loans in Other Cities:

Charleston Huntington Morgantown Parkersburg
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