Payday Loans in Branchville, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Branchville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 400 E Main St, Ridgeland, SC 29936 +1 (843) 726 - 3929
Cash Doctors 1291 N Fraser St, Georgetown, SC 29440 +1 (843) 546 - 1060
Pinnacle Financial Partners 1000 William Hilton Pkwy f4, Hilton Head Island, SC 29928 +1 (843) 842 - 3232
First Heritage Credit Camden SC 1021d W Dekalb St, Camden, SC 29020 +1 (803) 272 - 4103
Business Loan Solutions 3531 Pelham Rd, Greenville, SC 29615 +1 (864) 297 - 8005
EZ Cash Loans of SC, Inc. 914 Montague Ave, Greenwood, SC 29649 +1 (864) 538 - 6767
Always Money 336 S Main St, Belton, SC 29627 +1 (864) 338 - 0051
AFC Automotive Finance Corp. 2824 Pond Branch Rd, Leesville, SC 29070 +1 (803) 657 - 6510
Woodforest Bank 513 N Duncan Bypass, Union, SC 29379 +1 (864) 427 - 4110
Matt Webster - Mortgage Loan Officer 401 William Hilton Pkwy, Hilton Head Island, SC 29926 +1 (843) 384 - 3111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Branchville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Short-term Loans in Sumter, SC, No Credit Check Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loan Companies in Columbia, SC, No Credit Check Loans in Florence, SC, Payday Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Branchville, SC.

Beautiful sights of Branchville, SC

Payday Loans Available in Branchville, SC By The Following ZIP Codes:

29432

Are Payday Loans Legal In Branchville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Branchville, SC payday loan calculator

Payday Loans in Branchville, South Carolina: A Comprehensive Guide

If you’re in need of quick cash in Branchville, South Carolina, you may be considering a payday loan. While payday loans can be a helpful tool for those in a financial bind, they can also be risky. This guide will provide you with everything you need to know about payday loans in Branchville, South Carolina, so you can make an informed decision.

What are Payday Loans?

A payday loan is a short-term loan that must be repaid by your next payday. Typically, payday loans are for small amounts ranging from $100 to $1,000, and they come with high interest rates and fees. In Branchville, South Carolina, payday loans are legal and regulated by state law.

How Do Payday Loans Work?

To get a payday loan in Branchville, South Carolina, you’ll need to provide proof of income and a valid ID. You’ll then write a post-dated check to the lender for the loan amount plus fees and interest. On your next payday, the lender will cash the check to collect payment.

If you can’t pay back the loan in full, the lender may offer a rollover or renew the loan, but this comes with additional fees and interest.

What are the Risks of Payday Loans?

Payday loans can be risky for a number of reasons. The high interest rates and fees can make it difficult to repay the loan, leading to a cycle of debt. If you can’t repay the loan, the lender may take legal action against you, and you could end up owing more than you borrowed.

Additionally, payday lenders in Branchville, South Carolina, are known for predatory practices that target low-income residents and those with poor credit. They may mislead borrowers about the terms of the loan or charge excessive fees and interest.

How to Protect Yourself When Getting a Payday Loan?

Before getting a payday loan in Branchville, South Carolina, it’s important to understand the risks and take steps to protect yourself. Here are some tips:

  • Shop around: Compare the rates and fees of multiple lenders before choosing one.
  • Read the fine print: Make sure you understand the terms and conditions of the loan before signing.
  • Avoid rollovers: Don’t renew or roll over the loan, as this will only result in more fees and interest.
  • Look for alternatives: Consider other options, such as a personal loan, credit card, or borrowing from friends or family.

Interesting Statistics About Payday Loans in Branchville, South Carolina

  • According to a survey conducted in 2019, South Carolina has the highest number of payday lending stores per capita in the country.
  • The annual interest rate for payday loans in South Carolina can be as high as 390%.
  • A study conducted by the Center for Responsible Lending found that the average payday borrower in South Carolina takes out 10 loans per year, spending an average of 210 days in debt.

Apply Now

If you’ve weighed the risks and decided that a payday loan is the right choice for you, fill out our online application today. TheGuaranteedLoans is a connector service that partners with lenders across Branchville, South Carolina, to help you find the right loan for your needs. Remember, payday loans should only be used as a last resort, and you should always borrow responsibly.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Branchville, South Carolina?

No, it is not a crime to fail to repay a payday loan in Branchville, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.

Can I get a payday loan in Branchville, South Carolina?

Yes, payday loans are available in Branchville, South Carolina.