Payday Loans in Lydia, South Carolina

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No payday loan companies in Lydia, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Money 1004 N Main St, Lancaster, SC 29720 +1 (803) 283 - 1881
Quick Loans 701 N Anderson Rd # 99, Rock Hill, SC 29730 +1 (801) 950 - 0120
Security Finance 1403 Main Hwy, Bamberg, SC 29003 +1 (803) 245 - 5186
Lugoff Loan Company, LLC 714 US-1, Lugoff, SC 29078 +1 (803) 438 - 5363
World Finance 2303 Boundary St STE 8, Beaufort, SC 29902 +1 (843) 524 - 1600
Local Cash Advance Johnston 602 Calhoun St, Johnston, SC 29832 +1 (803) 275 - 0301
Cash Fast Title Loans 377 Rubin Center Dr STE 112, Fort Mill, SC 29708 +1 (803) 802 - 2249
First Capitol Finance 2001 US-17, Little River, SC 29566 +1 (843) 249 - 0120
Regional Finance 104 Bi-Lo Way Suite A2, Moncks Corner, SC 29461 +1 (843) 647 - 6762
World Finance Corporation 310 E Main St c, Williamston, SC 29697 +1 (864) 847 - 7260

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lydia, SC, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loans in Sumter, SC, 24-Hour Loan in Aiken, SC, Payday Loans in Charleston, SC, Short-term Loans in Columbia, SC and Payday Loan for Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lydia, SC.

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Payday Loans Available in Lydia, SC By The Following ZIP Codes:

29079

Are Payday Loans Legal In Lydia, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lydia, SC payday loan calculator

Advise to read before applying

Payday Loans in Lydia, South Carolina

Payday loans are a type of short-term loan that helps bridge an individual’s financial gap between paychecks. Individuals in Lydia, South Carolina, can apply for payday loans regardless of their credit score. However, it’s important to note that interest rates for payday loans are generally higher than traditional loans, and borrowers must repay the loan in full within a short period, usually on their next paycheck.

How Do Payday Loans Work in Lydia, South Carolina?

In South Carolina, payday loans are legal, and companies offering such loans must have a license from the state. To apply for a payday loan, a borrower must 18 years or older, with a valid government-issued ID, a job or a regular source of income, and a checking account. Borrowers can apply for a payday loan in person at a loan office or fill out an online application.

Once a borrower submits their application and provides their information, the lender will approve or reject the loan request. The loan amount is usually a portion of the borrower’s next paycheck, and borrowers must repay the loan plus interest within two weeks or on their next payday.

The Cost of Payday Loans in Lydia, South Carolina

The cost of a payday loan in Lydia, South Carolina, is significantly higher than traditional loans, as lenders charge higher interest rates and fees. The average annual percentage rate (APR) on a payday loan in South Carolina is 400%, higher than the national average of 391%. This high APR can trap borrowers in debt cycles, as they might not be able to pay back the loan in full on their next payday, leading to additional fees and interest.

For instance, if a borrower takes out a payday loan of $500, they might be required to repay $575 (15% interest) within the two weeks. If they cannot repay the loan on time, they may be charged additional fees, which could range from a few hundred dollars to several thousand dollars, depending on the amount borrowed.

Applying for a Payday Loan in Lydia, South Carolina

At TheGuaranteedLoans, we partner with lenders across Lydia, South Carolina, to help our customers connect with potential lenders. We simplify the loan application process, as borrowers can fill out an online application form from the comfort of their home and receive a fast decision on their loan request.

It’s important to note that TheGuaranteedLoans is not a direct lender; we’re a connector service that links borrowers with potential lenders in Lydia, South Carolina. Our platform makes it easy for borrowers to compare lenders and choose the loan that’s best for them.

Interesting Facts and Statistics about Payday Loans in Lydia, South Carolina

  • South Carolina has the highest concentration of payday lenders per capita in the country, with 19.6 lenders per 100,000 residents.
  • The average amount of payday loan debt in South Carolina is $2,600.
  • In South Carolina, 16% of borrowers are military personnel, veterans, or their spouses.

Apply Now for a Payday Loan in Lydia, South Carolina

If you need a payday loan in Lydia, South Carolina, TheGuaranteedLoans can help you connect with a potential lender. Our platform links borrowers with lenders, providing a fast, easy, and secure process to get the financial assistance you need.

Fill out our online loan application form today, and we’ll match you with lenders in Lydia, South Carolina, who can provide you with the loan you need.

F.A.Q.

How do I apply for a payday loan in Lydia, South Carolina?

To apply for a payday loan in Lydia, South Carolina, you can either visit a payday lender in person or apply online. The application process typically involves providing basic personal and financial information and signing a loan agreement.

What are the potential consequences of defaulting on a payday loan in Lydia, South Carolina?

If you default on a payday loan in Lydia, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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