Payday Loans in Pinewood, South Carolina

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No payday loan companies in Pinewood, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Palmetto Financial Services 239 E Columbia Ave, Leesville, SC 29070 +1 (803) 532 - 6444
Carolina Payday Loans 827 Church St, Georgetown, SC 29440 +1 (843) 381 - 8385
Founders Federal Credit Union 109 E 1st St, Kershaw, SC 29067 +1 (800) 845 - 1614
1st Franklin Financial 1628 State Rd, Cheraw, SC 29520 +1 (843) 537 - 8692
Auto Money Title Loans 1015 E Liberty St, Marion, SC 29571 +1 (843) 423 - 0480
Advance Payday 262 S Cherry Rd, Rock Hill, SC 29732 +1 (803) 327 - 2977
Carolina Title Loans, Inc. 1854 E Main St, Spartanburg, SC 29307 +1 (864) 583 - 3814
B & B Loans 107 Richard Temple Blvd, Lake View, SC 29563 +1 (843) 759 - 0016
1st Franklin Financial 161 S Aiken Ln Suite 470, Aiken, SC 29803 +1 (803) 642 - 7180
Personal Cash Loans of SC, Inc. 1009 Broad St, Sumter, SC 29150 +1 (803) 418 - 5588

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pinewood, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Aiken, SC, Short-term Loans in Charleston, SC, Bad Credit Loans in Columbia, SC, Payday Loan for Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Short-term Loans in Hilton Head Island, SC and Short-term Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pinewood, SC.

Beautiful sights of Pinewood, SC

Payday Loans Available in Pinewood, SC By The Following ZIP Codes:

29125

Are Payday Loans Legal In Pinewood, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Pinewood, SC payday loan calculator

Payday Loans in Pinewood, South Carolina: What You Need to Know

If you live in Pinewood, South Carolina, you may be considering taking out a payday loan. Payday loans are a type of short-term loan that typically come with high-interest rates and fees. While they may seem like a quick way to get cash when you’re in a pinch, payday loans can be risky and should only be used as a last resort. If you’re considering a payday loan in Pinewood, South Carolina, here’s what you need to know.

How do payday loans work?

Payday loans are typically offered by payday lenders, which can be found both online and in storefronts. To get a payday loan, you’ll need to provide proof of income and a post-dated check for the amount of the loan, plus fees and interest. When you receive your next paycheck, the lender will cash the check to repay the loan. If you’re unable to repay the loan when it’s due, the lender may offer to roll it over by extending the due date, but this will typically come with additional fees and interest.

Are payday loans legal in South Carolina?

Yes, payday loans are legal in South Carolina, but there are regulations in place to protect borrowers. Lenders are limited to charging no more than 15% interest on loans under $600, and no more than $45 in fees. Loans can’t be rolled over more than six times, and lenders can’t take criminal action against borrowers who are unable to repay the loan.

What are the risks of payday loans?

While payday loans can provide quick access to cash, they can also come with several risks. The high-interest rates and fees can make it difficult to repay the loan, leading to a cycle of debt as you continue to roll over the loan. This can also damage your credit score and make it more difficult to obtain credit in the future. Additionally, payday lenders have been known to engage in predatory practices, such as targeting vulnerable borrowers and trapping them in debt.

What are some alternatives to payday loans?

If you’re in need of cash, there are several alternatives to payday loans that may be a better option. These include:

  • Credit unions: Credit unions offer small-dollar loans with low-interest rates and fees.
  • Personal loans: Personal loans from banks or online lenders can offer larger loan amounts with lower interest rates.
  • Credit counseling: Credit counseling agencies can help you create a budget and negotiate with creditors to lower interest rates and payments.
  • Side hustles: Consider starting a side hustle or selling unwanted items to earn extra cash.

Interesting Facts About Payday Loans in Pinewood, South Carolina

  • Pinewood has a population of approximately 520 people, with a median household income of $31,000.
  • South Carolina has the highest average payday loan debt in the country, at $563 per borrower.
  • Payday lenders in South Carolina reported $77 million in interest and fees in 2017.

Apply Now

If you’ve decided that a payday loan is your best option, TheGuaranteedLoans can help you find a lender in Pinewood, South Carolina. As a connector service, we’ll facilitate your connection with potential lenders who can provide you with the cash you need. Fill out an online application on our website today to get started. Remember, only take out a payday loan if it’s absolutely necessary, and be sure to read all of the terms and conditions before agreeing to the loan.

F.A.Q.

Are there any limitations on the amount I can borrow with a payday loan in Pinewood, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Pinewood, South Carolina is $550.

Do I need to have good credit to get a payday loan in Pinewood, South Carolina?

No, payday loans are designed for people with poor credit and do not require a credit check.