Payday Loans in Rowesville, South Carolina

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No payday loan companies in Rowesville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 2376 Chestnut St NE, Orangeburg, SC 29115 +1 (803) 533 - 0156
World Finance Corporation 1 N Main St, Inman, SC 29349 +1 (864) 473 - 0727
1st Franklin Financial 1309 N Main St c, Summerville, SC 29483 +1 (843) 873 - 8384
Carolina Title Loans, Inc. 401 US-301, Dillon, SC 29536 +1 (843) 774 - 0371
Spratt Savings Bank 1613 J A Cochran Bypass, Chester, SC 29706 +1 (803) 385 - 5102
First Choice Finance Co Inc 1305 Laurens Rd D, Greenville, SC 29607 +1 (864) 233 - 2599
Regional Finance 507 N Harper St Suite D, Laurens, SC 29360 +1 (864) 681 - 0810
Carolina Payday Loans,Inc 1324 Cherry Road, Rock Hill, SC 29730 +1 (803) 980 - 5626
Community First Bank 306 E Windsor St, Westminster, SC 29693 +1 (864) 647 - 5487
Check Into Cash 805 Montague Ave h, Greenwood, SC 29646 +1 (864) 227 - 9432

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rowesville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Payday Loans in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loans in Florence, SC, Payday Loans in Goose Creek, SC and Same Day Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rowesville, SC.

Beautiful sights of Rowesville, SC

Payday Loans Available in Rowesville, SC By The Following ZIP Codes:

29133

Are Payday Loans Legal In Rowesville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Rowesville, SC payday loan calculator

Payday loans can be a lifesaver for many people who need quick cash in an emergency. In Rowesville, South Carolina, these loans are legal and provide a way for individuals to get the money they need without jumping through hoops. In this article, we’ll explore the ins and outs of payday loans in Rowesville and how you can apply for one today.

What Are Payday Loans?

A payday loan is a short-term loan that you take out against your next paycheck. The loan is typically due in full on your next pay date and is intended to cover immediate expenses that can’t wait until your next check arrives. Payday loans are designed for people who need quick cash and don’t have time to go through a lengthy loan application process.

In Rowesville, South Carolina, payday loans are legal. Borrowers can take out loans of up to $550 and are limited to borrowing no more than one loan at a time. Lenders are also required to provide borrowers with a written agreement that outlines the terms and conditions of the loan, including the interest rate and fees.

How Do Payday Loans Work?

The process of getting a payday loan in Rowesville is straightforward. First, you’ll need to provide the lender with personal information, including your name, address, and social security number. You’ll also need to provide proof of income, such as your most recent pay stub.

Once you’ve provided the necessary information, the lender will review your application and let you know if you’ve been approved for the loan. If you are approved, the lender will deposit the loan amount into your bank account. On your next pay date, the lender will withdraw the loan amount plus any fees and interest from your bank account.

Pros and Cons of Payday Loans

Like any financial product, payday loans have both pros and cons that borrowers should be aware of. Here are some of the advantages and disadvantages of payday loans:

Pros:

  • Quick access to cash: Payday loans can provide borrowers with the money they need in an emergency.
  • No credit check: Payday lenders typically don’t require a credit check, which can be helpful for borrowers with poor credit.
  • No collateral: Payday loans are unsecured loans, meaning borrowers don’t have to put up collateral to get the loan.

Cons:

  • High interest rates: Payday loans can come with high interest rates, making them a costly form of borrowing.
  • Short repayment terms: Borrowers must pay back payday loans on their next payday, which can be difficult for some people.
  • Can lead to a cycle of debt: Some borrowers may take out multiple payday loans and find themselves in a cycle of debt.

Applying for a Payday Loan with TheGuaranteedLoans

If you need a payday loan in Rowesville, South Carolina, you can apply online with TheGuaranteedLoans. We are a connector service that connects borrowers with potential lenders. To apply for a loan, simply fill out our online application form with your personal and financial information.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not provide loans. Instead, we facilitate connections between borrowers and lenders. Once you’ve filled out our application form, we’ll send your information to potential lenders and let you know if you’ve been approved for a loan.

Interesting Facts and Statistics About Payday Loans in Rowesville, South Carolina

  • In 2018, payday lenders in South Carolina issued more than 1.8 million loans totaling $687 million.
  • The average payday loan amount in South Carolina is $470.
  • South Carolina’s average payday loan interest rate is 391%, one of the highest in the country.

The Bottom Line

Payday loans can be a helpful source of quick cash in an emergency, but they come with high interest rates and short repayment terms. If you need a payday loan in Rowesville, South Carolina, you can apply with TheGuaranteedLoans and we’ll connect you with potential lenders who can help. Just remember to borrow only what you need and to pay back the loan on time to avoid falling into a cycle of debt.

Apply Now

If you need a payday loan in Rowesville, South Carolina, fill out our online application form today and we’ll get started on connecting you with potential lenders. Remember, TheGuaranteedLoans is here to help and we’re dedicated to providing you with the best possible borrowing experience.

F.A.Q.

Are there any resources available to help me avoid taking out a payday loan in Rowesville, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Rowesville, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.

Can I be charged with a crime if I fail to repay a payday loan in Rowesville, South Carolina?

No, it is not a crime to fail to repay a payday loan in Rowesville, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.