Payday Loans in White Stone, South Carolina

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No payday loan companies in White Stone, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash N Go Title Loan Centers Easley 7009 Calhoun Memorial Hwy, Easley, SC 29640 +1 (864) 373 - 0225
AFC Automotive Finance Corp. 2824 Pond Branch Rd, Leesville, SC 29070 +1 (803) 657 - 6510
Advance America 2101 Enterprise Dr c, Mullins, SC 29574 +1 (843) 423 - 7405
Check Into Cash 1419 W Floyd Baker Blvd, Gaffney, SC 29341 +1 (864) 487 - 1110
Advance America 718-A S. Alabama Ave., Chesnee, SC 29323 +1 (864) 703 - 2555
TitleMax Title Secured Loans 103 SC-20, Pelzer, SC 29669 +1 (864) 947 - 1352
First Community Bank 1735 Wilson Rd, Newberry, SC 29108 +1 (803) 321 - 3200
Money Man Pawn 431 N U.S. Hwy 52, Moncks Corner, SC 29461 +1 (843) 899 - 9100
B & B Loans 1815 Boundary St # B, Beaufort, SC 29902 +1 (843) 322 - 0186
Raymond James 910 E Rutherford St, Landrum, SC 29356 +1 (864) 457 - 2848

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in White Stone, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hilton Head Island, SC, No Credit Check Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Bad Credit Loans in North Charleston, SC, Payday Loan for Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC and Payday Loans in Sumter, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in White Stone, SC.

Useful Articles

Are Payday Loans Legal In White Stone, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

White Stone, SC payday loan calculator

Advise to read before applying

Understanding Payday Loans in White Stone, South Carolina

When you face an unexpected financial emergency or need quick cash to cover your daily expenses, a payday loan can be a viable solution to ease your burden. Payday loans are short-term loans that allow borrowers to borrow small amounts of money at a high-interest rate which is meant to be paid back on the next payday.

If you are a resident of White Stone, South Carolina, you may be considering a payday loan to cover urgent expenses. In this article, we’ll provide a comprehensive guide on payday loans in White Stone, South Carolina.

The Legal Status of Payday Loans in White Stone, South Carolina

Payday loans are legal in the state of South Carolina, including in White Stone. However, the state government has implemented strict regulations and laws to protect borrowers from unscrupulous lenders and predatory lending practices. It is important to work with an authorized and licensed lender and to fully understand the terms and conditions of your loan before signing any contract.

How Much Can You Borrow With Payday Loans in White Stone, South Carolina?

The maximum amount of money that you can borrow with a payday loan in South Carolina, including in White Stone, is $550. The loan term cannot exceed 31 days, and the annual percentage rate (APR) cannot exceed 390%. This means that if you borrow $100 for a term of two weeks, you would pay back $115.

What Are the Requirements for Obtaining Payday Loans in White Stone, South Carolina?

The requirements for obtaining a payday loan in White Stone, South Carolina are:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Be a resident of South Carolina
  • Have a bank account
  • Provide proof of income (such as a pay stub)

The Benefits of Payday Loans in White Stone, South Carolina

One of the key benefits of payday loans is that they are quick and convenient. You can apply for the loan online or in-store, and you can typically receive the funds within a few hours or the next business day. Additionally, payday loans have less strict requirements than traditional bank loans, making them more accessible to individuals with poor credit or no credit history.

The Risks of Payday Loans in White Stone, South Carolina

While payday loans can be a helpful financial tool, they also come with some risks. One of the biggest risks is the high interest rate. Because payday loans are meant to be short-term, the interest rates are typically much higher than traditional bank loans. This can make them difficult to pay back, particularly if you are already struggling financially.

Additionally, borrowers may be tempted to take out multiple payday loans to cover their expenses or to roll over their loan, which can lead to a cycle of debt and financial instability.

Interesting Facts about Payday Loans in White Stone, South Carolina

  • The average APR for a payday loan in South Carolina is 462%.
  • In 2018, South Carolina borrowers took out 1,449,000 payday loans.
  • The average loan amount in South Carolina in 2018 was $382.

Applying for a Payday Loan with TheGuaranteedLoans

If you are considering a payday loan in White Stone, South Carolina, TheGuaranteedLoans can help connect you with a potential lender. We are not a direct lender – we are a connector service that can help you find the right loan to meet your needs. Our service is free, and our process is quick and easy. Simply fill out our online application, and we will connect you with potential lenders who may be able to provide you with the cash you need to cover your expenses.

Final Thoughts

Payday loans can be a helpful financial tool in times of need, but they also come with risks. If you are considering a payday loan in White Stone, South Carolina, it is important to fully understand the terms and conditions of your loan and to work with a reputable lender.

Remember to borrow only what you can afford to pay back, and to explore alternative options, such as traditional bank loans or personal loans, before taking out a payday loan.

F.A.Q.

What should I do if I can't afford to repay my payday loan in White Stone, South Carolina?

If you are unable to repay your payday loan in White Stone, South Carolina, it is important to contact your lender immediately to discuss your options. This may include entering into a payment plan or seeking financial counseling.

What should I do if I think my payday lender is engaging in predatory or illegal practices?

If you believe your payday lender is engaging in predatory or illegal practices, you should report them to the South Carolina Department of Consumer Affairs. You can also seek legal advice from an attorney.

Look for Short-Term Loans in Other Cities:

Aiken Anderson Charleston Columbia Florence Fort Mill Goose Creek Greenville Greenwood Hilton Head Island Mount Pleasant Myrtle Beach North Augusta North Charleston Orangeburg Rock Hill Spartanburg Summerville Sumter
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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