Payday Loans in Columbia, South Dakota

Payday Loan Companies in Columbia, SD

Company nameAddressZip codePhone number
First State Bank 2 N Broadway St 57433 +1 (605) 396 - 2341

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbia, SD, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Rapid City, SD and Payday Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbia, SD.

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Payday Loans Available in Columbia, SD By The Following ZIP Codes:

57433

Are Payday Loans Legal In Columbia, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Columbia, SD payday loan calculator

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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