Payday Loans in Rapid City, South Dakota

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Payday Loan Companies in Rapid City, SD

Company nameAddressZip codePhone number
A-Z Title Loans 420 E Saint Patrick St # 106 57701 +1 (605) 721 - 1675
AAMCO Transmissions & Total Car Care 645 Century Rd 57701 +1 (605) 342 - 7800
Ace Loan 1315 Haines Ave B 57701 +1 (605) 343 - 1632
Advance America 608 E North St 57701 +1 (605) 342 - 1600
Affiliated Mortgage - Premier Home Loan Lender 2920 W Main St 2 57702 +1 (605) 718 - 9820
ATM Dacotah Bank 125 Main St 57601 +1 (800) 627 - 3999
ATM Great Western Bk 4550 Terminal Rd 57703 +1 (800) 627 - 3999
BankWest 311 Omaha St 57701 +1 (605) 399 - 2265
Black Hills Community Bank 840 Mt Rushmore Rd 57701 +1 (605) 343 - 2422
Black Hills Federal Credit Union 200 Main St 57701 +1 (605) 718 - 1818
Black Hills Federal Credit Union ATM 111 Minnesota St 57701 +1 (605) 718 - 1818
Black Hills Pawn 905 E North St 57701 +1 (605) 348 - 1122
Black Hills Powersports 3005 Beale St 57703 +1 (605) 342 - 5500
Blue Ribbon Mortgage & Investments 2025 Jackson Blvd 57702 +1 (605) 343 - 8087
Casey Peterson, Ltd. 909 St Joseph St 101 57701 +1 (605) 348 - 1930
Cash Spot 1012 E North St D 57701 +1 (605) 348 - 4490
Cash with Us 406 E North St 57701 +1 (605) 341 - 9950
Cash-N-Go Pawn 3788 SD-44 57703 +1 (605) 393 - 2274
Cody Schreiber - CMG Financial Mortgage Loan Officer NMLS 1800703 909 St Joseph St 7th Floor 57701 +1 (605) 219 - 8044
Dacotah Bank 125 Main St 57701 +1 (605) 394 - 9000
Dakota Star Federal Credit Union 3122 W St Louis St 57702 +1 (605) 342 - 6442
Discount Loans LLC 3618 Canyon Lake Dr # 110 57702 +1 (605) 718 - 5626
Dollar Loan Center 1575 Lacrosse St 57701 +1 (605) 341 - 5626
Dollar Loan Center 1575 N Lacrosse St 57701 +1 (605) 341 - 5626
Express Bad Credit Loans Rapid City 860 Spruce St 57701 +1 (605) 205 - 7100
Fair Deal Pawn & Gun 307 East Blvd N 57701 +1 (605) 341 - 8664
Farm Bureau Financial Services: Jeff Jasper 2433 W Chicago St B 57702 +1 (605) 341 - 7600
Farm Credit Services of America 2510 N Plaza Dr 57702 +1 (605) 342 - 0678
First Interstate Bank 847 N Creek Dr 57703 +1 (605) 718 - 2265
First Interstate Bank - John Kearns 333 West Blvd 100 57701 +1 (605) 716 - 8930
First National Bank 632 Main St 57701 +1 (605) 399 - 0990
First National Pawn 930 E North St 57701 +1 (605) 341 - 5090
First National Pawn 115 North St 57701 +1 (605) 341 - 6866
First National Pawn 115 E North St 57701 +1 (605) 341 - 6866
First Western Federal Savings Bank 402 Main St 57701 +1 (800) 908 - 8845
Franklin Finance 2218 Jackson Blvd # 5 57702 +1 (605) 342 - 8310
Frontier Financial 2144 Jackson Blvd 1 57702 +1 (605) 348 - 4046
Gateway Financial 3788 SD-44 57703 +1 (605) 721 - 6122
Gentry Finance St 3, 1727 W Main St 57702 +1 (605) 342 - 8007
Granite Buick GMC 2454 E Mall Dr 57701 +1 (605) 348 - 4500
Great Western Bank 14 St Joseph St 57701 +1 (605) 343 - 9230
Great Western Bank 1516 E Saint Patrick St 57703 +1 (605) 343 - 3583
Highmark Federal Credit Union 725 5th St 57701 +1 (605) 716 - 4444
Jackson Hewitt Tax Service 1331 W Main St 57701 +1 (605) 718 - 4847
Johnson Controls Inc 2951 N Plaza Dr 103 57702 +1 (605) 721 - 0742
Larry Kennison - Raymond James 333 West Blvd Ste 302 57701 +1 (605) 718 - 5515
Master Finance 1000 Cambell St 3 57701 +1 (605) 348 - 0319
Med 5 Federal Credit Union 4956 5th St 57701 +1 (605) 342 - 7776
MoneyGram 1200 N Lacrosse St 57701 +1 (605) 342 - 9444
Montana Capital Car Title Loans 1331 E St Joseph St 57701 +1 (605) 349 - 2536
Patrick Wolff & Associates - Ameriprise Financial Services, LLC 1839 W Main St Ste 2 57702 +1 (605) 348 - 2415
Pawn With Us 406 E North St 57701 +1 (605) 341 - 9950
Pawn With Us Express 418 Knollwood Dr 57701 +1 (605) 791 - 5595
Pioneer Credit Counseling 1644 Concourse Dr 57703 +1 (605) 348 - 1608
Prudential Julie Martin Justin Kuhns Life Insurance & Financial Services 3209 W Main St 57702 +1 (605) 343 - 3435
Quality Lenders Inc. 1415 N Lacrosse St 57701 +1 (605) 348 - 2820
Quick Cash Loans Inc 1036 Cambell St # B 57701 +1 (605) 388 - 3704
Rabobank 2525 W Main St 57702 +1 (605) 348 - 3505
Rapid City Payday Loans 512 Mt Rushmore Rd 57701 +1 (605) 935 - 5734
Rich Grable - Raymond James 805 St Cloud St 57701 +1 (605) 718 - 1952
Rushmore Financial Management 1719 W Main St 109 57702 +1 (605) 342 - 6636
S.A.M. Check Cashing Machine 3501 SD-44 57703 +1 (605) 382 - 2487
Sharp Personal Loans 218 N Lacrosse St 57701 +1 (605) 250 - 6903
Showalter & Co CPA of Rapid City, SD 1010 9th St 15 57701 +1 (605) 646 - 3585
Tanner S Oman - CMG Financial Mortgage Loan Officer NMLS 1381402 909 St Joseph St 7th Floor 57701 +1 (605) 430 - 7472
Thrivent Financial 2210 Jackson Blvd 57701 +1 (605) 399 - 9373
Transamerica 821 Columbus St 2 57701 +1 (605) 343 - 4644
U.S. Bank ATM - Rapid City Main 701 St Joseph St 57701 +1 (800) 872 - 2657
U.S. Bank Branch 645 Mountain View Rd 57702 +1 (605) 394 - 2053
United Methodist First Choice 815 Columbus St 57701 +1 (605) 348 - 5753
Walmart Money Center 100 Stumer Rd 57701 +1 (605) 877 - 3291

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rapid City, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and Quick Loan in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rapid City, SD.

Beautiful sights of Rapid City, SD

Payday Loans Available in Rapid City, SD By The Following ZIP Codes:

57702, 57700, 57703, 57701, 57709

Are Payday Loans Legal In Rapid City, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Rapid City, SD payday loan calculator

There is important information about payday loans in Rapid City, South Dakota. The following article will give you all the information required to decide whether or not a payday loan is right for you.

Payday loans in Rapid City, South Dakota, are short-term cash advances that can help when you’re a sudden unexpected expense occurs and make it hard to cover your costs. Payday loans are intended to be used only as temporary financial assistance because they require repayment within two weeks from the date the loan was issued.

When choosing this type of loan, ensure that you don’t borrow more than what is needed for your monthly expenses and repay the debt with one payment on your next payday. If you take out more than you need to pay off other loans, the chances are that you will end up paying more than you should.

Before taking out a payday loan, ensure that the lender is legitimate and can only be found by searching on the Internet or asking around your area, friends, or family. It’s best to check for complaints about a particular payday loan lender and their service before using one. Payday lenders are often not licensed or regulated, so they may have violated the law if there are complaints filed against them. When using a payday loan, keep in mind that it is like getting a cash advance from your checking account.

How to Find a Good Direct Lender in Rapid City, South Dakota Online

The Internet has made taking out a payday loan in Rapid City, South Dakota, easier. There are several ways to find the best lenders in Rapid City, South Dakota, whether you live in Rapid City, South Dakota. One of the most popular and fastest ways is to search the Internet. Just do an internet search, and you will be presented with many results based on your search criteria. The results will include a list of lenders that offer payday loans along with their telephone numbers so you can call them directly.

You can also call around to some of the local offices in Rapid City, South Dakota, and find lenders that offer payday loans. The downside to this method is that you will have to travel a little bit if you want to find a lender that offers payday loans in Rapid City, South Dakota.

If you are not looking for short-term financial help but rather want to make some extra cash, there are other ways of finding these types of lenders in your area, including the phone book or searching online. The ability to take out any type of loan on the Internet can be found through numerous websites that offer services like quick cash advance loans.

The following requirements for a payday loan are:

  • You must be 18 or older and have a stable job
  • You must have an active checking account with a reliable income to get the money from the loan. 
  • You must live in Rapid City, SD. 
  • You cannot currently be bankrupt. 
  • Police records will need to be checked for free for all past six months of arrest records or criminal background checks (fees apply).

Cash Advance Online in Rapid City, South Dakota

 If you’re running short on cash, a local payday loan in Rapid City, South Dakota, can provide you with the money you need for the time being.

Short on cash? With payday loan services in Rapid City, South Dakota, you can get an advance on your paycheck or working capital to cover unexpected bills and fees. You’ll need to provide the lender with a bank account number, I.D. card number, and proof of income. The bad news is that these loans are often short-term and come due quickly.

The good news is that they are much easier to qualify for than a traditional loan — because they take place right away – before your next paycheck. All that’s required is an electronic check, a bank account, and an I.D. card. You can pay your loan back the next payday or two.

Can I Get a Payday Loan for Bad Credit in Rapid City, South Dakota?

Like a payday loan, you can get a Cash Advance Loan with Bad Credit. This type of loan is easy to qualify for, but it has more strict regulations.

You must be at least 18 years old and have a steady income. Like a traditional payday loan, all of your personal information will be verified, and you’ll need to provide some form of valid I.D. and bank account information.

24 Hour Payday Loans in Rapid City, South Dakota

Santander is a division of I.B.M. and offers on the Internet an easy, fast and secure way to get a cash loan in Rapid City, South Dakota.

IBM has more than 5,000 financial offices around the world. It is the largest credit services provider in the world. With this network of more than 5,000 retail stores, you can get cash advance loans in Rapid City, South Dakota, within a couple of hours and up to $2,500.

The application does not require credit checks, and collateral or guarantors are not required. You can get loans with or without charges with interest rates starting at 12% A.P.R. up to 84% A.P.R., depending on your state law.

Can you get a payday loan in Rapid City, South Dakota without a bank account?

A small loan is a great way to get through the rough financial times. 

You can get a payday loan without a bank account, but you will likely be eligible for an online cash advance. These loans are designed for people who need fast cash and whose credit scores aren’t high enough to qualify them for other types of loans. Depending on your state, there are many reasons why you might not have a bank account or even have access to one.

As long as you can prove that you have a steady fixed income, you’ll be able to qualify for a payday loan in Rapid City, South Dakota, without a bank account.

You will also be able to get your payday loan without having any other types of loans or debts with us. So if you’re ready to improve your financial situation by getting a cash advance in Rapid City, South Dakota, and don’t have the funds to pay for it with your credit cards, stop by our website. 

FAQ

Are there Guaranteed Loans in Rapid City, South Dakota

Vantage Funding is a company that offers guaranteed loans for Rapid City, South Dakota residents.
You do not have to worry about being turned down for a loan once you have applied. They take all applications seriously and carefully review each application to meet their qualification criteria. If approved, applicants will be notified via phone or email once they have been sanctioned to get the money they need quickly.

How to Get Bad Credit Loans in Rapid City, South Dakota?

Personal loans with bad credit are financial resources that you may use in any way. However, to get them, you will need to find a lender that is willing to work with your situation.
Most lenders will ask for a deposit (security) and monthly payments. The amount of money you can borrow may depend on how much money is deposited as security and how much you can afford per month. The more money put down as security, the more money will be available for personal use.

Are Short-term Loans in Rapid City, South Dakota good?

If there is an example, when you have a lot to do in a short period and have no money for bills, you may become a victim of panic. Many people can get panicked pretty easily. In such a case, there is a nice solution for it – Rapid City, South Dakota, short-term loans.
These are loans meant to be used over a short period only and on specific needs, like paying bills or sudden expenses. The most beautiful thing about this type of loan is that it doesn’t require any collateral or guarantor (that someone with no debts will take your debts in case you are unable to pay them back) from you.

Look for Short-Term Loans in Other Cities: