Payday Loans in New Effington, South Dakota

Payday Loan Companies in New Effington, SD

Company nameAddressZip codePhone number
Dacotah Bank Main St 57255 +1 (605) 637 - 5251
United States Postal Service 211 Main St 57255 +1 (800) 275 - 8777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Effington, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and Bad Credit Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Effington, SD.

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Payday Loans Available in New Effington, SD By The Following ZIP Codes:

57255

Are Payday Loans Legal In New Effington, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

New Effington, SD payday loan calculator

F.A.Q.

How do I know if I am eligible for a payday loan in New Effington, South Dakota?

To be eligible for a payday loan in New Effington, South Dakota, borrowers must be at least 18 years old and have a steady source of income. Lenders may also require borrowers to have a checking account and a valid ID.

How do I apply for a payday loan in New Effington, South Dakota?

To apply for a payday loan in New Effington, South Dakota, borrowers can visit a payday loan store in person or apply online. In either case, borrowers will need to provide proof of income, a valid ID, and a checking account to complete the application process.

How Many Cash Advance Companies are in New Effington, SD?

With the help of our service, you will be able to find 2 cash advance companies in New Effington, SD

What Cash Advance Companies in New Effington, SD are the most popular?

You should check Dacotah Bank and United States Postal Service. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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