Payday Loans in Belfast, Tennessee

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No payday loan companies in Belfast, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Tennessee Title Loans, Inc. 3001 Nolensville Pike, Nashville, TN 37211 +1 (615) 333 - 1525
Capitol Cash 450 Donelson Pike A6, Nashville, TN 37214 +1 (615) 883 - 9810
Heights Finance Corporation 1700 W Reelfoot Ave, Union City, TN 38261 +1 (731) 885 - 2331
Alcoa Tenn Federal Credit Union 160 Deer Crossing, Vonore, TN 37885 +1 (423) 884 - 6124
First Heritage Credit 221 S Main St # 1, Bolivar, TN 38008 +1 (731) 658 - 9690
Raymond James Financial Services 14950 Highland Dr, McKenzie, TN 38201 +1 (731) 352 - 2282
ATM Citizens Bank 101 E Lake Ave, Celina, TN 38551 +1 (800) 627 - 3999
World Finance 1203 Murfreesboro Rd Ste 180, Franklin, TN 37064 +1 (615) 599 - 8787
Quick Loans of Tn 4207 Highway 411 N., Madisonville, TN 37354 +1 (423) 420 - 3213
Ezmoney 409 Spring St, Pikeville, TN 37367 +1 (423) 447 - 2591

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Belfast, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Johnson City, TN, 24-Hour Loan in Kingsport, TN, Quick Loan in Knoxville, TN, Payday Loan Without a Credit Check in La Vergne, TN, Payday Loans in Lebanon, TN, Quick Loan in Memphis, TN, Bad Credit Loans in Mount Juliet, TN and Payday Loans in Murfreesboro, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Belfast, TN.

Beautiful sights of Belfast, TN

Payday Loans Available in Belfast, TN By The Following ZIP Codes:

37019

Are Payday Loans Legal In Belfast, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Belfast, TN payday loan calculator

Payday Loans in Belfast, Tennessee: What You Need to Know

Payday loans are a type of short-term, high-interest loan that can be a quick solution to financial emergencies. In Belfast, Tennessee, payday loans are legal and many lenders offer them to those in need. However, it’s essential to understand the terms and conditions of payday loans before applying for one. In this article, we’ll provide comprehensive information on payday loans in Belfast, Tennessee, so you can make an informed decision.

How do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday, usually within two weeks. These loans are designed to be a quick solution to financial emergencies, such as unexpected car repairs or medical bills.

The application process for payday loans is simple and fast. Most lenders require proof of income, a valid ID, and an active bank account. Once you’re approved, the funds will be deposited to your bank account the same day or the next business day.

However, payday loans come with high-interest rates and fees. According to Tennessee law, payday lenders can charge up to 460% APR for a 14-day loan period, making it essential to pay off the loan as soon as possible to avoid accruing large amounts of interest.

Are Payday Loans Safe?

Like any financial decision, taking out a payday loan should be considered carefully. While payday loans can provide a quick solution to financial emergencies, they come with high fees and interest rates, which can lead to a cycle of debt if not paid back on time. It’s essential to understand the terms of the loan and ensure you can pay it back on time.

Additionally, it’s also important to work with a reputable lender. Check if the lender is licensed with the Tennessee Department of Financial Institutions and read reviews from previous customers.

Benefits of Payday Loans

  • Quick access to funds – payday loans can provide funds on the same day or the next business day.
  • Easy application process – compared to traditional loans, the application process for payday loans is simple and fast.
  • No credit check required – payday lenders typically don’t require a credit check, making it an option for those with poor credit.

Drawbacks of Payday Loans

  • High interest rates and fees – the high-interest rates and fees associated with payday loans can lead to a cycle of debt if not paid back on time.
  • Short repayment terms – payday loans typically have a repayment term of two weeks, making it essential to pay back the loan quickly.
  • Potential for predatory lending – some lenders may engage in predatory lending practices, so it’s important to work with a reputable lender.

Interesting Facts and Statistics about Payday Loans in Belfast, Tennessee

  • As of January 2021, there were 16 licensed payday lenders operating in Belfast, Tennessee.
  • According to a report by the Consumer Financial Protection Bureau, the average annual percentage rate for payday loans in Tennessee is 420%.
  • In 2019, Tennessee payday loan borrowers took out an average of 10 loans, with an average loan amount of $377.
  • The Tennessee Fair Access to Indemnity and Rehabilitation (FAIR) Act, passed in 2019, limits the interest rate on payday loans to 28%. However, this law is not yet in effect, so lenders can still charge up to 460% APR.

Apply Now

If you’re considering a payday loan in Belfast, Tennessee, TheGuaranteedLoans can connect you with potential lenders. Our simple and fast application process can provide you with the funds you need for your financial emergency. Please note that we are a connector service and not a direct lender. We work with a network of lenders to find the best loan option for you. Start your application on our website today.

F.A.Q.

Can I take out multiple payday loans in Belfast, Tennessee at the same time?

Yes, you can take out multiple payday loans in Belfast, Tennessee at the same time. However, it is important to consider your ability to repay all of the loans before taking on more debt. Taking out multiple loans can also increase the overall cost of the loans due to additional fees and interest charges.

Are there any limits on the amount I can borrow through a payday loan in Belfast, Tennessee?

Yes, there are limits on the amount you can borrow through a payday loan in Belfast, Tennessee. The maximum amount you can borrow is $500, and the maximum term of the loan is 31 days. These limits are set by the Tennessee Department of Financial Institutions to protect consumers from excessive borrowing and high interest rates.