Payday Loans in Eaton, Tennessee

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Eaton, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 503 Cosby Highway, Newport, TN 37821 +1 (423) 625 - 6384
CB&S Bank 2515 US-64, Whiteville, TN 38075 +1 (731) 254 - 2199
A Plus Check Advance & Title 621 N Main St, Oneida, TN 37841 +1 (423) 569 - 1510
Your Best Credit Union 26 Century Blvd 3, Nashville, TN 37214 +1 (615) 872 - 6380
Easy Money 1940 N Highland Ave, Jackson, TN 38305 +1 (731) 736 - 7000
Leaders Credit Union 1500 S 1st St, Union City, TN 38261 +1 (731) 885 - 4808
Check Into Cash 4764 Navy Rd, Millington, TN 38053 +1 (901) 873 - 2274
1st Franklin Financial 1115 E Morris Blvd, Morristown, TN 37813 +1 (423) 587 - 9092
Preferred Financial 206 Lane Pkwy, Shelbyville, TN 37160 +1 (931) 735 - 6427
Exchange Finance Company 811 C, Rivergate Pkwy, Goodlettsville, TN 37072 +1 (615) 255 - 0391

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eaton, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Hendersonville, TN, Payday Loans in Jackson, TN, Payday Loans in Johnson City, TN, Online Loans in Kingsport, TN, Payday Loans in Knoxville, TN, Payday Loan for La Vergne, TN, Online Loans in Lebanon, TN and Payday Loans in Memphis, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eaton, TN.

Useful Articles

Are Payday Loans Legal In Eaton, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Eaton, TN payday loan calculator

Advise to read before applying

Payday Loans in Eaton, Tennessee: A Comprehensive Guide

Payday loans are financial instruments that have become increasingly popular in recent years. These loans provide instant cash to borrowers in exchange for future paychecks. Although payday loans can be helpful in emergencies, they come with high interest rates and fees that can trap borrowers in a cycle of debt.

How do payday loans work in Eaton, Tennessee?

Payday loans are legal in Tennessee, including Eaton. To apply for a payday loan, you need to be at least 18 years old and have a steady source of income. You will also need to provide proof of identity, such as a driver’s license.

The amount you can borrow with a payday loan in Eaton is limited to $500. The loan term can range from 31 days to 6 months.

When you apply for a payday loan, the lender will ask you to write a post-dated check for the loan amount plus fees. On the due date, the lender will cash the check to collect the loan payment.

What are the fees and interest rates for payday loans in Eaton, Tennessee?

Payday loans in Tennessee are subject to specific regulations. The maximum finance charge can be up to 15% of the loan amount. For example, if you borrow $100, the finance charge can be up to $15.

In addition, Tennessee law allows lenders to charge up to $30 in NSF (non-sufficient funds) fee if the borrower’s check bounces.

Payday loan lenders in Eaton, Tennessee are also required to disclose the APR (annual percentage rate). The APR is the cost of the loan expressed as a yearly rate. In Tennessee, the maximum APR for a payday loan is 459%. This rate is much higher than the average APR for credit cards and personal loans.

What happens if you can’t repay your payday loan in Eaton, Tennessee?

If you can’t repay your payday loan on the due date, the lender can charge a rollover fee and extend the loan period. It means you will need to pay additional interest and fees to keep the loan active.

If you still can’t repay the loan, the lender might send your case to collections. If you don’t respond to the collection calls or letters, the lender can take legal action against you. In extreme cases, the lender can garnish your wages or seize your property to recover the debt.

Interesting Facts and Statistics about Payday Loans in Eaton, Tennessee

  • As of 2021, there are about 1,000 payday loan stores operating in Tennessee.
  • The average payday loan amount in Tennessee is $309.
  • Tennessee has the highest number of payday lenders per capita in the United States.
  • About 83% of payday loans in Tennessee are rolled over or renewed.
  • Payday loans in Tennessee generated $456 million in fees in 2019.

Apply Now with TheGuaranteedLoans

If you need a payday loan in Eaton, Tennessee, TheGuaranteedLoans can help you connect with potential lenders. Our online connection service is fast, secure, and free. You can fill out a simple application on our website, and we will match you with suitable lenders. Keep in mind that we are not a direct lender and do not make credit decisions. We are only a connector service that helps you find the right lender for your needs.

In conclusion, payday loans can provide quick cash in emergencies, but they come with high risks and costs. If you decide to take out a payday loan in Eaton, Tennessee, make sure you understand the terms and conditions and have a plan to repay the loan on time. Consider other options such as personal loans, credit cards, or borrowing from friends and family before taking out a payday loan.

F.A.Q.

Are there any regulations or laws that protect consumers who take out payday loans in Eaton, Tennessee?

Yes, there are regulations and laws in place that protect consumers who take out payday loans in Eaton, Tennessee. These regulations and laws include requirements for lenders to disclose the terms and conditions of the loan, limitations on the amount that can be borrowed, and restrictions on the number of times a loan can be extended or renewed.

Can I be charged additional fees if I am unable to repay my payday loan on time in Eaton, Tennessee?

Yes, you may be charged additional fees if you are unable to repay your payday loan on time in Eaton, Tennessee. These fees may include collection fees, returned check fees, and other penalties.

Look for Short-Term Loans in Other Cities:

Brentwood Bristol Chattanooga Clarksville Cleveland Collierville Columbia Cookeville Dickson Franklin Gallatin Germantown Hendersonville Jackson Johnson City Kingsport Knoxville La Vergne Lebanon Maryville Memphis Mount Juliet Murfreesboro Smyrna Spring Hill
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.