Payday Loans in Holladay, Tennessee

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No payday loan companies in Holladay, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
TN QUICK CASH Gallatin 266 Red River Rd, Gallatin, TN 37066 +1 (615) 675 - 5578
E Zee Money 1240 TN-100, Centerville, TN 37033 +1 (931) 729 - 3939
Check Into Cash 2629 Decherd Blvd, Winchester, TN 37398 +1 (931) 962 - 2459
Payday Place Inc 828 Granger Cir, Dyersburg, TN 38024 +1 (731) 287 - 0221
Tennessee Title Loans, Inc. 7 Congress Pkwy N, Athens, TN 37303 +1 (423) 507 - 8285
World Finance 104 Village Dr Ste 5, Greeneville, TN 37745 +1 (423) 638 - 9491
Speedy Cash 120 Gallatin Pike S, Madison, TN 37115 +1 (615) 612 - 4882
SunTrust Mortgage 5030 Thoroughbred Ln, Brentwood, TN 37027 +1 (615) 480 - 3575
Cash Quick of Memphis 3024 Covington Pike 5, Memphis, TN 38128 +1 (901) 377 - 0404
Cash Express 1604 Memorial Blvd, Murfreesboro, TN 37129 +1 (615) 217 - 2799

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holladay, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Brentwood, TN, Payday Loan for Chattanooga, TN, Bad Credit Loans in Clarksville, TN, Payday Loans in Cleveland, TN, Emergency Loan in Collierville, TN, 24-Hour Loan in Columbia, TN, Same Day Loans in Cookeville, TN and Payday Loans in Franklin, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holladay, TN.

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Are Payday Loans Legal In Holladay, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Holladay, TN payday loan calculator

Advise to read before applying

Are you facing a cash crunch and need financial assistance until your next payday? A payday loan may be what you need. Payday loans are a convenient and quick way to borrow money when you need it the most. In this article, we’ll discuss payday loans in Holladay, Tennessee, and share some interesting facts that will help you make an informed decision.

What are payday loans?

Payday loans are a type of short-term loan that is designed to provide financial assistance to people who are in urgent need of money. They are usually offered for small amounts and are meant to be repaid on the borrower’s next payday. The borrower writes a post-dated check to the lender for the loan amount plus fees, and the lender holds onto the check until the loan is due.

Are payday loans legal in Holladay, Tennessee?

Yes, payday loans are legal in Holladay, Tennessee. The Tennessee Deferred Presentment Services Act governs payday lenders and requires them to follow certain regulations.

How much can you borrow with a payday loan in Holladay, Tennessee?

The maximum payday loan amount you can borrow in Holladay, Tennessee, is $425. The loan term cannot exceed 31 days, and the finance charge cannot exceed 15% of the loan amount.

What are the requirements for getting a payday loan in Holladay, Tennessee?

To qualify for a payday loan in Holladay, Tennessee, you must:

  • Be at least 18 years old
  • Have a steady income
  • Have a valid ID
  • Have an active checking account
  • Provide proof of income and identity

What are the benefits of payday loans in Holladay, Tennessee?

The benefits of payday loans in Holladay, Tennessee, include:

  • Quick access to cash when you need it the most
  • No credit check required
  • Easy application process
  • Minimal requirements

What are the risks of payday loans in Holladay, Tennessee?

The risks of payday loans in Holladay, Tennessee, include:

  • High fees and interest rates
  • Potential for debt traps if the loan is not repaid on time
  • Can impact your credit score if not repaid on time

Interesting facts about payday loans in Holladay, Tennessee

  • In Tennessee, the average payday loan is $355, and the average borrower takes out eight loans per year.
  • In 2017, Tennessee payday lenders collected $173 million in fees and interest.
  • A 2014 study found that payday loans caused a net loss of $400 million in economic activity in Tennessee.

Apply now for a payday loan in Holladay, Tennessee

At TheGuaranteedLoans, we understand how important it is to have access to quick cash when you need it the most. That’s why we offer an online platform for borrowers to apply for payday loans in Holladay, Tennessee. We are not a direct lender, but we work with a network of lenders who can help you get the loan you need. Fill out our online application today, and get connected with a lender who can approve your loan and get you the cash you need.

F.A.Q.

Are payday loans legal in Holladay, Tennessee?

Yes, payday loans are legal in Holladay, Tennessee. The state has specific regulations that govern payday lending, including maximum loan amounts, fees, and interest rates.

How do I qualify for a payday loan in Holladay, Tennessee?

To qualify for a payday loan in Holladay, Tennessee, you must be at least 18 years old, have a steady source of income, and provide proof of a valid checking or savings account. You may also need to provide personal identification and other financial information, such as your Social Security number.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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