Payday Loans in Milligan College, Tennessee

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No payday loan companies in Milligan College, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Gibbs Cash Advance 7511 Tazewell Pike, Corryton, TN 37721 +1 (865) 281 - 0057
Check Into Cash 830 Nissan Dr Suite 110, Smyrna, TN 37167 +1 (615) 223 - 8700
Dsf Finance 1302 Huntsville Hwy, Fayetteville, TN 37334
Title Cash Title & Payday Loans 1015 Hillsboro Blvd, Manchester, TN 37355 +1 (931) 728 - 0119
Top Dollar Title & Payday Loans 2119 Sycamore View Rd, Memphis, TN 38134 +1 (901) 373 - 6185
Y-12 Federal Credit Union 1715 Roane State Hwy, Harriman, TN 37748 +1 (865) 482 - 1043
Quick Loans 2306 Keith St NW, Cleveland, TN 37311 +1 (423) 472 - 5658
Enrichment Federal Credit Union 404 S Broad St, New Tazewell, TN 37825 +1 (423) 626 - 5505
F&M Bank 2011 TN-47, White Bluff, TN 37187 +1 (615) 797 - 3153
World Finance Corporation 113 Suite 5, Regina St, Martin, TN 38237 +1 (731) 588 - 0781

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Milligan College, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Johnson City, TN, Payday Loans in Kingsport, TN, Payday Loans in Knoxville, TN, Quick Loan in La Vergne, TN, Payday Loans in Lebanon, TN, Bad Credit Loans in Memphis, TN, Payday Loans in Mount Juliet, TN and Short-term Loans in Murfreesboro, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Milligan College, TN.

Beautiful sights of Milligan College, TN

Are Payday Loans Legal In Milligan College, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Milligan College, TN payday loan calculator

Payday Loans in Milligan College, Tennessee: Everything You Need to Know

If you’re facing an unexpected expense and you need quick access to cash, a payday loan might seem like the answer. Payday loans are a type of short-term loan that typically has to be repaid within two weeks. They’re known for their high-interest rates and fees, but they can be helpful in certain situations. If you’re considering a payday loan in Milligan College, Tennessee, here’s what you need to know.

Legal Status of Payday Loans in Tennessee

First things first: payday loans are legal in Tennessee. This means that if you meet certain criteria, you can apply for and receive a payday loan from a licensed lender. In Tennessee, payday lenders are regulated by the Tennessee Department of Financial Institutions.

The Application Process

Applying for a payday loan in Milligan College, Tennessee is a relatively simple process. Most lenders require you to provide a valid ID, proof of income, and a checking account. You may also need to provide a post-dated check or authorize the lender to withdraw funds from your account on the due date.

Important Considerations

  • Payday loans in Milligan College, Tennessee can have high interest rates and fees. The maximum annual percentage rate (APR) for a payday loan in Tennessee is 460%, so it’s important to read the fine print and understand the total cost of borrowing.
  • You should only consider a payday loan if you have no other options. If you have a credit card or can borrow from friends or family, those options may be less expensive.

Interesting Facts and Statistics About Payday Loans in Milligan College, Tennessee

  • As of 2019, there were over 1,200 payday lending locations in Tennessee.
  • In 2016, the average payday loan in Tennessee was $221, and the average borrower took out nine loans per year.
  • Between 2015 and 2017, Tennessee borrowers paid over $309 million in fees to payday lenders.

Apply Now

Need a payday loan in Milligan College, Tennessee? TheGuaranteedLoans can help connect you with potential lenders. Our process is fast, easy, and secure. Simply fill out our online application, and we’ll match you with a lender who can help meet your needs. Remember, we’re a connector service, not a direct lender. This means we don’t make lending decisions ourselves, but we’ll work to find you a lender who can help.

Conclusion

While payday loans can be helpful in certain situations, they’re not a long-term financial solution. If you’re in Milligan College, Tennessee and you’re considering a payday loan, it’s important to do your research and make an informed decision. By understanding the risks and costs, you can make a decision that’s right for you.

F.A.Q.

Is it possible to negotiate a lower interest rate or fee on a payday loan in Milligan College, Tennessee?

It is possible to negotiate a lower interest rate or fee on a payday loan in Milligan College, Tennessee, but it will depend on the lender and the terms of the loan agreement. You can try to negotiate a lower rate or fee with the lender, but they are not required to agree to your request.

Can I be charged for early repayment of a payday loan in Milligan College, Tennessee?

No, you cannot be charged for early repayment of a payday loan in Milligan College, Tennessee. In fact, it is generally encouraged to pay off your payday loan as soon as possible to avoid additional fees and interest charges.