Payday Loans in Sherwood, Tennessee

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No payday loan companies in Sherwood, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
McKenzie Banking Co 15345 Highland Dr, McKenzie, TN 38201 +1 (731) 352 - 2262
Heights Finance Corporation 220 E Central Ave, LaFollette, TN 37766 +1 (423) 563 - 6797
Cash Finance 142 Monroe Ave, Memphis, TN 38103 +1 (901) 525 - 2274
World Finance 323 E Poplar Ave, Selmer, TN 38375 +1 (731) 646 - 1223
Covington Credit 147 Forks of the River Pkwy, Sevierville, TN 37862 +1 (865) 429 - 8481
Cash Two You 841 Clinch Ave 4, Clinton, TN 37716 +1 (865) 463 - 6250
E Z Cash & Check Advance 778 W Main St, Hendersonville, TN 37075
Western Finance 4150 Main St #103, Jasper, TN 37347 +1 (423) 942 - 3245
Check Into Cash 1213 Getwell Road, Memphis, TN 38111 +1 (901) 327 - 8383
Advance Financial 1317 Decatur Pike, Athens, TN 37303 +1 (423) 405 - 1225

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sherwood, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Smyrna, TN, Emergency Loan in Spring Hill, TN, 24-Hour Loan in Brentwood, TN, Payday Loans in Chattanooga, TN, Quick Loan in Clarksville, TN, Online Loans in Cleveland, TN, Short-term Loans in Collierville, TN and Quick Loan in Columbia, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sherwood, TN.

Useful Articles

Are Payday Loans Legal In Sherwood, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Sherwood, TN payday loan calculator

Advise to read before applying

In Tennessee, payday loans are considered legal, though there are tighter regulations in place to help protect the borrower from predatory lending practices. If you are living in Sherwood, Tennessee and need a payday loan, there are a few things that you must know beforehand.

What is a Payday Loan?

A payday loan, also known as a cash advance, is a short-term loan that is intended to cover any emergencies or short-term needs. Typically, payday loans have a repayment term of two weeks or until the next payday.

In Tennessee, the maximum loan amount for payday loans is $425. Payday loan lenders in Tennessee cannot charge more than 15% as interest. The average fee for a two weeks payday loan $15 per $100 borrowed.

How to Apply for a Payday Loan in Sherwood, Tennessee?

The application process for a payday loan in Sherwood, Tennessee is simple and straightforward. You can either visit a lender in person or apply online.

Firstly, you should fill out an application with your personal information, including your name, contact information, and income. After submitting your application, the lender will review your information to determine your eligibility for the loan. If you are approved, the lender will provide you with the loan terms, including the repayment period and the cost of the loan.

Once you agree to the loan terms, the lender will disburse the funds to your account. However, it is important to note that the approval process for a payday loan in Sherwood, Tennessee is quick, but the funds may take up to one business day to reflect in your account.

What are the Requirements for a Payday Loan in Sherwood, Tennessee?

The requirements for a payday loan in Sherwood, Tennessee are typically straightforward and easy to meet. Here are the most common requirements:

  • You must be a resident of Tennessee and at least 18 years old
  • You must have a government-issued ID
  • You must have a verifiable source of income and a bank account

However, the specific requirements may vary from lender to lender. Therefore, it is important to check with each lender for their specific requirements.

What are the Pros and Cons of a Sherwood, Tennessee Payday Loan?

Pros of a Payday Loan

  • Payday loans provide quick access to cash
  • Payday loans have a simple application process
  • No collateral is required for a payday loan

Cons of a Payday Loan

  • Payday loans typically have higher interest rates and fees
  • Payday loans can lead to a cycle of debt if not repaid on time
  • Payday loans may not be suitable for long-term financial needs

Interesting Statistics on Payday Loans in Sherwood, Tennessee

  • The average payday loan amount in Tennessee is $350
  • In 2018, over 97,000 payday loans were originated in Tennessee, totaling over $47 million in principal
  • The average APR for a payday loan in Tennessee is 460%

It is important to understand that while payday loans can provide quick access to cash, they should only be used for emergencies and short-term needs. If you are struggling with debt or need long-term financial assistance, there may be better options available, such as personal loans or credit counseling.

Apply Now for a Payday Loan in Sherwood, Tennessee

If you need a payday loan in Sherwood, Tennessee, TheGuaranteedLoans is here to help. We are a connector service that works with a network of reputable lenders to help you find the best loan option for your needs.

To apply for a payday loan, simply fill out our online application form with your personal and financial information. We will then connect you with potential lenders who may be able to provide you with the loan you need.

It is important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Instead, we facilitate the connection between borrowers and lenders, making the process quick and convenient.

Conclusion

A payday loan can provide a quick solution for your short-term financial needs in Sherwood, Tennessee. However, it is important to understand the loan terms and fees, and ensure that you can repay the loan on time to avoid spiraling into a cycle of debt. If you need assistance finding the right payday loan option for you, TheGuaranteedLoans is here to help.

F.A.Q.

Can I be charged late fees if I am unable to repay my payday loan on time in Sherwood, Tennessee?

Yes, you may be charged late fees if you are unable to repay your payday loan on time in Sherwood, Tennessee. The amount of the late fees will depend on the terms of your loan agreement.

Can I be sued for non-payment of a payday loan in Sherwood, Tennessee?

Yes, you can be sued for non-payment of a payday loan in Sherwood, Tennessee. It is important to carefully review the terms and conditions of your loan agreement to understand your rights and responsibilities as a borrower.

Look for Short-Term Loans in Other Cities:

Brentwood Bristol Chattanooga Clarksville Cleveland Collierville Columbia Cookeville Dickson Franklin Gallatin Germantown Hendersonville Jackson Johnson City Kingsport Knoxville La Vergne Lebanon Maryville Memphis Mount Juliet Murfreesboro Smyrna Spring Hill
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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