Payday Loans in Washburn, Tennessee

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No payday loan companies in Washburn, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 906 Memorial Blvd, Springfield, TN 37172 +1 (615) 384 - 1354
World Finance Corporation 617 E Broadway Blvd, Jefferson City, TN 37760 +1 (865) 475 - 2705
Local Finance Company 142 Madison Ave, Memphis, TN 38103 +1 (901) 521 - 0726
3 D Financial 821 Memorial Blvd, Springfield, TN 37172 +1 (615) 382 - 0947
Bank of Lincoln County West College Office 202 College St W, Fayetteville, TN 37334 +1 (931) 433 - 2671
Appalachian Lending 817 E Andrew Johnson Hwy, Greeneville, TN 37745 +1 (423) 638 - 1849
American Cash 1425 Smithville Hwy, McMinnville, TN 37110 +1 (931) 507 - 5626
Highland Federal Savings and Loan Association 126 Stonehenge Dr suite 113, Crossville, TN 38558 +1 (931) 484 - 3612
Advance America 953 Volunteer Pkwy, Bristol, TN 37620 +1 (423) 989 - 3366
Farmers Bank 2790 US-31W, White House, TN 37188 +1 (615) 672 - 4122

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Washburn, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clarksville, TN, Payday Loan for Cleveland, TN, Guaranteed Loans in Collierville, TN, Quick Loan in Columbia, TN, Payday Loan Without a Credit Check in Cookeville, TN, Payday Loan Without a Credit Check in Franklin, TN, Payday Loans in Gallatin, TN and Payday Loan Companies in Germantown, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Washburn, TN.

Payday Loans Available in Washburn, TN By The Following ZIP Codes:

37888

Are Payday Loans Legal In Washburn, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Washburn, TN payday loan calculator

Understanding Payday Loans in Washburn, Tennessee

If you’re living in Washburn, Tennessee, and facing a sudden financial crunch, a payday loan may offer a quick solution to your problems. These financial products are available even if you have a bad credit score or no credit history at all, but it’s crucial to have all the facts before applying for one.

How Do Payday Loans Work?

Payday loans are short-term loans, often with a repayment term of two weeks or less, and are usually requested by individuals who need emergency funds to make it to their next paycheck. In Washburn, Tennessee, payday loans are legal, which means you can apply for one from a brick-and-mortar or online lender if you meet their eligibility criteria.

Typically, you’ll need to provide your lender with your paycheck stubs or other proof of income, as well as your personal details like name, address, and contact information. If your application is approved, your lender will provide you with the funds you need, and you’ll have to repay the loan plus interest and fees when you receive your next paycheck.

Pros and Cons of Payday Loans

Like any other financial product, payday loans have their advantages and disadvantages. Some of the benefits you may be interested in include:

  • Quick approval and funding of your loan application.
  • Accessible to borrowers with bad credit or no credit history.
  • No collateral required to secure the loan.

However, payday loans also come with a few disadvantages, which include:

  • Higher interest rates compared to traditional loans.
  • Can trap you in a cycle of debt if you can’t repay the loan in time.
  • The possibility of shady lenders and scams.

It’s essential to consider both aspects of taking out a payday loan before making a decision.

Interesting Statistics About Payday Loans in Washburn, Tennessee

Did you know that about 1 in 5 households in Tennessee took out a payday loan in 2017? The average loan size was $391, and most borrowers took out six or more such loans during that year. Payday lenders in Tennessee charge annual interest rates that range between 391% and 521%, higher than in most other states, making it essential to choose a lender carefully.

Choosing the Right Lender

When applying for a payday loan, it’s crucial to find a reputable lender that charges reasonable interest rates and doesn’t engage in shady practices. Look for online reviews and customer feedback to gauge a lender’s reputation, and don’t be afraid to shop around to find the best deal.

Apply Now

TheGuaranteedLoans is a connector service that can help you find the right lender for your payday loan needs in Washburn, Tennessee. Whether you’re looking for an online or in-person payday loan, our website can connect you with credible lenders willing to work with you regardless of your credit history. Fill out an online application form today to get started and receive the funds you need with our help.

F.A.Q.

Is there a minimum amount that I can borrow with a payday loan in Washburn, Tennessee?

Yes, the minimum amount that you can borrow with a payday loan in Washburn, Tennessee is $100.

Can I take out multiple payday loans at the same time in Washburn, Tennessee?

Yes, you can take out multiple payday loans at the same time in Washburn, Tennessee, but there may be restrictions on the total amount that you can borrow.