Payday Loans in Whites Creek, Tennessee

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No payday loan companies in Whites Creek, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance to Payday 450 N Cedar Bluff Rd, Knoxville, TN 37923 +1 (865) 670 - 1113
Jackson Hewitt Tax Service 1626 Hwy 12 N S, Ashland City, TN 37015 +1 (615) 792 - 0079
Trey's Fast Cash 304 TN-13, Collinwood, TN 38450 +1 (931) 724 - 2533
American Trust Cash Advance 3450 Cummings Hwy # 104, Chattanooga, TN 37419 +1 (423) 825 - 1194
1st Franklin Financial 2619 Decherd Blvd, Winchester, TN 37398 +1 (931) 967 - 1466
Advance Financial 3552 Tom Austin Hwy, Springfield, TN 37172 +1 (615) 382 - 2863
Western Finance 728 S Jefferson Ave #2, Cookeville, TN 38501 +1 (931) 372 - 2550
East End Money & Market Inc 42 Wheat St, Parsons, TN 38363 +1 (731) 847 - 0577
TitleMax Title Loans 1106 W Main St, Lebanon, TN 37087 +1 (615) 444 - 3720
Cash Express 525 Antioch Hwy 51 Rd, Covington, TN 38019 +1 (901) 475 - 0174

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Whites Creek, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Clarksville, TN, Payday Loans in Cleveland, TN, Payday Loans in Collierville, TN, Quick Loan in Columbia, TN, Quick Loan in Cookeville, TN, Quick Loan in Franklin, TN, Payday Loans in Gallatin, TN and No Credit Check Loans in Germantown, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Whites Creek, TN.

Beautiful sights of Whites Creek, TN

Payday Loans Available in Whites Creek, TN By The Following ZIP Codes:

37189

Are Payday Loans Legal In Whites Creek, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Whites Creek, TN payday loan calculator

Payday Loans in Whites Creek, Tennessee

Payday loans are a type of short-term loan designed to help people who need fast access to cash. If you live in Whites Creek, Tennessee, you can access payday loans from a variety of lenders. While payday loans in Tennessee are legal, there are important regulations in place to protect consumers.

How Payday Loans Work in Tennessee

Payday loans in Tennessee are regulated under the Tennessee Deferred Presentment Services Act. This legislation sets out the maximum amount of money that you can borrow, the fees that lenders can charge, and how long you have to repay the loan.

To apply for a payday loan in Whites Creek, you will typically need to provide proof of income and identification. You will also need to have a checking account in good standing so that the lender can deposit the funds and withdraw repayment on your pay date. In most cases, you will receive the loan funds on the same day that you apply.

The Pros and Cons of Payday Loans

As with any type of financial product, payday loans have both advantages and disadvantages. Some of the benefits of payday loans include:

  • Quick access to cash when you need it
  • No credit check required
  • Easy application process
  • No collateral required

However, there are also some drawbacks to be aware of:

  • High interest rates and fees
  • Short-term repayment period (usually two weeks)
  • Potential for debt cycle if repaying the loan becomes difficult

Before taking out a payday loan in Whites Creek, it’s important to carefully consider whether it’s the right option for you. If you’re concerned about the cost of borrowing, you may want to explore other options, such as a personal loan or a credit card. These products may have lower interest rates, but they may also require a higher credit score or longer repayment period.

Facts About Payday Loans in Whites Creek, Tennessee

Here are some interesting statistics and facts about payday loans in Whites Creek, Tennessee:

  • The maximum amount that you can borrow with a payday loan in Tennessee is $500.
  • Lenders can charge up to 15% of the loan amount in fees. For example, if you borrow $100, you may pay up to $15 in fees.
  • The average APR on a payday loan in Tennessee is 460%, which is higher than the national average.
  • In Tennessee, you can only take out one payday loan at a time and you must wait at least 24 hours before taking out another loan.
  • Defaulting on a payday loan in Tennessee can result in collection fees, damage to your credit score, and even legal action.

Apply Now for a Payday Loan with TheGuaranteedLoans

If you’re interested in applying for a payday loan in Whites Creek, Tennessee, TheGuaranteedLoans can help. We are a connector service that specializes in matching borrowers with reputable lenders who offer payday loans. Simply fill out our online application form and we will connect you with lenders who may be able to provide the funds you need. Remember, as a connector service, we do not lend money directly. Our role is to facilitate the connection between borrowers and lenders.

Before you apply, make sure you understand the terms and conditions of the loan, including the amount you can borrow, the fees and interest rates, and the repayment period. Only borrow what you can afford to repay and prepare a plan for how you will repay the loan on time.

Apply now for a payday loan in Whites Creek, Tennessee with TheGuaranteedLoans and get fast access to the cash you need!

F.A.Q.

Is there a cooling-off period for payday loans in Whites Creek, Tennessee?

Yes, there is a cooling-off period for payday loans in Whites Creek, Tennessee. After you have taken out and repaid four consecutive payday loans, you must wait at least 48 hours before taking out another loan. This cooling-off period is designed to give borrowers time to evaluate their financial situation and determine if they can afford to take on more debt.

Can I apply for a payday loan online in Whites Creek, Tennessee?

Yes, you can apply for a payday loan online in Whites Creek, Tennessee. Many payday loan lenders offer online applications and services, which can be convenient for borrowers who do not have time to visit a physical location. It is important to research and compare lenders to find the best rates and terms for your needs.