Payday Loans in Yorkville, Tennessee

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No payday loan companies in Yorkville, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Savings & Loan 1599, 3104 Bristol Hwy A, Johnson City, TN 37601 +1 (423) 282 - 0577
Advance America 2340 McGrady Dr SE Suite C, Cleveland, TN 37323 +1 (423) 559 - 2878
Family Cash Advance & Title 168 W Main St B, Camden, TN 38320 +1 (731) 584 - 9901
Cash Connection 1950 St John Ave, Dyersburg, TN 38024 +1 (731) 285 - 0104
BancorpSouth Bank 2040 US-45, Trenton, TN 38382 +1 (731) 855 - 1833
Sun Credit 740 Volunteer Pkwy #3, Bristol, TN 37620 +1 (423) 652 - 2006
City & County Check Center 8078 Kingston Pike 107, Knoxville, TN 37919 +1 (865) 690 - 4322
Cash Express 203 W Commercial Ave, Monterey, TN 38574 +1 (931) 839 - 8399
TitleMax Title Loans 141 W Elk Ave, Elizabethton, TN 37643 +1 (423) 543 - 2779
Advance Financial 2224 A Madison St, Clarksville, TN 37043 +1 (931) 503 - 2917

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yorkville, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smyrna, TN, Payday Loans in Spring Hill, TN, Payday Loans in Brentwood, TN, Payday Loans in Chattanooga, TN, Payday Loans in Clarksville, TN, Online Loans in Cleveland, TN, Payday Loans in Collierville, TN and Guaranteed Loans in Columbia, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yorkville, TN.

Payday Loans Available in Yorkville, TN By The Following ZIP Codes:

38389

Are Payday Loans Legal In Yorkville, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Yorkville, TN payday loan calculator

Payday Loans in Yorkville, Tennessee: A Comprehensive Guide

When unexpected expenses arise, many individuals in Yorkville, Tennessee, turn to payday loans for financial assistance. Payday loans have become increasingly popular due to their convenience and accessibility, but it is essential to understand the terms and risks associated with these types of loans.

What are Payday Loans?

Payday loans are short-term, high-interest loans typically used to cover emergency expenses, such as car repairs or medical bills. These loans are designed to be repaid on the borrower’s next payday, usually within two weeks of the loan disbursement.

In Tennessee, payday loans are legal but subject to specific regulations. According to state law, the maximum loan amount is $500, and lenders must charge no more than 15% interest on the loan amount. Additionally, lenders must be licensed and registered with the Tennessee Department of Financial Institutions.

How to Qualify for a Payday Loan in Yorkville, Tennessee

To qualify for a payday loan in Yorkville, Tennessee, borrowers must meet specific requirements set by the lender. These requirements may vary, but typically include the following:

  • Be 18 years of age or older
  • Have a valid government-issued ID
  • Have a steady source of income
  • Have an active checking account

Once a borrower meets the lender’s requirements, they can apply for a payday loan. The application process usually involves completing an online application or visiting a storefront location and providing personal and financial information.

Risks of Payday Loans

While payday loans can be a helpful resource for those in need of quick cash, they come with significant risks. One of the most significant risks is the high interest rates and fees. Due to the short-term nature of the loan, lenders often charge fees and interest rates that can exceed 400% APR.

Additionally, payday loans can lead to a cycle of debt. Borrowers who cannot repay their loans on time may be subject to additional fees and interest rates and may need to take out additional loans to cover the original loan’s repayment.

Payday Loans in Yorkville: Interesting Facts and Statistics

According to a report by the Tennessee Department of Financial Institutions, there were 1,232 licensed payday lenders in the state in 2019. These lenders made over 1.3 million loans, totaling more than $469 million in loan volume.

The report also found that borrowers in Tennessee paid an average APR of 462% on payday loans. Additionally, borrowers took out an average of 8.1 loans per year, indicating that many borrowers become trapped in a cycle of debt.

Apply Now for a Payday Loan in Yorkville, Tennessee

At TheGuaranteedLoans, we work to connect borrowers with potential lenders who can meet their financial needs. Our application process is simple and straightforward, and we prioritize connecting borrowers with lenders who offer fair and transparent loan terms.

As a connector service, we do not directly lend money. Instead, we facilitate the connection between borrowers and potential lenders. If you are in need of a payday loan in Yorkville, Tennessee, apply now to get connected with a potential lender.

Important Note: Payday loans should only be used for emergency expenses and not as a long-term financial solution. Borrowers should carefully consider the loan terms and their ability to repay the loan before taking out a payday loan.

F.A.Q.

Can I apply for a payday loan online in Yorkville, Tennessee?

Yes, you can apply for a payday loan online in Yorkville, Tennessee. Many payday loan lenders offer online applications and services, which can be convenient for borrowers who do not have time to visit a physical location. It is important to research and compare lenders to find the best rates and terms for your needs.

Are payday loans regulated in Yorkville, Tennessee?

Yes, payday loans are regulated in Yorkville, Tennessee by the Tennessee Department of Financial Institutions. This agency sets rules and regulations for payday lenders to ensure that they operate responsibly and provide fair terms and conditions to borrowers. It is important to check with the Department of Financial Institutions before taking out a payday loan in Yorkville, Tennessee.