Title Loans in Ashland, Alabama

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No title loan companies in Ashland, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
NW Florida Title Loans 421 3rd St, Florala, AL 36442 +1 (334) 858 - 5000
1 Stop Cash 2392 Montgomery Hwy, Dothan, AL 36303 +1 (334) 794 - 9796
TitleMax Title Loans 7155 Aaron Aronov Dr, Fairfield, AL 35064
BB&T 5836 US-11, Springville, AL 35146 +1 (205) 467 - 7691
Tower Loan 2104 Cogswell Ave, Pell City, AL 35125 +1 (205) 227 - 7590
Cash Max 918 Allison-Bonnett Memorial Dr, Bessemer, AL 35023
Security Finance 1106 2nd Ave E Suite G, Oneonta, AL 35121 +1 (205) 625 - 5996
Pioneer Credit Co 115 2nd Ave SE, Hamilton, AL 35570 +1 (205) 921 - 7919
Always Money 8525 Whitfield Ave #125, Leeds, AL 35094
Speedy Cash 1129 Dr M L K Jr Expy, Andalusia, AL 36420

Title Loan Companies in Nearby Cities

If there are no title loan companies in Ashland, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Prichard, AL, Car Title Loans in Sylacauga, AL, Car Title Loans in Talladega, AL, Car Title Loans in Troy, AL, Title Loans in Trussville, AL, Title Loans in Tuscaloosa, AL, Title Loans in Valley, AL and Car Title Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ashland, AL.

Title Loans in Ashland, Alabama: A Complete Guide

Title loans have been gaining popularity across the United States, and Alabama is no exception. If you are in Ashland, Alabama, and looking for quick access to cash, title loans might be the solution for you.

What Are Title Loans?

Before delving into the specifics of title loans in Ashland, Alabama, it’s essential to understand what they are. Title loans are a type of secured loan where the borrower uses their car title as collateral to get a loan. The loan amount typically varies based on the value of the car. The borrower agrees to pay back the loan with interest over a specified period, often 30 days or less. If the borrower defaults on the loan, the title lender has the right to repossess the car and sell it to cover the cost of the loan.

Legal Status of Title Loans in Ashland, Alabama

Currently, title loans are legal in Alabama, including in Ashland. However, there are specific regulations lenders must follow. Under the Alabama Pawn Shop Act, title lenders must be licensed and can charge up to 25% interest per month for loans up to $2,000. For loans over $2,000, the maximum monthly interest rate is 18%.

The Process of Getting a Title Loan in Ashland, Alabama

The process of getting a title loan in Ashland, Alabama, is relatively simple and straightforward. Here are the general steps:

  • Step 1: Fill out an online application. Start by visiting TheGuaranteedLoans website and completing the online application. The application process requires basic personal information, car details, and income information.
  • Step 2: Get pre-approved. Once you have submitted your application, lenders will review it and decide whether to pre-approve you for a title loan. Pre-approval does not guarantee loan approval, but it does indicate the maximum amount you might qualify for.
  • Step 3: Provide required documents. If you are pre-approved, the lender will contact you to go over specific requirements they need to proceed with a loan. They might ask for documents such as your car title, driver’s license, car insurance, and proof of income.
  • Step 4: Get your cash. If you meet the lender’s requirements, they will sign off on the loan, and you will receive your cash. The terms of the loan, including monthly payments, will vary based on the lender you choose.

Benefits of Title Loans in Ashland, Alabama

There are many advantages to getting a title loan in Ashland, Alabama. Some of the benefits include:

  • Quick access to cash: When you find yourself in a financial emergency, title loans offer quick cash when you need it most.
  • No credit check: Unlike traditional loans, many title loan lenders don’t require a credit check as they have collateral.
  • Flexible repayment terms: Depending on the lender, borrowers can typically extend the loan term if they cannot repay the loan within the specified period.
  • No restrictions on how you use the funds: You can use the funds from a title loan however you deem fit, such as paying bills, repairing your car, or taking care of other unexpected expenses.

Interesting Facts and Statistics About Title Loans in Ashland, Alabama

Here are some interesting facts and statistics about title loans in Ashland, Alabama:

  • Fact 1: According to a Consumer Federation of America report, Alabama has the most predatory payday and title loan lenders in the country per capita.
  • Fact 2: The Alabama Citizens’ Action Program estimates that title loan lenders in Alabama collect over $100 million annually in fees and interest.
  • Fact 3: There are approximately 1,000 title loan stores in Alabama alone.
  • Fact 4: According to the Center for Responsible Lending, title loan lenders in Alabama charge an average of 300% APR on a 30-day loan.

Apply Now for a Title Loan in Ashland, Alabama

If you are in need of quick cash in Ashland, Alabama, and title loans are an option you’ve considered, TheGuaranteedLoans can connect you with potential lenders. Our online application is simple and straightforward, and our network of trusted lenders offers competitive rates and flexible repayment terms.

Remember, we are a connector service and not a direct lender, and we don’t charge any fees for matching borrowers with lenders. Apply now and take the first step towards getting the help you need with your financial emergency.

Useful Articles

Title Loans Available in Ashland, AL By The Following ZIP Codes:

36251

Ashland, AL title loan calculator

Frequently Asked Questions About Car Title Loans in Ashland, Alabama

Do I need to provide proof of income to get a title loan in Ashland, Alabama?

Some lenders may require proof of income to get a title loan in Ashland, Alabama, but this is not always the case.

Can I get a title loan in Ashland, Alabama if I am unemployed?

Yes, you may be able to get a title loan in Ashland, Alabama even if you are unemployed. However, the lender may require proof of other sources of income or assets to qualify for the loan.

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Look for Title Loans in Other Cities:

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