Title Loans in Gurley, Alabama

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No title loan companies in Gurley, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Check 'n Go 137 Bessemer Super Hwy, Birmingham, AL 35228
Covington Credit 1357 W Fort Williams St, Sylacauga, AL 35150
First State Bank 17583 AL-75, Henagar, AL 35978
Redi-Cash Inc 1321 S Main St C, Atmore, AL 36502 +1 (251) 446 - 3666
World Finance 873 E Battle St E, Talladega, AL 35160 +1 (256) 362 - 0950
Check Into Cash 879 E Battle St, Talladega, AL 35160 +1 (256) 761 - 1732
Lending Bear 913 Rucker Blvd Suite 41, Enterprise, AL 36330 +1 (334) 393 - 2801
Complete Cash 317 Troy Edmundson Rd, Daleville, AL 36322 +1 (334) 503 - 0410
1st Franklin Financial 1990 Cherokee Rd, Alexander City, AL 35010 +1 (256) 234 - 2838
1st Franklin Financial 1113 US Hwy 231 S, Suite B, Troy, AL 36081

Title Loan Companies in Nearby Cities

If there are no title loan companies in Gurley, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Mountain Brook, AL, Title Loans in Northport, AL, Title Loans in Opelika, AL, Car Title Loans in Oxford, AL, Car Title Loans in Pelham, AL, Title Loans in Pell City, AL, Car Title Loans in Phenix City, AL and Car Title Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gurley, AL.

Title Loans in Gurley, Alabama: A Comprehensive Guide

If you’re in need of quick cash to cover an unexpected expense or emergency, a title loan may be a viable solution. While they come with risks, title loans are legal and popular in Alabama, and Gurley is no exception.

In this guide, we’ll provide you with everything you need to know about title loans in Gurley, Alabama, including the application process, regulations, and facts and statistics.

What Are Title Loans?

Title loans are a type of secured loan where the borrower uses their vehicle as collateral. Generally, the loan amount is based on the value of the vehicle, with the lender holding the vehicle’s title until the loan is paid back in full. If the borrower defaults on the loan, the lender can repossess the vehicle and sell it to recoup their losses.

The Application Process

The application process for a title loan in Gurley, Alabama is relatively straightforward. Here are the steps you can expect:

  • Submit an online application or visit a local lender in person.
  • Provide basic personal information, including your name, address, and phone number.
  • Provide information about your vehicle, including make, model, and mileage.
  • Show proof of income and insurance.
  • Agree to the loan terms and sign the necessary documents.

The approval process is generally fast, and you can receive the funds you need within a few hours.

Regulations in Alabama

Title loans are legal in Alabama, but the state has enacted regulations to protect borrowers from predatory lending practices. Here are some key regulations:

  • Maximum loan amount: $2,500
  • Maximum loan term: 30 days
  • Maximum interest rate: 25% per month
  • No rollovers allowed
  • No prepayment penalties allowed

It’s important to note that while these regulations are in place, title loans still come with risks. The high interest rates can make it difficult to pay back the loan, and if you default, you could lose your vehicle.

Interesting Facts and Statistics About Title Loans in Gurley, Alabama

Did you know that:

  • Alabama has the highest concentration of title loan businesses per capita in the country?
  • Title loan borrowers in Alabama pay an average APR of 300%?
  • Over 80% of title loan borrowers in Alabama end up rolling over their loans?

These facts highlight the importance of being informed about title loans before taking one out.

Apply Now

If you’re considering a title loan in Gurley, Alabama, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application to get started.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions and do not offer financial advice. However, we are committed to helping you find a lender that meets your needs and fits your budget.

In conclusion, title loans can be a helpful tool for those in need of quick cash, but they come with risks. If you’re considering a title loan in Gurley, Alabama, it’s important to do your research, read the fine print, and make sure you understand the terms and conditions before signing on the dotted line.

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Title Loans Available in Gurley, AL By The Following ZIP Codes:

35748

Gurley, AL title loan calculator

Frequently Asked Questions About Car Title Loans in Gurley, Alabama

Are there any fees associated with a title loan in Gurley, Alabama?

Yes, there are various fees associated with a title loan in Gurley, Alabama, including interest charges and origination fees.

Can I get a title loan in Gurley, Alabama if I have bad credit?

Yes, you can still get a title loan in Gurley, Alabama even if you have bad credit. The loan is secured by your vehicle, so credit history is not a major factor in the lending decision.

Advise to read before applying

Look for Title Loans in Other Cities:

Alabaster Anniston Atmore Auburn Birmingham Decatur Dothan Florence Foley Gadsden Hoover Huntsville Madison Mobile Montgomery Opelika Phenix City Prattville Tuscaloosa Vestavia Hills
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