Title Loans in Helena, Alabama

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No title loan companies in Helena, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 732 Main St, Montevallo, AL 35115 +1 (205) 679 - 4060
Get Money Advance & Title 2931 Day St, Montgomery, AL 36108 +1 (334) 356 - 0987
Q C Financial Services 924 US Hwy 72 E, Athens, AL 35611
Cash Spot Title Loans, Payday Loans 3076 McFarland Blvd Suite 13, Northport, AL 35476 +1 (205) 333 - 6205
Credit Central 912 US-80, Demopolis, AL 36732 +1 (334) 287 - 3163
World Finance 233 S 3rd St, Gadsden, AL 35901 +1 (256) 543 - 2038
World Finance 3164 US-431 Suite 3, Roanoke, AL 36274 +1 (334) 863 - 7100
Montana Capital Car Title Loans 540 N Eastern Blvd, Montgomery, AL 36117 +1 (334) 326 - 2976
Advance America 1404-C Hwy. 231 South, Troy, AL 36081
Loan Master 3705 Sullivan St, Madison, AL 35758 +1 (256) 464 - 5350

Title Loan Companies in Nearby Cities

If there are no title loan companies in Helena, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Prichard, AL, Title Loans in Sylacauga, AL, Car Title Loans in Talladega, AL, Title Loans in Troy, AL, Car Title Loans in Trussville, AL, Title Loans in Tuscaloosa, AL, Car Title Loans in Valley, AL and Car Title Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Helena, AL.

Title Loans in Helena, Alabama

If you’re in need of quick cash, title loans may be a viable option for you. In Alabama, title loans are legal and popular, making them accessible to many individuals.

A title loan is a secured loan that uses the borrower’s vehicle as collateral. If the borrower is unable to repay the loan, the lender can repossess the vehicle.

Here’s what you need to know about title loans in Helena, Alabama.

How Title Loans Work in Alabama

To obtain a title loan in Alabama, you’ll need to provide the lender with your car’s title. The lender will primarily look at the value of your vehicle to determine how much they’re willing to lend you.

In Alabama, lenders can only lend up to $5,000. The interest rates on title loans can be high, with some lenders charging up to 300% APR.

Title loans in Alabama must have a loan term of at least 30 days. If you’re unable to pay the loan back in full at the end of the term, you can roll it over for an additional 30 days by paying the interest and fees on the loan.

If you default on the loan, the lender can repossess your vehicle and sell it to recoup their losses.

Requirements for Title Loans in Helena, Alabama

To be eligible for a title loan in Helena, Alabama, you must be at least 18 years old and have a lien-free title (meaning you own the car outright). You’ll also need a valid government-issued ID, proof of income, and proof of insurance.

You don’t need to have good credit to be approved for a title loan. Lenders typically don’t perform a credit check, as the value of the vehicle is used as collateral.

The Benefits of Title Loans in Helena, Alabama

Title loans can be a quick and easy way to access cash in an emergency. They typically have fewer requirements than traditional loans and don’t require a credit check.

Additionally, title loans can be used for any purpose, unlike some other loans that have specific requirements.

The Risks of Title Loans in Helena, Alabama

The primary risk of title loans is the high interest rates and fees. If you’re unable to pay the loan back on time, the interest and fees can quickly add up, making it difficult to repay the loan.

Additionally, if you default on the loan, you risk losing your vehicle.

Interesting Facts About Title Loans in Helena, Alabama

  • Alabama is one of 17 states that allow title loans.
  • Lenders in Alabama can charge up to 300% APR on title loans.
  • The average title loan in Alabama is $951.

Apply Now for a Title Loan in Helena, Alabama

If you’re in need of cash and meet the requirements for a title loan in Helena, Alabama, you can apply now on our website.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We’ll facilitate your connection with potential lenders who can provide you with a title loan.

Conclusion

Title loans can be a viable option for individuals who need quick cash in an emergency. However, it’s important to weigh the risks and benefits before taking out a title loan. With TheGuaranteedLoans, we’ll help you find trusted lenders in Helena, Alabama, offering title loans with fair terms and conditions.

Title Loans Available in Helena, AL By The Following ZIP Codes:

35080

Helena, AL title loan calculator

Frequently Asked Questions About Car Title Loans in Helena, Alabama

Are there any fees associated with title loans in Helena, Alabama?

Yes, there are fees associated with title loans in Helena, Alabama. These can include origination fees, processing fees, and other fees that are charged by the lender.

How do I repay a title loan in Helena, Alabama?

Repayment of a title loan in Helena, Alabama typically involves making regular payments to the lender over a set period of time. The exact repayment terms will be outlined in your loan agreement, and may include a fixed monthly payment amount and a set number of payments.