Title Loans in Coggon, Iowa

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No title loan companies in Coggon, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
PCSB Bank 501 W Taylor St, Creston, IA 50801 +1 (641) 782 - 8482
Pawn Shop 509 8th St, Sioux City, IA 51101 +1 (712) 233 - 2772
First National Bank-Fairfield 100 E Burlington Ave, Fairfield, IA 52556 +1 (641) 472 - 4121
Fidelity Bank & Trust 18298 IA-64, Maquoketa, IA 52060 +1 (563) 652 - 6660
U.S. Bank Branch 2900 Hamilton Blvd, Sioux City, IA 51104 +1 (712) 255 - 3240
U.S. Bank Branch 501 Pierce St, Sioux City, IA 51101 +1 (712) 277 - 1500
Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA 52501 +1 (641) 684 - 5448
Greater Iowa Credit Union 1630 22nd St, West Des Moines, IA 50266 +1 (800) 296 - 9064
Farmers State Bank 324 S Broadway Ave, West Bend, IA 50597 +1 (515) 887 - 2221
Regions Mortgage 25 N Frederick Ave, Oelwein, IA 50662

Title Loan Companies in Nearby Cities

If there are no title loan companies in Coggon, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Iowa City, IA, Car Title Loans in Marion, IA, Car Title Loans in Sioux City, IA, Title Loans in Urbandale, IA, Car Title Loans in Waterloo, IA, Car Title Loans in West Des Moines, IA, Car Title Loans in Ames, IA and Car Title Loans in Ankeny, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coggon, IA.

Understanding Title Loans in Coggon, Iowa

When we need quick cash, we may consider applying for a loan. One type of loan that’s popular in Iowa is a title loan. If you’re in Coggon, Iowa, and are considering applying for a title loan, we’ve gathered all the necessary information for you to make an informed decision.

What is a Title Loan?

A title loan is a type of secured loan where the borrower uses their vehicle as collateral. The lender will hold onto the vehicle title until the borrower pays off the loan. If the borrower fails to pay back the loan, the lender has the right to repossess the vehicle and sell it to recover the debt.

Are Title Loans Legal in Coggon, Iowa?

Yes, title loans are legal and regulated in Iowa. However, the Iowa Division of Banking has set specific rules and regulations that lenders must follow. For example, the maximum loan amount is $25,000 or up to 50% of the vehicle’s retail value, whichever is less. The interest rate on a title loan cannot exceed 21%.

How to Apply for a Title Loan in Coggon, Iowa

If you’re interested in applying for a title loan, you can easily do so online through TheGuaranteedLoans website. The application process is quick and simple, and you’ll receive a decision within minutes. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Steps to apply for a title loan:

  1. Visit TheGuaranteedLoans website.
  2. Fill out the online application form.
  3. Provide the necessary documents and information, including your vehicle’s title and proof of income.
  4. Receive a decision within minutes.
  5. If approved, receive your funds the same day.

Benefits of Title Loans

There are several benefits to getting a title loan:

  • Quick and easy access to cash
  • No credit check required
  • You can continue to drive your vehicle while you repay the loan
  • Flexible repayment options

Important Considerations Before Applying for a Title Loan

Before you apply for a title loan, it’s essential to consider the risks and drawbacks involved:

  • Your vehicle is at risk of repossession if you fail to repay the loan
  • High-interest rates and fees may make it challenging to repay the loan
  • You may end up owing more than your vehicle is worth if you default on the loan

Interesting Facts About Title Loans in Coggon, Iowa

  • According to the Iowa Division of Banking, there were 34,127 title loans made in Iowa in 2020.
  • The average title loan amount in Iowa is $933.
  • Approximately 7.5% of Iowa households have used a title loan service.

Conclusion

If you’re in Coggon, Iowa, and in need of quick cash, a title loan may be a viable option. However, it’s crucial to carefully consider the risks and drawbacks involved and ensure you can repay the loan on time. If you’ve weighed the pros and cons and decide to apply for a title loan, you can easily do so through TheGuaranteedLoans website.

Apply Now:

If you need quick cash, apply for a title loan on TheGuaranteedLoans website today. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Title Loans Available in Coggon, IA By The Following ZIP Codes:

52218

Coggon, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Coggon, Iowa

Can I get a title loan in Coggon, Iowa if I'm still making payments on my vehicle?

Yes, borrowers can still qualify for a title loan in Coggon, Iowa if they are still making payments on their vehicle, as long as they have enough equity in the vehicle to secure the loan.

Can I get a title loan in Coggon, Iowa if I'm self-employed?

Yes, borrowers who are self-employed can still qualify for a title loan in Coggon, Iowa by providing proof of income through tax returns or financial statements.