Title Loans in Iowa City, Iowa

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Title Loan Companies in Iowa City, IA

Company nameAddressZip codePhone number
Advance America 1705 S 1st Ave o 52240 +1 (319) 341 - 8300
Check Into Cash 89 2nd St #1 52240 +1 (319) 688 - 0092
Check n Go 560 Hwy 1 W 52246 +1 (319) 774 - 3967
Collins Community Credit Union West Room 3W08 601, US-6 52246 +1 (800) 475 - 1150
GreenState Credit Union 500 Iowa Ave 52240 +1 (800) 397 - 3790
GreenState Credit Union 2525 Muscatine Ave 52240 +1 (800) 397 - 3790
GreenState Credit Union 825 Mormon Trek Blvd 52246 +1 (800) 397 - 3790
Hawkeye Settlement Services 568 IA-1 52246 +1 (319) 351 - 8600
Money & More 1025 S Riverside Dr 52246 +1 (319) 358 - 1163
Mortgage Loans - Iowa City 429 S Dubuque St 52240 +1 (844) 384 - 1712
Online Bad Credit Loans 253 S Clinton St 52240 +1 (319) 671 - 6754
Trust Bad Credit Loan's 610 S Lucas St 52240 +1 (319) 318 - 0387

Title Loan Companies in Nearby Cities

If there are no title loan companies in Iowa City, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Marion, IA, Title Loans in Sioux City, IA, Car Title Loans in Urbandale, IA, Title Loans in Waterloo, IA, Car Title Loans in West Des Moines, IA, Car Title Loans in Ames, IA, Car Title Loans in Ankeny, IA and Car Title Loans in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Iowa City, IA.

What are Title Loans in Iowa City, Iowa?

Title loans, also known as “pink slip loans” or “auto title loans” are short-term loans based on the value of a borrower’s vehicle. Title loans are legal in Iowa, with a handful of restrictions. Title loans allow borrowers to use their vehicle title as collateral for a loan. Borrowers typically receive quick funding and are usually able to use their vehicles during the duration of their loans.

Title loans are popular for those experiencing a temporary financial hardship or who need quick access to cash. To get a title loan, a borrower must be at least 18 years old and provide a lien-free vehicle title. The vehicle must be registered and insured in the state of Iowa. Depending on the state, borrowers may have additional requirements such as proof of income, proof of residence, and a valid driver’s license. The borrower typically receives a loan amount determined by a lender based on the value of the vehicle, minus any existing loan on the vehicle.

How Do Title Loans Work in Iowa?

The process of getting a title loan in Iowa is relatively straightforward. The first step is to find a lender who offers title loans in the state. Once you have selected a lender, you will need to provide the following documents:

  • A valid driver’s license or other government-issued ID
  • Proof of residence (utility bill or rental agreement)
  • Proof of income (pay stubs, bank statements, etc.)
  • Vehicle registration and insurance information
  • Lien-free vehicle title

Once you have provided these documents, the lender will inspect your vehicle to determine its worth. The loan amount you receive will be determined by the lender based on the value of your vehicle. Once the loan is approved, the lender will take the vehicle title and issue you the loan amount. The vehicle title will remain with the lender until you pay off the loan.

Advantages and Disadvantages of Title Loans in Iowa City

Title loans are a good option for those who need quick access to cash and who own a vehicle. The key advantages of title loans in Iowa City include:

  • Quick access to cash.
  • No credit check required.
  • No paperwork.
  • No application fee.

The key disadvantages of title loans in Iowa City include:

  • High-interest rates. Title loans typically have high-interest rates, and the longer you take to pay off your loan, the more interest you will have to pay.
  • Repossession. If you default on your loan, the lender can repossess your vehicle and sell it to repay the loan.
  • Additional fees. Many title loan lenders charge additional fees for late payments, prepayment of the loan and other services.

Frequently Asked Questions About Title Loans in Iowa City, Iowa

  • What are the maximum loan amounts allowed for title loans in Iowa City?

    In Iowa City, the maximum loan amount allowed for title loans is $400.

  • What documents do I need to get a title loan?

    In order to get a title loan in Iowa City, you will need to provide a valid driver’s license, proof of residence, proof of income, vehicle registration and insurance information, and a lien-free vehicle title.

  • What if I am unable to pay off the loan?

    If you are unable to pay off the loan, the lender may decide to repossess your vehicle and sell it to repay the loan.

Apply Now for Title Loans in Iowa City

If you’re considering a title loan in Iowa City, TheGuaranteedLoans can help you find the right lender for you. We are not a lender, but we will connect you with the right lender to help you get the cash you need quickly and easily. All you have to do is fill out our online loan application form and we will take care of the rest. So start your loan process today and get the cash you need fast.

Beautiful sights of Iowa City, IA

Title Loans Available in Iowa City, IA By The Following ZIP Codes:

52240, 52244, 52243, 52246, 52242, 52245

Iowa City, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Iowa City, Iowa

Are there any eligibility requirements for title loans in Iowa City, Iowa?

To be eligible for a title loan in Iowa City, Iowa, borrowers must be at least 18 years old and have a clear car title in their name.

Can I still drive my car while I have a title loan in Iowa City, Iowa?

Yes, borrowers are typically able to continue driving their vehicle while they have a title loan in Iowa City, Iowa.

How Many Cash Advance Companies are in Iowa City, IA?

With the help of our service, you will be able to find 12 cash advance companies in Iowa City, IA

What Cash Advance Companies in Iowa City, IA are the most popular?

You should check GreenState Credit Union, Advance America, and Check Into Cash. Also, you can start your application online on our website.