Title Loans in Harris, Iowa

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No title loan companies in Harris, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Monroe County Abstract 108 Washington Ave E, Albia, IA 52531 +1 (641) 932 - 3871
Cash 6750 Westown Pkwy, West Des Moines, IA 50266 +1 (515) 207 - 7531
Fidelity Bank & Trust 18298 IA-64, Maquoketa, IA 52060 +1 (563) 652 - 6660
First National Bank 311 5th St, Fontanelle, IA 50846 +1 (641) 745 - 2141
Farmers Savings Bank 2121 Okoboji Ave, Milford, IA 51351 +1 (712) 338 - 4800
Luana Savings Bank 855 W Bridge Rd, Polk City, IA 50226 +1 (515) 984 - 7100
MidWestOne Bank 2600 Rockdale Rd, Dubuque, IA 52003 +1 (563) 583 - 5757
Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA 52501 +1 (641) 684 - 5448
Worth County Abstract Co Inc 849 Central Ave, Northwood, IA 50459 +1 (641) 324 - 1761
N W Iowa Credit Union 1411 Industrial Rd SW, Le Mars, IA 51031 +1 (712) 546 - 7676

Title Loan Companies in Nearby Cities

If there are no title loan companies in Harris, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Ames, IA, Car Title Loans in Ankeny, IA, Title Loans in Bettendorf, IA, Car Title Loans in Cedar Falls, IA, Car Title Loans in Cedar Rapids, IA, Title Loans in Council Bluffs, IA, Title Loans in Davenport, IA and Car Title Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harris, IA.

Title Loans in Harris, Iowa: What You Need to Know

Are you considering a title loan in Harris, Iowa? Do you need quick cash but aren’t sure where to turn? Fortunately, title loans are legal and popular in Iowa, providing an option for those in need of financial assistance.

What is a Title Loan?

A title loan is a type of secured loan in which a borrower uses their vehicle as collateral. The borrower gives the lender the title to the vehicle, and in exchange, they receive a loan. The amount of the loan is based on the value of the vehicle and can range from a few hundred to several thousand dollars.

The borrower is required to make monthly payments on the loan, including interest, until the loan is paid off. Failure to make payments can result in the lender repossessing the vehicle.

Applying for a Title Loan in Harris, Iowa

If you’re interested in obtaining a title loan in Harris, Iowa, there are several steps you need to take:

  • Research title loan lenders in the area. Look for reputable lenders with positive reviews.
  • Gather the necessary documents, including your vehicle title, proof of income, and proof of insurance.
  • Fill out an application with your chosen lender.
  • Wait for approval and receive your loan.

Pros and Cons of Title Loans

As with any financial decision, there are both advantages and disadvantages to obtaining a title loan.

Pros:

  • Quick access to cash
  • No credit check required
  • Ability to continue using your vehicle during the loan period

Cons:

  • High interest rates
  • Risk of losing your vehicle if you are unable to make payments
  • Possible fees for early repayment or late payments

Interesting Facts About Title Loans in Harris, Iowa

  • In Iowa, title lenders are required to be licensed and regulated by the state.
  • According to a 2017 report, the average title loan in Iowa was for $959 and had an average annual percentage rate (APR) of 262%.
  • Despite the high interest rates, title loans are a popular option for those who are unable to obtain traditional loans due to poor credit.

Apply Now for a Title Loan in Harris, Iowa

If you’re ready to apply for a title loan in Harris, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Our application process is quick and easy, and we can help you find the best loan option for your needs.

Remember, we are a connector service, not a direct lender. We work with a network of reputable lenders to help you find the loan that’s right for you. Apply now and get one step closer to financial freedom!

Useful Articles

Title Loans Available in Harris, IA By The Following ZIP Codes:

51345

Harris, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Harris, Iowa

Are there any restrictions on the type of vehicle I can use for a title loan in Harris, Iowa?

No, there are no restrictions on the type of vehicle that can be used for a title loan in Harris, Iowa. However, the vehicle must have a clear and valid title and be in good working condition.

What is a title loan in Harris, Iowa?

A title loan is a type of short-term loan that uses a borrower's vehicle title as collateral.

Advise to read before applying

Look for Title Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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