Title Loans in Liscomb, Iowa

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No title loan companies in Liscomb, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation 233 S Walnut Ave Suite B, Ames, IA 50010 +1 (515) 293 - 7731
Security State Bank 109 W 2nd St, Sutherland, IA 51058 +1 (712) 446 - 3324
U.S. Bank Branch 808 S Roosevelt Ave, Burlington, IA 52601 +1 (319) 752 - 2761
MidWestOne Bank 4510 Prairie Pkwy, Cedar Falls, IA 50613 +1 (319) 277 - 2500
Security Loan Copany 210 Main St, McGregor, IA 52157 +1 (563) 873 - 3464
Union State Bank 214 S 1st St, Greenfield, IA 50849 +1 (641) 343 - 7310
Peoples Bank 303 Main St, Rippey, IA 50235 +1 (515) 436 - 7418
Advance Funding Resources Inc 2918 Hillmer Dr SW, Cedar Rapids, IA 52404 +1 (319) 396 - 9403
Thys Motor Company 210 7th Ave, Belle Plaine, IA 52208 +1 (319) 444 - 2163
Promise Community Health Center 33 4th St NW, Sioux Center, IA 51250 +1 (712) 722 - 1700

Title Loan Companies in Nearby Cities

If there are no title loan companies in Liscomb, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Des Moines, IA, Car Title Loans in Dubuque, IA, Car Title Loans in Iowa City, IA, Car Title Loans in Marion, IA, Car Title Loans in Sioux City, IA, Car Title Loans in Urbandale, IA, Title Loans in Waterloo, IA and Title Loans in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liscomb, IA.

Title Loans in Liscomb, Iowa

When emergency expenses arise, finding the necessary cash can be a daunting task. For those with low credit scores or financial histories, traditional lending options may not be readily available. Fortunately, legal and popular title loans in Iowa provide a viable solution to those in need of fast cash at short notice.

In this article, we’ll discuss everything you need to know about title loans in Liscomb, Iowa, including requirements, benefits, and drawbacks.

What Are Title Loans?

Simply put, title loans are short-term loans that require borrowers to use their vehicles as collateral. To secure a title loan, a borrower surrenders the vehicle’s title to the lender as collateral.

Depending on the value of the vehicle, borrowers can typically receive loans between $100 and $5,000. Interest rates for title loans can vary widely, ranging from 25% to 300% or more.

How Do Title Loans Work in Liscomb, Iowa?

In Iowa, title loans are legal and regulated by the state’s Division of Banking. Title loans can be obtained from a variety of lenders, including banks, credit unions, and online lenders, such as TheGuaranteedLoans.

In Liscomb, Iowa, title loans are relatively straightforward and easy to obtain. Borrowers will need to provide proof of ownership of their vehicle, proof of income, and a state-issued ID. After the borrower’s application is approved, the vehicle’s title transfers to the lender, and they receive the agreed-upon loan amount.

What Are the Benefits of Title Loans in Liscomb, Iowa?

  • Quick access to cash: Title loans are a great option for borrowers who need cash urgently.
  • Easy qualification: Title loans don’t require a high credit score or a lengthy application process, making them a more accessible option for many borrowers.
  • Flexible repayment options: Lenders often provide flexible repayment options that allow borrowers to pay back the loan in installments.
  • Continue using your vehicle: Unlike pawning your vehicle, you can continue to use it while repaying the loan.

What Are the Drawbacks of Title Loans in Liscomb, Iowa?

  • High-interest rates: Interest rates for title loans can be exorbitantly high, making it difficult for borrowers to pay back the loan on time.
  • Loss of vehicle ownership: When the borrower defaults on their title loan or can’t pay the loan back in full, the lender can repossess the vehicle.
  • Additional fees can add up: Loan origination fees and other charges may add up, increasing the total cost of the loan.

Interesting Facts and Statistics About Title Loans in Liscomb, Iowa

  • In 2018, more than 25% of Iowans were underbanked or unbanked, making alternative lending options like title loans more attractive, according to the FDIC.
  • According to a 2016 study by The Pew Charitable Trusts, the average auto title loan is about $1,000, and the median annual percentage rate is 300%.
  • In Iowa, title loans are typically limited to 18% of the borrower’s gross income per month, with a maximum term of one year.

How to Apply for Title Loans with TheGuaranteedLoans

At TheGuaranteedLoans, we are a connector service that can help you find a lender that is right for your specific needs.

To start the process, simply fill out our online application form with your name, contact information, employment details, and the make and model of your vehicle. We’ll then work to connect you with a lender that meets your needs and can get you the cash you need fast.

Please note that TheGuaranteedLoans is not a direct lender, and as such, we are not able to provide loan underwriting or funding services. Our role is to help you find lenders that offer title loans and ensure you have the information necessary to make informed borrowing decisions.

The Bottom Line

Title loans in Liscomb, Iowa, offer a viable option for those in need of fast cash. However, borrowers must weigh the benefits and drawbacks carefully before committing to a loan. With TheGuaranteedLoans, we can help connect you with lenders that offer title loans, so you can make an informed decision and get the cash you need fast.

Useful Articles

Title Loans Available in Liscomb, IA By The Following ZIP Codes:

50148

Liscomb, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Liscomb, Iowa

What documents do I need to apply for a title loan in Liscomb, Iowa?

To apply for a title loan in Liscomb, Iowa, borrowers typically need to provide their car title, proof of income, proof of insurance, and a government-issued ID.

Are there any eligibility requirements for title loans in Liscomb, Iowa?

To be eligible for a title loan in Liscomb, Iowa, borrowers must be at least 18 years old and have a clear car title in their name.

Advise to read before applying

Look for Title Loans in Other Cities:

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