Title Loans in Manilla, Iowa

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No title loan companies in Manilla, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
EZ Money Check Cashing 2740 Douglas Ave D, Des Moines, IA 50310 +1 (515) 274 - 5200
Bank of the West 211 E Boston Ave, Indianola, IA 50125 +1 (515) 961 - 7411
North Star Community Credit Union 1167, 216 Moorehead Ave, Ida Grove, IA 51445 +1 (712) 364 - 3000
Fidelity Bank & Trust 105 E Main St, Luxemburg, IA 52056 +1 (563) 853 - 2245
Farmer's Trust and Savings Bank 510 Lincoln Way St, Woodbine, IA 51579 +1 (712) 647 - 3375
U.S. Bank Branch 323 E Reed St, Red Oak, IA 51566 +1 (712) 623 - 4828
BTC Bank 2090 E Main St, Lamoni, IA 50140 +1 (641) 784 - 7300
CENT WestSide 3124 4th St SW, Mason City, IA 50401 +1 (641) 424 - 2368
Lauinger Brett 910 1st Ave N, Fort Dodge, IA 50501 +1 (515) 576 - 1194
Telco Triad Community Credit Union 24 W 4th St, Spencer, IA 51301 +1 (712) 262 - 4194

Title Loan Companies in Nearby Cities

If there are no title loan companies in Manilla, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in West Des Moines, IA, Title Loans in Ames, IA, Title Loans in Ankeny, IA, Title Loans in Bettendorf, IA, Car Title Loans in Cedar Falls, IA, Car Title Loans in Cedar Rapids, IA, Title Loans in Council Bluffs, IA and Car Title Loans in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Manilla, IA.

Title Loans in Manilla, Iowa: What you need to know

Manilla, Iowa is a small, tight-knit community located in Crawford County. It is a beautiful place to live, work, and raise a family, but like any other town, it has its fair share of financial challenges. Emergencies crop up, bills pile up, and sometimes, you just need a little extra help to get by. That’s where title loans come in.

What are Title Loans?

Title loans are secured loans that use your vehicle as collateral. You hand over the title to your vehicle in exchange for cash. The lender holds on to your car’s title while you make payments to pay back the loan. Once you have repaid the loan, the lender returns your car’s title to you.

It’s important to note that the lender usually does not hold onto your vehicle while you’re making payments on your loan. You get to keep your car and continue using it as you normally would.

How Do Title Loans Work in Iowa?

Title loans are legal in Iowa, and there are a few regulations that lenders must follow. First and foremost, the loan term cannot exceed 31 days. The lender must also disclose the interest rate and fees associated with the loan in writing.

The interest rate that lenders can charge on title loans is capped at 30% for the first $2,000 borrowed, 24% for the next $1,000 borrowed, and 18% for the remaining amount. There is no limit to the fees that lenders can charge.

In Iowa, you can borrow up to $25,000 with a title loan. The amount you can borrow will depend on the value of your vehicle and your ability to repay the loan.

Pros and Cons of Title Loans

  • Pros: Title loans can be a quick and easy way to get cash when you need it. You don’t need good credit to qualify, and you can usually get your money the same day you apply.
  • Cons: Title loans are expensive, and the interest rates can be high. If you are unable to repay the loan, the lender can repossess your vehicle.

Before you decide to apply for a title loan, it’s important to weigh the pros and cons carefully. Make sure you understand the terms of the loan and that you can afford to make the payments.

Interesting Facts and Statistics about Title Loans in Manilla, Iowa

  • According to a report by the Iowa Division of Banking, there were 10,700 title loans originated in Iowa in 2019.
  • The average loan amount for a title loan in Iowa is $1,042.
  • There are 250 licensed title loan providers in Iowa.

Apply Now

If you’re considering a title loan, TheGuaranteedLoans can help connect you with potential lenders in the Manilla, Iowa area. Keep in mind that we are a connector service and not a direct lender. We make it easy to fill out an online application and get connected with lenders who can offer you a title loan that meets your needs.

Applying for a title loan is easy. Simply visit our website and fill out our online application. One of our friendly representatives will be in touch with you shortly to discuss your options and help you get the cash you need.

Conclusion

Title loans are a legal and popular option for those who need quick cash in Manilla, Iowa. They offer advantages such as easy approval and fast cash, but they also have disadvantages such as high interest rates and the risk of repossession. Be sure to weigh the pros and cons before making a decision. Remember, if you do decide to take out a title loan, TheGuaranteedLoans is here to help connect you with lenders who can offer you the loan that best meets your needs.

Useful Articles

Title Loans Available in Manilla, IA By The Following ZIP Codes:

51454

Manilla, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Manilla, Iowa

How do I repay a title loan in Manilla, Iowa?

Repayment of a title loan in Manilla, Iowa typically involves making regular payments to the lender over a set period of time. The exact repayment terms will be outlined in your loan agreement, and may include a fixed monthly payment amount and a set number of payments.

Can I refinance a title loan in Manilla, Iowa?

Yes, you can refinance a title loan in Manilla, Iowa if you are unable to make your regular payments or if you want to change the terms of your loan. To refinance your title loan, you will need to apply for a new loan with a different lender.

Advise to read before applying

Look for Title Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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