Title Loans in Longton, Kansas

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No title loan companies in Longton, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Arvest Bank 119 E 3rd St, Ottawa, KS 66067 +1 (785) 229 - 3930
ACE Cash Express 1105 W Pawnee St, Wichita, KS 67213 +1 (316) 263 - 6223
American AgCredit 102 E 9th St, Concordia, KS 66901 +1 (785) 243 - 4689
Landmark National Bank 208 S Washington St, Junction City, KS 66441 +1 (785) 762 - 5634
First Commerce Bank 902 Broadway St, Marysville, KS 66508 +1 (785) 562 - 5558
Saline County Teachers CU 631 E Crawford St 207, Salina, KS 67401 +1 (785) 827 - 7349
Check n Go 3129A S Seneca St, Wichita, KS 67217 +1 (316) 554 - 8095
Bank of Gas 301 W 1st St, Gas, KS 66742 +1 (620) 365 - 3195
Central National Bank Smart ATM - Inside Walmart 3503 10th St, Great Bend, KS 67530 +1 (888) 262 - 5456
Pinnacle Bank 1500 N Buckeye Ave, Abilene, KS 67410 +1 (785) 263 - 3207

Title Loan Companies in Nearby Cities

If there are no title loan companies in Longton, KS, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Overland Park, KS, Car Title Loans in Salina, KS, Car Title Loans in Shawnee, KS, Car Title Loans in Topeka, KS, Car Title Loans in Wichita, KS, Title Loans in Hutchinson, KS, Car Title Loans in Kansas City, KS and Car Title Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Longton, KS.

Title Loans in Longton, Kansas: A Comprehensive Guide

Are you in need of quick cash in Longton, Kansas? If yes, then you might have considered taking out a title loan. Title loans are a popular option for people who need fast funds, but don’t have the best credit score. In this article, we will explore everything you need to know about title loans in Longton, Kansas.

What is a Title Loan?

A title loan is a secured personal loan that allows the borrower to use their vehicle as collateral. The lender will hold the title of the vehicle until the loan is paid in full. Title loans are known for their quick approval process and relatively easy qualification requirements. In Longton, Kansas, title loans are legal and regulated by state law.

How to Apply for a Title Loan in Longton, Kansas

To apply for a title loan in Longton, Kansas, you need to follow these simple steps:

  1. Find a title loan company that operates in Longton, Kansas. You can search online or ask for recommendations from friends and family.
  2. Fill out the online application form or visit the lender’s office in person.
  3. Provide the necessary documents, like your vehicle title, driver’s license, etc.
  4. Wait for the lender to review your application and approve your loan. This usually takes a few hours to a day.
  5. Receive your funds and start repaying the loan according to the agreed upon terms.

It’s important to note that title loan interest rates in Longton, Kansas are regulated by state law, so borrowers can rest assured that they won’t be charged exorbitant rates. Additionally, lenders are required to clearly disclose their interest rates, fees, and terms before approving the loan, so borrowers can make an informed decision.

The Benefits and Risks of Title Loans in Longton, Kansas

Like any other financial product, title loans in Longton, Kansas have both upsides and downsides. Here’s a quick rundown of the benefits and risks associated with title loans:

Benefits:

  • Quick approval process
  • No credit check
  • Secured loan: allows borrowers to use their vehicle as collateral

Risks:

  • High interest rates and fees, which can result in a cycle of debt if the borrower is unable to repay the loan on time
  • Repossession: if the borrower is unable to repay the loan, the lender can take possession of the vehicle
  • Unregulated: while title loans are legal in Longton, Kansas, some lenders may engage in predatory practices

Interesting Facts and Statistics about Title Loans in Longton, Kansas

– According to a report by the Pew Charitable Trusts, around 1 in 5 title loan borrowers in the US end up losing their vehicle due to repossession.
– As of 2019, the average title loan in Kansas was $1,205, with an average interest rate of 132%.
– In 2020, the Kansas state government introduced a bill that would cap title loan interest rates at 36%. However, the bill hasn’t been passed yet and the interest rates remain unregulated.

Apply Now for a Title Loan in Longton, Kansas

If you’re in need of quick cash in Longton, Kansas, TheGuaranteedLoans can help you find a title loan lender that suits your needs. We are a connector service that works with a network of trusted lenders across the country, and we can facilitate your connection with lenders who offer title loans in Longton, Kansas. Our online application process is easy and straightforward – all you need to do is fill out the form on our website and wait for potential lenders to contact you. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Our goal is to help you connect with potential lenders that can offer you the best rates and terms based on your needs.

In conclusion, title loans in Longton, Kansas can be a good option for people who need fast cash and don’t have the best credit score. However, borrowers should be aware of the risks associated with title loans, like high interest rates and the possibility of repossession. As with any financial decision, it’s important to do your research and make an informed decision. If you decide to apply for a title loan, consider working with a trusted lender and use the funds wisely to avoid falling into a cycle of debt.

Title Loans Available in Longton, KS By The Following ZIP Codes:

67352

Longton, KS title loan calculator

Frequently Asked Questions About Car Title Loans in Longton, Kansas

How do I repay a title loan in Longton, Kansas?

Repayment of a title loan in Longton, Kansas typically involves making regular payments to the lender over a set period of time. The exact repayment terms will be outlined in your loan agreement, and may include a fixed monthly payment amount and a set number of payments.

Can I refinance a title loan in Longton, Kansas?

Yes, you can refinance a title loan in Longton, Kansas if you are unable to make your regular payments or if you want to change the terms of your loan. To refinance your title loan, you will need to apply for a new loan with a different lender.