Title Loans in Erath, Louisiana

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Erath, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 3800 Monroe Hwy Suite G, Pineville, LA 71360 +1 (318) 640 - 3221
Excel Finance 3114 Ryan St, Lake Charles, LA 70601 +1 (337) 433 - 3324
Absolute Cash Payday Loans Winn Dixie Shopping Center, 2100 N Collins Blvd STE 156, Covington, LA 70433 +1 (985) 635 - 4020
Liberty Tax and Loans 332 S Burnside Ave, Gonzales, LA 70737 +1 (225) 644 - 4060
ACE Cash Express 100 E Willow St, Lafayette, LA 70501 +1 (337) 269 - 5994
Community Loans 5540 Government St, Baton Rouge, LA 70806 +1 (225) 922 - 9795
Advance America 753 Odd Fellows Rd Unit I, Crowley, LA 70526 +1 (337) 783 - 3768
Sabine State Bank and Trust Company 1869 US-71, Montgomery, LA 71454 +1 (318) 646 - 2101
United Credit of New Iberia 1119 Center St, New Iberia, LA 70560 +1 (337) 369 - 9811
1st Franklin Financial 1808 Main St, Franklin, LA 70538 +1 (337) 828 - 0540

Title Loan Companies in Nearby Cities

If there are no title loan companies in Erath, LA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Metairie, LA, Car Title Loans in Monroe, LA, Title Loans in New Iberia, LA, Title Loans in New Orleans, LA, Car Title Loans in Prairieville, LA, Title Loans in Shreveport, LA, Car Title Loans in Baton Rouge, LA and Car Title Loans in Bossier City, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Erath, LA.

Title Loans in Erath, Louisiana: A Comprehensive Guide

Are you in need of some quick cash to cover an unexpected expense or emergency? Title loans may be a viable option for you. These loans allow you to use your vehicle as collateral to secure the loan. Title loans are legal and popular in Louisiana, including Erath. In this article, we’ll discuss everything you need to know about title loans in Erath, Louisiana.

What are title loans?

A title loan is a type of secured loan that uses your vehicle as collateral. The lender holds the title to your vehicle until the loan is paid in full. Title loans are typically short-term loans (often 30 days) and have higher interest rates than traditional bank loans. In Louisiana, title loans cannot exceed $350, and lenders are required by law to give the borrower at least ten days to repay the loan before they can repossess the vehicle.

How do title loans work?

To apply for a title loan, you’ll need to provide the lender with your vehicle’s title, proof of income, and a government-issued ID. The lender will assess the value of your vehicle and determine how much they are willing to lend you. If you agree to the terms of the loan, you’ll sign a contract, and the lender will give you the loan amount in cash or directly deposit it into your bank account.

Once you have the loan, you’ll have a set amount of time to pay it back. If you fail to make payments on time, the lender can repossess your vehicle and sell it to recoup their losses. However, as previously mentioned, Louisiana law requires lenders to give the borrower at least ten days to pay the loan in full before they can repossess the vehicle.

Pros and Cons of Title Loans

Like any financial product, title loans have both pros and cons.

Pros of Title Loans:

  • Quick access to cash when needed
  • No credit check required
  • You can still use your car while you have the loan

Cons of Title Loans:

  • High interest rates
  • Short repayment terms
  • Risk of losing your car if you can’t pay the loan back on time
  • Some lenders may engage in predatory practices

Interesting Facts and Statistics about Title Loans in Erath, Louisiana

  • Erath is a small town located in the southern part of Louisiana. According to the U.S. Census Bureau, the population was just over 2,000 in 2019.
  • According to a report by the Louisiana Department of Justice, title loan businesses in Louisiana charge an average interest rate of 400%. This is much higher than the national average for personal loans.
  • There are several title loan businesses located in Erath, Louisiana, including Ace Cash Express, Cash America Pawn, and TitleMax.

Apply Now

If you’re interested in applying for a title loan in Erath, Louisiana, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be willing to lend you money. Simply fill out our online application form, and we’ll do our best to find a lender that meets your needs. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We simply facilitate the connection between borrowers and lenders. Apply now and get the cash you need!

Remember to weigh the pros and cons of title loans carefully before making a decision. While title loans can provide quick cash when you need it, they can also be expensive and come with risks. It’s important to understand the terms of the loan and have a plan in place to pay it back on time to avoid repossession of your vehicle and additional expenses.

Conclusion

Title loans can be a viable option for those in need of quick cash, but they come with risks. Understanding the terms of the loan and having a plan in place to pay it back is crucial to avoid losing your vehicle and incurring additional expenses. Remember, if you need help finding a lender in Erath, Louisiana, TheGuaranteedLoans can help. Apply now and get the cash you need!

Useful Articles

Beautiful sights of Erath, LA

Photo of city Erath, LA Photo of city Erath, LA Photo of city Erath, LA

Title Loans Available in Erath, LA By The Following ZIP Codes:

70533

Erath, LA title loan calculator

Frequently Asked Questions About Car Title Loans in Erath, Louisiana

Is there a limit on the number of title loans I can have in Erath, Louisiana?

There is no limit on the number of title loans you can have in Erath, Louisiana. However, having multiple loans can increase your risk of default, so it's important to carefully consider your borrowing needs and to only borrow what you can afford to repay.

Can I get a title loan on a leased vehicle in Erath, Louisiana?

In most cases, you cannot get a title loan on a leased vehicle in Erath, Louisiana, as the leasing company typically retains the title to the vehicle. However, you may be able to get a personal loan or other type of financing if you can provide proof of income and a valid ID.

Advise to read before applying

Look for Title Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.