Title Loans in Lisbon, New York

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No title loan companies in Lisbon, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 246 S Highland Ave, Ossining, NY 10562 +1 (914) 762 - 4996
Cattaraugus County Bank 325 S Cascade Dr, Springville, NY 14141 +1 (716) 592 - 0080
People's United Bank 59 Kensico Rd, Thornwood, NY 10594 +1 (914) 747 - 1068
Chase Bank 92 Main St, Yonkers, NY 10701 +1 (914) 376 - 0146
Money Federal Credit Union 100 Madison St, Syracuse, NY 13202 +1 (315) 671 - 4000
NBT Bank 3711 NY-30, Broadalbin, NY 12025 +1 (518) 883 - 3416
People's United Bank 351 Merrick Rd, Amityville, NY 11701 +1 (631) 691 - 3040
Chase Bank 60 Great Neck Rd, Great Neck, NY 11021 +1 (516) 466 - 8100
Nassau Financial Federal Credit Union 2995 Long Beach Rd, Oceanside, NY 11572 +1 (516) 742 - 4900
Citizens Bank 273 Wall St, Kingston, NY 12401 +1 (845) 338 - 6200

Title Loan Companies in Nearby Cities

If there are no title loan companies in Lisbon, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Oyster Bay, NY, Title Loans in Penfield, NY, Car Title Loans in Poughkeepsie, NY, Car Title Loans in Riverhead, NY, Title Loans in Rochester, NY, Car Title Loans in Rome, NY, Car Title Loans in Rye, NY and Title Loans in Schenectady, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lisbon, NY.

Title Loans in Lisbon, New York: A Comprehensive Guide

When you’re in need of quick cash, title loans can seem like an appealing solution. Unfortunately, title loans are not popular in New York State as they are considered illegal. However, if you’re located in Lisbon, New York, there are some options available to you. In this comprehensive guide, we’ll explore everything you need to know about title loans in Lisbon, New York to make an informed decision.

What are Title Loans?

Title loans are a type of secured loan that uses your car title as collateral. In exchange for the loan, your lender keeps the title to your car until the loan is repaid. If you default on the loan, the lender has the right to repossess your car and sell it to recoup the costs.

Why are Title Loans Not Popular in New York?

Title loans are considered illegal in New York because they violate the state’s usury laws. Usury laws are designed to protect consumers from predatory lending practices and regulate interest rates on loans. Title loans typically have high-interest rates, making them a risky proposition for borrowers.

Are there Any Title Loan Options Available in Lisbon, New York?

Although title loans are not legal in New York, some lenders may offer alternatives. For example, some lenders may offer personal loans that are secured by your car. However, these loans are subject to the state’s interest rate caps and other consumer protection laws. It’s important to carefully review your options and read the terms and conditions carefully to avoid falling into a predatory lending situation.

Interesting Facts and Statistics About Title Loans in Lisbon, New York

  • According to the New York State Department of Financial Services, title loans are illegal in the state of New York.
  • The state’s interest rate cap for personal loans is 16%, making it difficult for lenders to offer title loans in compliance with state law.
  • New York has some of the strictest consumer protection laws in the country, making the state a leader in protecting its residents from predatory lenders.

Apply Now

At TheGuaranteedLoans, we specialize in connecting borrowers with lenders who offer a variety of loan options, including personal loans. While title loans are not legal in New York, we can help you find a lender who can offer secured personal loans based on your car’s value. We pride ourselves on providing fast, secure, and convenient loan options to our customers. To get started, simply fill out our online application and we’ll match you with a lender who fits your needs. Please note that while we are not a direct lender, we work with a network of reputable lenders to ensure that our customers receive the best possible service.

The Bottom Line

While title loans are not a popular option in New York, there are still some alternatives available to borrowers in Lisbon. It’s important to research your options carefully and read the terms and conditions of any loan carefully to avoid falling into a predatory lending situation. At TheGuaranteedLoans, we’re committed to helping you find the best loan options for your needs. Contact us today to learn more and get started on your application.

Title Loans Available in Lisbon, NY By The Following ZIP Codes:

13658

Lisbon, NY title loan calculator

Frequently Asked Questions About Car Title Loans in Lisbon, New York

How do I know if a title loan lender in Lisbon, New York is reputable?

To determine if a title loan lender in Lisbon, New York is reputable, borrowers can check the lender's license with the Office of Consumer Credit Commissioner and review customer feedback and ratings online.

What are the interest rates for title loans in Lisbon, New York?

The interest rates for title loans in Lisbon, New York are determined by the lender and can vary depending on the borrower's creditworthiness and the value of their vehicle.