Title Loans in Cooleemee, North Carolina

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No title loan companies in Cooleemee, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Bad Credit Loans 2722 Spring Forest Rd, Raleigh, NC 27616 +1 (984) 983 - 5869
Tarboro Savings Bank 501 N Main St, Tarboro, NC 27886 +1 (252) 823 - 3116
Wells Fargo Bank 146 Western Blvd, Jacksonville, NC 28546 +1 (910) 353 - 0068
First Citizens Bank 7045 US-70, Newport, NC 28570 +1 (252) 223 - 5161
Market Title Co 1001 Wade Ave 100, Raleigh, NC 27605 +1 (919) 789 - 5249
Southern Bank - Wilson 1701 Forest Hills Rd W, Wilson, NC 27893 +1 (252) 206 - 5510
Lendmark Financial Services LLC 3855 Conlon Way A, Elizabeth City, NC 27909 +1 (252) 338 - 5887
Cunningham & Co Mtg Bankers 336 E Main St, Clayton, NC 27520 +1 (919) 550 - 2519
SunTrust 401 S Main St, Rolesville, NC 27571 +1 (919) 263 - 6096
Weyco Community Credit Union 1785 Weyerhaeuser Rd, Vanceboro, NC 28586 +1 (252) 514 - 4931

Title Loan Companies in Nearby Cities

If there are no title loan companies in Cooleemee, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Goldsboro, NC, Title Loans in Greensboro, NC, Car Title Loans in Greenville, NC, Car Title Loans in Hickory, NC, Car Title Loans in High Point, NC, Car Title Loans in Holly Springs, NC, Title Loans in Huntersville, NC and Title Loans in Indian Trail, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cooleemee, NC.

Title Loans in Cooleemee, North Carolina: A Comprehensive Guide

Are you in need of quick cash to cover unexpected expenses in Cooleemee, North Carolina? Title loans might be an option worth considering. In this article, we’ll provide a detailed overview of title loans, their regulation in Cooleemee, and how to apply for one.

What are Title Loans?

A title loan is a type of secured loan that allows borrowers to use their vehicle’s title as collateral. Typically, title loan lenders do not require a credit check, making it an accessible option for people with poor credit or no credit. The borrower must own the vehicle outright, and the lender will place a lien on its title until the loan is repaid. The amount of the loan is determined by the value of the vehicle and the borrower’s ability to repay the loan.

Regulation of Title Loans in Cooleemee, North Carolina

Title loans are legal and popular in North Carolina, but the state has strict regulations in place to protect consumers. The North Carolina Attorney General’s Office warns borrowers to be cautious when considering a title loan. Lenders must be licensed by the North Carolina Commissioner of Banks, and they must follow specific rules regarding interest rates, fees, and loan terms.

  • Interest Rates: In North Carolina, title loan interest rates are capped at 30%. However, lenders may charge additional fees, so it’s important to carefully read the loan terms and understand the total cost of the loan.
  • Loan Terms: Title loans in North Carolina must have a repayment term of 30 days. However, borrowers may be able to extend the loan term by paying additional fees.
  • Maximum Loan Amount: The maximum amount a borrower can receive in a title loan in North Carolina is $2,500.

Applying for a Title Loan in Cooleemee, North Carolina

The process of applying for a title loan in Cooleemee, North Carolina is relatively straightforward.

  • Step 1: Find a Lender – Research reputable lenders in Cooleemee, North Carolina and compare their terms and fees.
  • Step 2: Gather Your Documents – You’ll need to provide your vehicle’s title, a photo ID, and proof of income.
  • Step 3: Complete the Application – Fill out the lender’s application, providing your personal and vehicle information.
  • Step 4: Get Approved – After submitting your application, the lender will evaluate your request and let you know if you are approved.
  • Step 5: Receive Your Funds – If approved, you’ll receive your funds either as a check, cash, or direct deposit.

Interesting Facts and Statistics About Title Loans in Cooleemee, North Carolina

  • In North Carolina, title loans are also known as “carolina cash” loans.
  • In 2020, a $281 million settlement was reached between a title loan company and the North Carolina Attorney General’s Office for allegedly deceptive signing practices that misled borrowers.
  • According to a 2019 report by the Center for Responsible Lending, the average interest rate for a title loan in North Carolina is 240%, with an average loan amount of $1,000.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans does not offer direct lending services, but we can help you connect with potential lenders for a title loan. Applying online is quick and easy. Simply fill out our online application form, and we’ll match you with reputable lenders in Cooleemee, North Carolina. Remember – make sure to read the terms and fees carefully before accepting a loan offer.

At TheGuaranteedLoans, we prioritize transparency and responsible lending practices. We want to help you make informed decisions about your finances. If you have any questions or concerns about title loans or our lending process, please don’t hesitate to reach out to us.

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Title Loans Available in Cooleemee, NC By The Following ZIP Codes:

27014

Cooleemee, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Cooleemee, North Carolina

Can I get a title loan in Cooleemee, North Carolina on a car with multiple owners?

It may be possible to get a title loan in Cooleemee, North Carolina on a car with multiple owners, but it will depend on the lender's policies. Some lenders may require all owners to be listed on the loan and on the vehicle's title, while others may have different requirements.

Can I get a title loan in Cooleemee, North Carolina if I am a military member?

Yes, it is possible to get a title loan in Cooleemee, North Carolina if you are a military member. However, you will need to meet the lender's qualifications and provide proof of income in order to qualify for a loan.

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Look for Title Loans in Other Cities:

Apex Asheville Burlington Cary Chapel Hill Charlotte Concord Durham Fayetteville Gastonia Goldsboro Greensboro Greenville Hickory High Point Holly Springs Huntersville Indian Trail Jacksonville Kannapolis Matthews Monroe Mooresville Raleigh Rocky Mount Salisbury Wake Forest Wilmington Wilson Winston-Salem
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