Title Loans in Cordova, North Carolina

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No title loan companies in Cordova, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Bank - Huntersville, NC 401 Gilead Rd, Huntersville, NC 28078 +1 (704) 875 - 1642
SunTrust 201 Mulberry St SW, Lenoir, NC 28645 +1 (828) 572 - 6029
Security Financial Services 3453 Airport Blvd NW Ste C, Wilson, NC 27896 +1 (252) 234 - 5873
Lendmark Financial Services LLC 400 E Hanes Mill Rd, Winston-Salem, NC 27105 +1 (336) 377 - 2011
SunTrust 12198 University City Blvd, Harrisburg, NC 28075 +1 (980) 258 - 6083
State Employees' Credit Union 370 Tallulah Rd, Robbinsville, NC 28771 +1 (828) 479 - 8576
BB&T 620 N Main St, High Point, NC 27260 +1 (336) 889 - 1100
Quick Bad Credit Loans 233 Davie Ave, Statesville, NC 28677 +1 (984) 538 - 9564
Regional Acceptance Corporation 127 W Webster St, Whiteville, NC 28472 +1 (877) 722 - 7299
HomeTrust Bank - Clyde 8583 Carolina Blvd, Clyde, NC 28721 +1 (828) 627 - 9621

Title Loan Companies in Nearby Cities

If there are no title loan companies in Cordova, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Wake Forest, NC, Title Loans in Wilmington, NC, Title Loans in Wilson, NC, Title Loans in Winston-Salem, NC, Title Loans in Apex, NC, Car Title Loans in Asheville, NC, Car Title Loans in Burlington, NC and Car Title Loans in Cary, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cordova, NC.

Overview of Title Loans in Cordova, North Carolina

Title loans are a type of short-term, secured loan that allow borrowers to use their vehicle title as collateral. In North Carolina, title loans are legal and have become a popular way for people to get quick access to cash. If you’re interested in getting a title loan in Cordova, North Carolina, here’s what you need to know.

How Does a Title Loan Work?

When you take out a title loan in Cordova, North Carolina, you’ll need to provide the lender with your vehicle title as collateral. The lender will then assess the value of your vehicle and offer you a loan based on that value. You’ll typically be able to borrow up to 50% of your vehicle’s value.

Once you accept the loan, you’ll be given a set period of time to repay it, usually 30 days. If you’re unable to repay the loan on time, the lender has the right to repossess your vehicle. It’s important to read the terms and conditions carefully before taking out a title loan to fully understand the consequences of defaulting on the loan.

The Pros and Cons of Title Loans

Like any type of loan, title loans have both advantages and disadvantages. Here are some of the pros and cons of taking out a title loan in Cordova, North Carolina:

Pros:

  • Quick access to cash
  • No credit check required
  • You can still use your vehicle during the loan period

Cons:

  • High interest rates and fees
  • Short repayment period
  • The risk of losing your vehicle if you default on the loan

It’s important to carefully weigh the pros and cons to determine if a title loan is the right choice for you.

Interesting Facts about Title Loans in Cordova, North Carolina

  • As of 2019, there were more than 5,000 title loan businesses operating in North Carolina.
  • The average title loan amount in North Carolina is $1,000.
  • According to a 2020 report by the Center for Responsible Lending, the average interest rate on a title loan in North Carolina is 25%.
  • In North Carolina, it’s illegal for lenders to offer title loans to military members or their families.

Apply Now

If you’re interested in applying for a title loan in Cordova, North Carolina, TheGuaranteedLoans can help. As a connector service, we can help facilitate your connection with potential lenders. Please note that we are not a direct lender and we do not make credit decisions. To apply, simply visit our website and fill out our online application.

Title Loans Available in Cordova, NC By The Following ZIP Codes:

28330

Cordova, NC title loan calculator

Frequently Asked Questions About Car Title Loans in Cordova, North Carolina

How much money can I borrow with a title loan in Cordova, North Carolina?

The amount of money you can borrow with a title loan in Cordova, North Carolina will depend on the value of your vehicle. The lender will typically lend you a percentage of the value of your car, up to a maximum amount.

How do I apply for a title loan in Cordova, North Carolina?

To apply for a title loan in Cordova, North Carolina, you will need to fill out an application with the lender. This will typically include information about your vehicle, your income, and your personal information. You will also need to provide the lender with a copy of your car title and other required documents.